We were just recently discussing the phenomenon of sites like “PleaseRobMe,” which reposted Twitter/FourSquare messages of people announcing that they had left their homes, and wondering if it was all just a moral panic. It seemed unlikely that any burglars were seriously using such sites as a way to pick homes to rob. But do insurance companies agree? Michael Scott points us to the news that at least some insurance providers are exploring social media usage in figuring out insurance rates. Right now, it appears that they’re mostly looking at social networking info in doing claims investigations, but it may soon go beyond that. The author of the linked article suggests that at least some insurance companies are looking to take it further, in looking at your social media usage to determine your risk level (and, eventually, your premiums).
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