Author: Serkadis

  • Banks, Financial Services, Government: Deloitte Report, Bailout, Wells and JPM Do 15 Year, CRE and Life Companies, Greenspan, Reverse Mortgages, FNMA Predicts, Repos, Rising Rates

    Bill-Coppedge original content selection by MortgageNewsClips.com

     

    deloitte

    Deloitte report – Financial Services Industry: 2009 Accounting, Financial Reporting, Tax and Regulatory Update – 229 pages – good reference – thanks Marty Rosenblatt – from Deloitte 
    ————

    MercuryNews

    Voros: Nine biggest banks really didn’t need our bailout – Drew Voros – WELLS FARGO executives just couldn’t wait any longer or it would run the risk of looking like a laggard, like something was wrong.  When Citigroup, the weakest link of America’s nine largest banks that were bailed out, announced Monday morning its was joining other banks in repaying $25 billion in TARP money, San Francisco-based Wells became the lone major bank in the country not to reimburse taxpayers. – Silicon Valley Mercury News

    ————

    american-banking-news

    Wells Fargo and JP Morgan Chase Report Growth in 15-Year Mortgage Market  – … As evidence of this trend, the Mortgage Bankers Association reported that 15-year fixed rate loans accounted for nearly one in five refinance applications in October. That was up from 9.1% in 2008 and 7.5% in October 2007 … – American Banking News

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    rrInsurers  moodys resrecap

    CRE Losses Won’t Threaten Life Insurers’ Ratings Unless Values Fall More Than Expected –  Moody’s expects US insurers’ commercial mortgage losses to grow, but not to result in many rating downgrades unless commercial property values fall much further than expected. – Research Recap

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    usa-today-the-oval usa-today

    Obama should create debt commission, Greenspan says – Says Greenspan: “Our nation has never before had to confront so formidable a fiscal crisis as is now visible just over the horizon.”  – USA Today … The Oval

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    rmdlogo

    Ginnie Mae Issues $1.2 Billion of Reverse Mortgage MBSReverse Mortgage Daily

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    upi

    Fannie Mae Predicts Strong Recovery for Housing Next Year – … According to the forecast, existing home sales are expected to rise by 10 percent next year, compared to an estimated 3.1 percent gain this year, while new home sales are projected to rise by 26 percent in 2010 compared to an estimated 19 percent drop in sales this year … – UPI.com 

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    minyanville

    Dear Mr. Geithner, Let Me Teach You Something – By Ron Coby – Americans are pointing a finger right back at you – … Mr. Geithner, let’s start your education by simply looking at the number of zeros in $100 trillion. Are you ready for this? You better sit down because it should blow your mind away: $100,000,000,000,000. … – Minyanville
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    Emac-fox-business fox-business1

    Ben Bernanke, Repo Man – Elizabeth Macdonald – worth reading – talks about difficulties of draining excess reserves by Fed and that rates will riseFox Business
    ————

    plan-b-economics

    Plan B Economics: Uncommon Knowledge –  Thoughts on 2010… – As long as governments can borrow at virtually zero cost to support ailing economies, nominal stock market returns will continue to be positive. However, when rates on government securities rise, the market will feel the real cost of saving the economy. This will mark a turning point in the recovery. – Plan B Economics

  • FRAnalyzer

    Sweep Frequency Response Analyzer for Power Transformer Core and Winding Diagnosis.

    OMICRON’s FRAnalyzer detects mechanical and electrical changes of the core and the winding assembly of power transformers by using the SFRA method.

    SFRA stands for Sweep Frequency Response Analysis, a worldwide proven technique for measurements in frequency domain that allows examining transformers without costly detanking.

    By finding winding or core defects after faults, mechanical shocks (e.g. earthquakes) or transportation,it offers a valuable opportunity to improve the reliability of transformers, to reduce maintenance costs and, most of all, to avoid expensive unexpected outages.

  • Magnesium scrap

    It will typically be a question of processing in-correct castings into a homogeneous fraction prior to re-melting.

    By processing the incorrect castings into a homogeneous fraction the energy consumption during the re-melting process will be reduced.

    The Plant is intended for size reduction of cast magnesium parts such as gear boxes, antlers, pucks, steering wheels etc.
    An Eldan Magnesium Processing Plant normally consists of a Super Chopper (Heavy Duty) with inlet conveyor and vibrating discharge conveyor.

  • modular belt

    the modular belt is mainly used in the corrugated packaging industry,our belt has the good perfermance in that industry,it is easy to maintaince and clean,it could make the carton more flat,at the same time,we have a good price on it,now it is tested in home market,of course,we also manufacture the belt according to clintes’ requirement.welcome to inquiry from us.

  • Fanless Box PC Features Redundant Ethernet Ports and RAID 0/1 Support

    The Industrial Automation Group of Advantech introduces the UNO-3272, a Fanless Box PC equipped with a Celeron M 440 1.86GHz CPU, 1 GB DDR2 SDRAM, 2 x Gigabit Ethernet ports with teaming function, 4 x serial communication ports (2 x RS-232 and 2 x RS-232/422/485 with Auto Flow Control), 2 x PCI expansion slots, audio, DVI-D, VGA dual video output and 1 x external CompactFlash slot.

    The UNO-3272 supports SATA RAID 0/1 function, allowing customers to backup their operating system, applications, and important data if they have installed two hard drives. A Gigabit LAN port supports teaming function with fault tolerance, link aggregation, and load balance features. Also, the UNO-3272 supports Windows 2000/XP/Vista, Linux or Embedded OS such as Windows XP Embedded and Embedded Linux.

    The UNO-3272 provides high performance, multiple I/O interfaces, PCI and multimedia expansion, with a fanless design and superior thermal protection for harsh environments, making it a cost-effective, high performance Fanless Box PC for many different industrial automation applications.

  • Clippard Rotary Valves

    Clippard’s new Rotary Valves are 4-way with 1/4″ NPT ports. They are manually-operated 3-position closed center valves offering an operating pressure range of 0 to 150 psig and an operatig temperature from 32 to 140°F.

    With a small footprint, this base mounted rotary valves offers flexibility for strategic locations.

  • Fuel/Water Separator Spin-on with Drain and Sensor Port

    Descriptions: Fuel/Water Separator Spin-on with Drain and Sensor Port
    Notes: CAUTION: Furnished O-Ring must be installed on post for seal.
    Contains: Sensor Port Thread: 9/16-18 Standpipe
    Fits: Caterpillar Equipment
    Replaces: Caterpillar 326-1643
    Thread: 1-14
    O.D.: 4 1/4 (108.0)
    Length: 9 11/32 (237.3)
    I. Gskt.: [1] Included
    O. Ring: [2] Included

    Baldwin’s BF1259, with InterBlendTM media, continues to exceed the aftermarket replacement for fuel/water separators on
    Cummins CELECTTM electronic engines. In laboratory tests (see charts below), the BF1259 exceeds OE specifications when
    testing contaminant removal efficiency, emulsified water removal capability and contaminant holding capacity.
    Higher efficiency means less damage-causing contaminants pass through the filter to sensitive fuel injection components,
    leading to longer and more efficient fuel system life.
    The BF1259 with InterBlend media was designed to increase contaminant trapping efficiency, dirt-holding capacity and
    water-removal efficiency. The final result is a fuel/water separator that meets or exceeds the OEM’s filter specifications.

  • Help Save a Kitten this Holiday

    It’s been a tough year for lots of people, but also for dogs and cats who rely on the generosity of others. The number of pets in shelters increased during the housing crisis. That means that many rescues were stretched thin, and now is a very wonderful time of the year to give to your favorite animal charity. The gift doesn’t have to be large to make a difference.

    One pet charity that particularly needs your help this year is Vancouver Orphan Kitten Rescue Association (VOKRA). They are a 100% volunteer and donation driven no-kill animal charity.

    homelss-kitten

    Due to a couple of huge and unexpected rescue operations in 2009 and the recession, VOKRA is facing the possibility of having to close their doors to rescues and discontinue other important  animal work.

    The group rescued more than 1,000 cats in 2009, and they also participate in TNR, as well as spays and neuters for cats belonging to low-income individuals and families. Visit VOKRA to donate.

    (Image via VOKRA)

    Post from: Blisstree

    Help Save a Kitten this Holiday

  • So… so… confused

    Greetings-
    In early November I noticed that my hair was thinning on top. I could see my scalp. I’ve always had really thick hair and FREAKED OUT. When to primary care doctor who did some blood work and prescribed sprinolactone. all labs were thought to be in "normal range."
    Went to my dermatologist who did more more blood word. Again, everything was "normal."
    Went to Gyno who referred me to an Endo. On Thursday, he diagnosed me (after more labs) with PCOS. Pre-diabetic and insulin resistant. He prescribed Metformin. 500mg and said work up to 4 a day. To take a vitamin D supplement. See his assistant in three months.

    He never mentioned diet which in my subsequent research seems crucial. When I went to get the Met filled the pharmacist mentioned Low Glycemic diet.

    My A1C – 5.8
    Testosterone-44
    Glucose-88
    Insulin-16
    Vitamin D-33

    I want to make sure *I* am doing everything I can to manage this situation.

    I’ve started eliminating carb’s. Any other thoughts/suggestions?

    I was really too stunned and ignorant to ask questions at the time but now I wonder:

    -Is insulin resistant related to hair loss
    -Is being pre diabetic and insulin resistant the same thing?
    -Do you have PCOS for ever?
    -Where can I go to understand the lab report? What are the most important markers?

    Thanks in advance!

  • Gingerbread Creme Brulee

    The aroma of gingerbread evokes my strongest memories of Christmas. Those wonderful houses with stout walls of spicy gingerbread decorated with colorful candies and frosting. Children mesmerized with wide eyed wonder, their mouths agape as they inspect every inch. The aroma of gingerbread flooding the house, happiness and warmth, that’s gingerbread. And those wonderful spices of gingerbread. Cinnamon, nutmeg, allspice, ginger with the rich smell of molasses. One of my happiest gingerbread moments was building a beautiful gingerbread house with my daughter when she was young. Her lilting laughter and lip smacking, candy eating, sticky little fingers adorning the house with as many decorations as she ate. I have tried to capture all of that in this dessert recipe for you. A creamy and very rich brulee that’s not for the faint of heart, filled with those wonderful holiday spices. I hope you enjoy.

    Gingerbread Creme Brulee

    Ingredients:

    1 1/2 cups heavy cream
    1/2 cup whole milk
    1/2 tsp. each cinnamon, allspice, nutmeg and ginger
    1/4 tsp. white pepper
    1 Tbsp. molasses
    4 egg yolks
    1/2 cup Splenda + 4 tsp. for topping
    1 tsp. vanilla extract

    Preheat oven to 300′

    Pour the heavy cream and milk in a medium saucepan. Stir in the cinnamon, allspice, nutmeg, ginger and molasses. Heat until the mixture just bubbles, stirring occasionally. Remove from heat and set aside.

    In a large bowl, whisk the egg yolks with the Splenda and vanilla extract until smooth. While whisking, slowly pour in the warm cream mixture a tablespoon at a time. After a few additions pour in the rest of the cream mixture while whisking continuously. Pour the mixture through a strainer into a large measuring cup for easy pouring. Pour 1/2 cup of the mixture into each of five ramekins or other small oven safe custard cups. Place the cups in a large roasting pan and pour hot water in until it is about halfway up the sides of the ramekins. Bake for about 25 to 35 minutes until the custard is just about set but still jiggles in the center a little. Carefully remove the ramekins and place on a rack to cool. Refrigerate at least 6 hours but overnight is best.

    Before serving sprinkle the tops of each custard with about 3/4 tsp. of the remaining Splenda. Place the ramekins on a sheet pan about 6 inches under the broiler for about 2 minutes. Watch carefully so they do not burn. If you have a small, hand held kitchen torch now is the time to use it instead of the broiler.

    Nutrition Facts
    5 Servings
    Amount Per Serving
    Calories 316.8
    Total Fat 30.8 g
    Saturated Fat 18.2 g
    Polyunsaturated Fat 1.6 g
    Monounsaturated Fat 9.4 g
    Cholesterol 264.1 mg
    Sodium 44.9 mg
    Potassium 164.6 mg
    Total Carbohydrate 10.2 g
    Dietary Fiber 0.1 g
    Sugars 3.7 g
    Protein 4.4 g

  • Find of the Day: Barris-built 1972 Lincoln Bugazzi has interior like a dictator’s bathroom

    Filed under: , ,

    George Barris-designed Bugazzi — Click above for image gallery

    We’re beginning to think that George Barris’ movie cars were more restrained than his customer cars — and that Dolemite had the man on speed dial. Barris built the car you see above: a Bugazzi (boo-GOT-zee), which started out as a 1972 Lincoln Mark IV and was turned into “an American version of a Rolls-Royce.”

    That means it’s been slathered in thirty coats of pearl lacquer and trimmed with 24-carat gold-leaf, hand-applied pinstripes. Up front are two lanterns where the headlights would normally go. Inside, you’ll find gold, suede upholstery, Persian rugs, Italian doorhandles mounted on Italian marble slabs, a television, and a back seat wet bar. That could explain why the car cost $10,000 more than a Rolls. Or not.

    There were but 12 built, and not only were they bought by celebrities and the owner of the Mustang Ranch, but Motor Trend named it Car of the Month in July, 1973. We don’t know what number this car is, nor do we know how many have survived, but we do know you can take it home from Daniel Schmitt & Company for $99,000. Back in October, this car passed under the gavel at an RM Auction in October for a mere $19,800. We know that Barris had set out to make an American Rolls-Royce here, and we understand Schmitt & Co are looking to turn a profit here. But $99K? Guys — it’s not a real Rolls.

    [Source: Hemmings Motor News]

    Find of the Day: Barris-built 1972 Lincoln Bugazzi has interior like a dictator’s bathroom originally appeared on Autoblog on Sun, 20 Dec 2009 20:02:00 EST. Please see our terms for use of feeds.

    Read | Permalink | Email this | Comments

  • Hit With a Triple Punch All In One Week–a Cold, Disabling Back Pain, and a Cold Sore. What Worked? What Didn’t?

    Colds
    Backpain 

    Coldsore

    The Cold-The Back Pain-The Cold Sore

    If you are receiving this post via email click here to get to the web version.

    Can’t remember the last time I had a cold.

    What people describe as: “My back went-out” or “Disabling Back Pain”.  It’s never happened to me.

    Can’t remember the last time I missed work because of illness.

    And I’ve never had a cold sore or fever blister in my life.

    That is until the week of December 7-14!

    Here’s what happened to me–the week I turned into the Very Unhealthy Librarian

    1.  First I got a cold, because I ignored the early signs and was too busy to do anything about it. 

    Don’t do what I did.  Read and pay attention to my mostly-no-fail-cold-prevention plan. My Research-Backed Advice on How to Prevent Colds – Knock Them Out Quickly – or Shorten Their Duration. 

    At the first sign of a cold–don’t be lazy like I was.  Make the time to use a neti pot (I use Sinucleanse), take Zicam Cold Remedy RapidMelts or Cold-Eeze (my fave Zicam nasal gel is now off the market), and get plenty of sleep!  Even though I waited for my cold to surface before I did anything about it, luckily, I still managed to knock it out quickly with this method.

    Or avoid the cold in the first place by paying attention to: Advice From the Experts on How to Protect
    Yourself From Colds and Flu. How to Boost Your Immune System and Avoid
    Germs. What Foods and Supplements Will Help the Most?

    2. Then my back “went out” and I quickly learned what it feels like to be disabled. Thankfully, I only missed a day of work, but I soon realized that you can’t do anything when you can’t move your body.  What good is a day off of work when there’s nothing you can do?

    Don’t do what I did.  Read and pay attention to my post: Why Sitting In A Chair Hurts Your Back – What You Can Do To Prevent Back Pain. 

    I made the big mistake of sitting in a chair for over 5 hours straight without getting up, tightening up my hip flexors and twisting my torso to the left for way too long while I worked on my computer.

    “Sitting all day is the worst thing in the world you can do for your back, ” said Dr. Joel Press, the medical director of the Spine & Sports Institute at the Rehabilitation Institute of Chicago.

    Then I went off to a spinning class where I continued to tighten up my hip flexors as I rode for a hour in a crouched-over-the-handle bars position.  Later that evening, when I bent down to unload the washing machine–bingo–“my back went out”.  Seriously, “out”.  I could barely walk up the stairs, get up from the toilet, get in and out of bed, get dressed, sit in a chair, or do anything that involved moving my body.  I had instant empathy for anyone with an incapacitating injury or disability.

    3.  Then I got a cold sore/fever blister for the first time in my life.  Not such a big deal, but it’s ugly, embarrassing, uncomfortable, and to make matters worse, I couldn’t wear any lipstick–and I always wear lipstick. I  didn’t want to contaminate it.

    Don’t do what I did–I ignored the tingly, prickly feeling in the corner of my mouth.  The first sign of a cold sore. That’s how it starts.  I never paid any attention to it until it was a full blown rapidly growing yellowish pus pocket in the corner of my mouth.  My husband suggested I just pop it–like a pimple.  Big mistake. Do not do that!

    The whole embarrassing ugly mess could have been avoided all together if only I had known the symptoms, paid attention, and dabbed the corner of my mouth with Abreva–the miracle ointment that will nip a cold sore in the bud.  At least that’s what everyone tells me–friends & relatives who were once plagued with unsightly painful cold sores–before Abreva came on the market.  To read more about the causes, the symptoms, and preventive steps for cold sores, check out what the Mayo Clinic and WebMD have to say.  Click here for Mayo. Click here for WebMD.

    Besides using Abreva, I discovered a great lip balm at my hospital pharmacy, called Carmex Click here to read more. It kept my lips comfortable & moist, and I could squeeze it out of a tube–and apply with my finger–rather than contaminate a lipstick-type balm.

    So how did I get a cold sore?

    Impossible to know.  Initially, you catch it from someone else–and it’s highly contagious.  Afterward, an outbreak is often triggered by lack of sleep, stress, a cold, the flu, the sun, or any of the usual suspects that lower our immunity. Some of which happened during the days before my cold sore surfaced.  Who knows, maybe the virus had been lying dormant for years–or maybe I just caught it.

    How I “Fixed” My Achy Breaky Back in Twenty-Four Hours

    1.  I acted quickly. 

    2.  I immediately took an anti-inflammatory.  In my case I took a Celebrex (a prescription anti-inflammatory that doesn’t irritate the stomach).  Ibuprofen is irritating to me, and thanks to my husband we had some Celebrex at home. 

    3.  As uncomfortable as I was, I managed to get on the floor and do some very gentle hip flexor stretches. This helped to stretch out my super-tight hip flexors that apparently had irritated my piriformis muscle.  Fortunately, my niece Jamie, a 3rd year physical therapy PhD student, had previously shown me some good stretches to do–so I was prepared!

    “One muscle which is often thought to be the cause of pain when sitting is the piriformis. You have two piriformis muscles, running horizontally from the lower spine to the top of each thighbone (femur). The piriformis runs over the sciatic nerve, and when the muscle becomes tight or spasms and places pressure on the sciatic nerve. This can cause pain in the lower back and/or pain that radiates to the buttocks and down the leg. Pain is often made worse by sitting.” Rakel. Integrative Medicine.  2nd ed.  2007

    Piriformisstretch2

    Piriformis Stretch 1 

    Piriformisstretchseated 

    • Sit in a chair with both feet flat on the floor.
    • Place the ankle of the affected leg above the knee of the opposite leg. Rotate the hip so that the knee faces outward.
    • Keeping your back straight, lean forward until you feel a stretch.

    Piriformisstretchlyingdown 

    • Lie on your back with your unaffected leg bent so that the foot is flat on the table/floor.
    • Place the ankle of the affected leg above the knee of the opposite leg.
    • Rotate the hip so that knee faces outward.
    • Place
      your hands around the hamstring of the unaffected leg and gently pull
      back until you feel a stretch. *The foot will lift off the table/floor
      at this point.

    4.  What I didn’t know to do was to immediately (recommended by Janet–my physical therapist friend)  put an ice pack on my back for 10 minutes at a time, for the first 24-72 hours.  I did it 12 hours after my back “went out” and it really felt good.

    5.  Other tips from Janet–the physical therapist:

    • If you are in a lot of pain, just get on your back and get into a neutral position–the same as if you were standing.
    • Hold each of the hip flexor/piriformis stretches for 30-60 seconds.
    • She also recommends this stretch: lie on a bed or at table with your hips 8 to 10 inches from the edge.  Pull one thigh into your chest just enough to press your your lower back down lightly.  Slowly lower your other leg over the edge, easing it down.  Hold for 30-60 seconds.  You should feel a gentle stretch.  Then switch positions.  Here’s what this stretch looks like:
    Hip flexor

    • What ever you do–do not lie in bed all day.  Move around.  Get blood flowing into the muscle to help speed recovery.
    • My back “went out” on Thursday evening.  I stayed home from work on Friday–which Janet said was the best thing I could have done.  Driving to work, sitting in a car, sitting at work all day would have extended the injury.  By Friday evening I could move around comfortably.  Bottom line: act quickly, don’t push yourself to “carry on as usual”.
    • On Saturday morning I asked Janet when I could go back to spinning class.  She said that as long as I felt fine, and I did, I could start exercising on Sunday, but she advised me to take it easy, pay attention, don’t overdo, and stop if I had pain.  I actually worked out very well for me. 

    6.  Honestly, I can’t believe how quickly the back pain, and any residual soreness just went away.  Now I’m religiously stretching my hip flexors daily, and avoiding sitting at a desk for any longer than 1 hour.  Then, I stand up, and with my hands on the small of my back I gently bend slightly backwards.  At work I’m doing the “in the chair” hip flexor stretches that are pictured above.  See Dr. Vijay Vad’s short video for an explanation of the back stretch.

    My Advice–Watch this short video Strengthening the Core: The Science of Back Pain (only 3 minutes) & you’ll finally understand why our backs can seemingly “go out” on us at the most random of times.

    In the video Dr. Vijay Vad (the guru of back pain
    prevention) clearly explains how we unwittingly abuse our backs, and
    what we can do to prevent injury.  I first heard of Dr. Vad from a
    co-worker who swears by the exercises in this book: Back Rx: a 15-minute-a-day yoga & pilates based program to end low back pain.  Gotham, 2004.

    Since my “back incident” I’ve made it a point not to skip yoga classes–they really help to improve flexibility and prevent injury.

    As for the cold sore, it’s still with me, but on it’s way out.  Since I was clueless and unsuspecting when the symptoms first appeared I didn’t act immediately at the first tingle of pain, so now I’m stuck with going the full 1-2 week usual course.  Next time, I’ll be prepared.

    Bottom Line When It Comes to Colds, Back Pain, and Cold Sores:

    Prevention and attention rule. Get enough sleep.  Wash your hands often.  Eat well.  Don’t Overdo it.  Don’t sit at a desk too long.  Do preventive hip flexor stretches if that’s the cause of your back problems.  At the first sign of a cold–get out that neti pot (Sinucleanse).  At the first sign of a cold sore, zap it with Abreva.

  • Summer of Service Fellowship

    ICP is seeking a Summer of Service (SOS) Fellow for an appointment of one year to begin as soon as possible.

    Description
    The Service Fellow Program is a post-graduate opportunity aimed at developing recent college graduates’ professional skills in the nonprofit arena. ICP will select a full-time Fellow to work as part of ICP’s core team on its Summer of Service (SOS) Initiative, which aims to support and encourage the development of successful SOS programs that engage low-income, at-risk middle school students in improving their communities while engaging in experiential learning that increases their potential for access and success in college and beyond.

    ICP is entering the second year of a new three-year project to develop SOS resources and ICP’s capacity to provide guidance and assistance to organizations interested in creating or improving SOS programs, while continuing to build awareness and support for SOS as an effective strategy and much-needed program for America’s youth. ICP is working with two consultants on developing program design and evaluation toolkits, Program Insights (multimedia web pages highlighting exemplary SOS programs) and a training module, in addition to advancing development of our SOS Resource Center.

    The Service Fellow will be an integral part of the team, with primary responsibility for continuing to improve, research and manage information for maintain the SOS Resource Center, as well as assisting the project consultants and pilot organizations, and providing overall support for the SOS initiative.

    Terms of appointment
    The Service Fellow Program is a one-year, full-time fellowship. Salary will be $22,000 for the year and includes health and dental benefits. For best consideration, please submit your application by Friday, January 15, 2010. Applicants will be interviewed on a rolling basis. The position would ideally begin as soon as possible.

    Activities of the Service Fellow
    Because ICP has a small staff, we are able to work with each Fellow individually to construct a work plan that takes into account both the needs of the organization and the preferences and strengths of the Fellow. The Summer of Service initiative is managed by an ICP Program Associate and ICP’s Executive Director. The Fellow will work directly with the Program Associate.

    Project involvement will focus on the following work areas: website development and maintenance, research, partnership development, and communications. Fellow assignments include:

    1. Improving and building the SOS Online Resource Center – Identify and collect materials and resources, research and write about featured programs, identify existing SOS programs through desk and survey research and enter information into the Program Database. Incorporate text, video and photos into Program Insights web templates and assist in collecting new materials. Facilitate the SOS online discussion forum and assist in hosting webinars.
    2. Research assistance – Assist consultant(s) in researching promising practices in the field; research models outside of SOS that could provide initial best practices.
    3. Project support – Assist Program Associate and consultants in completing toolkits, piloting them in summer 2010 and revising as needed.
    4. Communications – Write SOS updates for the ICP newsletter and special SOS editions of the newsletter. Promote new materials. Assist with communication with SOS programs and Resource Center users. Assist in networking with other organizations and stakeholders.
    5. Fundraising – Assist Program Associate and Development Associate in fundraising tasks for SOS, including researching funding opportunities, writing letters of inquiry and proposals, and writing grant reports.

    Required Qualifications
    Applicants will have the following qualifications:

    1. A strong interest in service-learning, civic participation, college access and community development;
    2. Previous website maintenance, database and multi-media experience
    3. Excellent analytical, writing, and organizational skills;
    4. Previous research experience, preferably in the social sciences or education fields;
    5. Creative, highly organized, and responsible;
    6. Comfortable working independently and as part of a team under time pressure, and multi-tasking;
    7. Bachelor’s degree required;
    8. US work authorization required.

    Desired Qualifications

    1. Service-learning, afterschool/summer and/or college access program knowledge and experience;
    2. Website design knowledge and skills, especially interactive website development

    Application Procedure
    Applications should include the following:

    1. Cover letter
    2. Resume
    3. Writing sample: 1000-1500 words; please use your judgment about the writing sample you include and explain why the writing sample you chose is relevant to ICP and the SOS Fellow position
    4. Three references

    Please note that due to high application volume, applications missing any of these required components will be immediately discarded without review.

    All materials should be submitted to Kelly Fox, Office Manager via email at fox {at} icicp(.)org.

    Summer of Service
    ICP proposed a national Summer of Service (SOS) program to help communities create positive alternatives for middle school students during summer vacations. In the summer months, the lack of constructive activities and opportunities for young people often results in academic decline, risky behavior, and an increased likelihood of failing to make the transition to high school. Yet, when young people participate in service activities they are better able to control their own lives in a positive way, avoid risky behaviors, strengthen their community connections and become more engaged in their own education. A national SOS would enable a large number of young teens to participate in service as a “rite of passage” from middle to high school and provide opportunities for them to enter their teenage years with a positive experience that reinforces community connections, enlivens their education, and strengthens personal and civic values. At the same time, communities across America might find an important new resource in their own backyards – young people who are ready to serve, if only they are asked and provided the opportunity to do so.

    ICP’s three-year initiative will promote SOS as an effective strategy that can be utilized by college access organizations and networks, as well as other educational, out-of-school and youth development organizations to increase young people’s access to and success in college. Through this initiative, ICP aims to provide high quality resources and assistance to organizations interested in designing, implementing, evaluation and improving SOS programs.

    About the Service Fellow Program
    Innovations in Civic Participation created the Service Fellow Program in order to expose recent college graduates with an interest in service and civic participation to the workings of an internationally focused non-profit organization. ICP is structured to afford each Fellow the opportunity to work closely with a small team dedicated to improving opportunities for young people around the world to play an important role in addressing critical community needs.

    About Innovations in Civic Participation
    Innovations in Civic Participation (ICP) is a nonprofit organization supporting the development of innovative high-quality youth civic engagement policies and programs both in the US and around the world.

    ICP is a leader in the global movement to promote sustainable development and social change through youth civic engagement. We embrace a positive view of young people that recognizes their potential to create beneficial and lasting social change in their communities through active participation in service opportunities.

    More information about ICP’s programs can be found at www.icicp.org

  • Treacherous Ice

    I love living outside the big towns/cities in Ireland … but sometimes it has it’s disadvantages.

    Was Driving the kids home to thier mother this evening, hit a patch of black ice on a bend … and had a disagreement with the car over the direction we should be headed.

    Got the front of the car moving in the right direction (left, to be precise) … but the back end just kept on going straight.

    Ended up wrapping the thing around the nearby Telegraph pole.

    Luckily, no-one’s seriously injured … but now its 4 days before Christmas, and I’ve no car, no real alternatives (no public transport out to the Styx) and a ***** of a pain in the neck, literally and figuratively.

  • Excellence in Service Award

    Each year, Florida’s college students spend thousands of hours serving their communities while making a lasting difference in the lives of countless individuals. Florida Campus Compact is pleased to honor 3-6 of Florida’s most dedicated student service scholars each year who are making a positive impact through their contribution of service. The student recipients of the 2009 Excellence in Service Awards will each receive $500, free registration to the 2010 Student Scholars’ Institute, and visible recognition for their efforts throughout the state. Any full-time college student at an accredited Florida higher education institution, public or private, is eligible to apply.

  • Volunteer to Teach Entrepreneurship to Incarcerated Youth and Adults!

    Looking for volunteer opportunities or ways to give back to the community?
    Have an interest in teaching and business?

    Volunteer to teach a business and entrepreneurship program for incarcerated and court-involved youth and adults in Massachusetts.

    The Entrepreneurship 101 Course, part of the Massachusetts Community Outreach Initiative, is currently recruiting volunteers to teach three fantastic programs:

    (1) to adults in prison (including those in Middleton, Framingham, and Boston)
    (2) to youth in juvenile detention; and
    (3) to people in the community with criminal records.

    This is a unique experience that allows you to share your education and experience with those that really need some guidance. Our students are engaged, enthusiastic and appreciative of the opportunity to participate in such a valuable program. Our courses have a tremendous impact on our students – and you will gain valuable life experiences and perspective.

    Please contact Baillie Aaron at baillieaaron {at} theMCOI(.)org if you are interested or have further questions.

    —————————————————————–
    The Massachusetts Community Outreach Initiative (MCOI) is a non-profit organization helping youthful and adult offenders bridge the transition from incarceration to the community. Its goal is to provide clients with a greater opportunity to succeed utilizing entrepreneurship education and business mentorship. For more information, visit www.theMCOI.org.

  • Seeing the Invisible: Experiential Learning in Domestic & Family Violence

    Through a grant from the Verizon Foundation, 18 Southwestern University student interns worked full-time for 10 weeks during the summers of 2008 and 2009 for agencies committed to addressing the epidemic of domestic and family violence. Our nonprofit partners included two domestic violence shelters, a forensic interview and counseling center for physically/sexually abused children, a shelter exclusively for children removed from their homes by Child Protective Services, an agency targeting families with a history of violence directly tied to substance abuse, and the victims’ assistance unit of local law enforcement. Students served as case managers, counselors, advocates, prevention and resource specialists, teachers, and caregivers. These internships allowed students to integrate into the work environment, essentially, as short-term staff members. The work was intentionally designed to maximize the students’ understanding of respective organizational mission, vision, infrastructure, target population, and assessment of true impact, and, at the same time, to be of the greatest use to organizational staff.

    Agencies provided training and mentoring to interns to develop an understanding of the complexities of the organization as well as the issue of violence itself. The student-community partner relationship was entirely based upon principles of reciprocity: community partners received much-needed summer help and students gained insight and experience around a pressing social problem. The program allowed students who already had a passion for the issue to explore it in greater depth, and by implementing the program over the summer and paying students a salary, they were able to focus fully on the work without having to balance a full-time academic workload or other employment.

    The program ensured that students kept their focus on their internship work by providing campus housing and a work stipend to each student intern. These provisions eliminated students’ concerns about costs and the need to earn wages, and allowed our partnering agencies to count the interns’ labor as volunteer help, which was helpful for their grant-seeking and making.

    Campus housing served another purpose: to build community among the students and create a shared space for support and reflection. Each week, the interns came together to share a meal, to “unpack” experiences, and to reflect on the work. Throughout the 10 weeks, students shared their thoughts on daily triumphs and challenges, discussed the social and public systems that mitigate the perpetuation of violence, debated possible solutions, and formed their individual notions of how to affect change. Our community partners participated in these meetings as well – not just as experts who shed light on the causes of and responses to domestic and family violence – but as community members who understood the challenges of dealing with these issues in such a direct way. Our partners, as well as Southwestern’s Counseling Services Office, provided critical support for all participants in the program to ensure that they processed their experiences in the field in healthy ways.

    The program was one of guided experience in the field and guided reflection at the University – an intentional, structured, experiential, and community-based learning opportunity that mutually benefited both students and community partners. It effectively raised their awareness about a key issue in our community that is often underestimated, misunderstood, or ignored, and each of them has committed to continuing to work on the issue not just as undergraduates, but as professionals and educated citizens.

    As the summer portion of the program concluded, students were charged with educating and raising awareness about this issue among the campus and greater community throughout the current academic year. They are actualizing this commitment by serving as leaders in campus programs dealing with violence, developing community-based learning projects related to their summer experiences within their classes, and continuing to work as volunteers for the partnering agencies with which they were placed over the summer. Participating students who have since graduated from Southwestern have already used the experience as a catalyst that led them to a specific research area or social work focus in graduate school, to become Americorps*VISTAs, and to pursue work as child advocates.

    By giving students the ability to become immersed in the work of our community partners, creating a consistent and safe place for reflection, requiring students to continue their work in a sustained, protracted way, and removing the financial barriers to participation in such meaningful exploration, we believe this is a model from which other higher education institutions and nonprofits dealing with myriad social justice issues can benefit, from which students can develop genuine understandings of social problems and their complexities, and from which others in the community-based learning movement can learn.

  • Brittany Merphy Diabetic Heart Attack

    I was just looking at the news as reported that Brittany Merphy has died due to a Diabetic heart Attack. Such as our disease is so harsh to our everyday living.

    As I watched this news, I have noticed how thin she was as that may contribute to her attack?

  • Spy Video: F30 BMW 3 Series caught winter testing

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    BMW F30 3 Series Mule

    The next BMW 3-Series spied in camo — Click above to watch the video

    The next BMW 3 Series, codenamed F30, was filmed at a gas station enduring some cold weather testing. Even in its psychedelic-swirl coating, the mule shows that the 5 Series’ growth was no aberration — the next 3 will be large. Watch for the man to emerge from the back seat in the video. Not long ago he wouldn’t have even fit in a 3’er.

    That’s not all der neue 3 takes from its larger sibling: the elevated hoodline and what appears to be a return to unfussy lines down the side are also noted. We’ve yet to see much in the way of tech details, but the car will share its chassis with the next 1 Series, and this could be the 3 to receive the full weight of BMW’s ActiveHybrid and EfficientDynamics goodies. Whatever engine they’ve got in this prototype, though, sounds good. Follow the jump for the video. Hat tip to Alexander

    [Source: Bimmer Post]

    Continue reading Spy Video: F30 BMW 3 Series caught winter testing

    Spy Video: F30 BMW 3 Series caught winter testing originally appeared on Autoblog on Sun, 20 Dec 2009 19:07:00 EST. Please see our terms for use of feeds.

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  • Windows Mobile 6.5 Toshiba TG01 finally arrives in Spain

     

    Toshiba TG01

    Toshiba has just announced the arrival in Spain of Toshiba TG01 with Windows Mobile 6.5. Previously it was for sale with Windows Mobile 6.1. From Tuesday 22 December it will be purchased with Windows Mobile 6.5.

    Those who already have the terminal can upgrade to version 6.5 in Spanish from Toshiba’s official website in Europe. So far the upgrade to Windows Mobile 6.5 was available only in English, German and French.

    Via emovilPRO

    This post was submitted by teo.

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