Author: Serkadis

  • Kia Soul gets fired up with limited-edition Ignition

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    Special edition 2010 Kia Ignition Soul — Click above for high-res image gallery

    Kia wants you to consider its 2010 Soul a template ripe for customization, and if you can’t think of funky things to do with it, Kia will be glad to help you. This is the Kia Ignition Soul – the second special edition after the 1,200 Denim Souls released earlier this year – in “scorching” Ignition Orange, with offset black striping and blacked-out 18-inch rims, an alloy gas cap, and a rear spoiler.

    It starts at $17,500 for the manual, making it $200 more than the Denim. But you won’t complain about equipment: upgraded stereo, moon roof, keyless remote entry, tinted windows, cruise control, Bluetooth, and then some. Kia hasn’t indicated yet if the Ignition Soul will be limited in number like the Denim was. You can get all the details in the press release after the jump, and check out all that orangeness in the high-res gallery below.

    [Source: Kia]

    Continue reading Kia Soul gets fired up with limited-edition Ignition

    Kia Soul gets fired up with limited-edition Ignition originally appeared on Autoblog on Fri, 18 Dec 2009 12:59:00 EST. Please see our terms for use of feeds.

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  • AmTrust returns; VA Loan limits; SAFE Act in California; Average profit per loan stats worth viewing

     

    pipeline-press

    rob-chrisman-daily

     

    Given the confusion over compliance issues, I received notes yesterday from a few third party vendors. One producer wrote, “Encompass appears to be one of the best originating software tools that I have seen to give alerts to avoid falling out of compliance.” A few others wrote to tell me that PCLender created a resource document as a matrix that lists 20 known compliance issues, forms affected, and solutions. One picture is worth a thousand words. And I am sure that there are many others. .

    AmTrust Mortgage Banking didn’t take long in working with New York Community Bank in cranking up their production machine.Starting today “AmTrust Mortgage Banking will resume accepting new loan registrations and rate-lock commitments, operating as a service provided by New York Community Bank.” Apparently NYCB is entering the single family finance business.

    Is your company making more or less than $902 on each loan? The MBAA reports that independent mortgage bankers made about 50 basis points, or $902, on average, during the third quarter. This is down from the $1,358 profit during the second quarter. The lenders which make up the MBAA’s study also report that their volumes dropped 33%, so not only did they make less money per loan, but they were doing fewer of them. Of special note to secondary marketing staff was the average pull-through: 72% (basically unchanged from the second quarter’s 73%). The net cost to originate (which includes all production operating expenses and commissions minus all fee income, but excludes secondary marketing gains, capitalized servicing, servicing released premiums and warehouse interest spread) rose to $1,950 per loan in the third quarter 2009, from $1,295 per loan in the second quarter. For more tidbits to throw at your staff, go tohttp://www.mbaa.org/NewsandMedia/PressCenter/71371.htm

    more news on NY State subprime, CA’s implementation of the federal SAFE Act, Fannie’s new DU 8.0 and bankruptcies, VA loan limits, rates, and joke of the day … <<< CLICK HERE

  • Recipe Gift Idea: Terrific Toffee

    It’s sometimes a real chore figuring out what gifts to buy for your friends and family over the holidays. If you’re really stumped then why not try baking something. Everyone loves getting food (especially dessert and candies) as gifts. They may not last very long but you’ll surely be the most popular person who gave the best gift.

    A recipe that is easy and sure to please everyone’s taste buds is Terrific Toffee topped with almonds. You don’t need very many ingredients and there are seriously only three steps. So even if you are not much of a baker this recipe is a no-brainer.

    Terrific Toffee

    iStock_000002650962Small

    Ingredients:

    1-1/2 teaspoons plus 1 cup butter, softend, divided

    1 cup semisweet chocolate chips

    1 cup milk chocolate chips

    1 cup sugar

    3 tablespoons water

    2 cups coarsely chopped almonds, toasted, divided

    Directions:

    1. Butter a large baking sheet with 1-1/2 teaspoons butter; set aside. In a small bowl, combine semisweet and milk chocolate chips; set aside.

    2. In a large heavy saucepan, combine sugar, water and remaining butter. Cook and stir over medium heat until a candy  thermometer reaches 290 degrees (soft-cracked stage). Remove from the heat; stir in 1 cup almonds. Immediately pour onto prepared baking sheets.

    3. Sprinkle with chocolate chips; spread with a knife when melted. Sprinkle with remaining almonds. Let stand until set, above 1 hour. Break into 2-in. pieces.

    Yield: about 2 pounds.

    ***

    Grab some cute ribbon and boxes and voila you have yourself some simple, tasty, and amazing gifts.What are you waiting for? Get baking!

    Follow me on Twitter for recipe ideas @missbrittanydow or @blisstree !

    Recipe Source: Terrific Toffee by Carol Gillespie from The Taste of Home Cookbook

    Image Credit: iStockPhoto

    Post from: Blisstree

    Recipe Gift Idea: Terrific Toffee

  • Arizona Politician Accused Of Using Voter Database To Stalk Young Woman

    We’ve talked in the past about how pretty much any government database eventually gets abused by someone looking for info about someone beyond the scope of what the database is for, and now Michael Scott points us to news of how the executive director of the Arizona Republican Party, Bruce Mecum, has been accused of using the party’s voter database to stalk a female grad student. This isn’t a “government” database, as it’s just the political party’s database. But, the database is used like a marketing database to better target messages. Or stalking opportunities, which apparently seriously creeped out some people. The response from the party’s treasurer wasn’t exactly reassuring:


    “He used Voter Vault. The The Republican National Committee owns Voter Vault….It’s a private list. We own the list. We can do what we want with the list, quite frankly.”

    Including stalking? This isn’t a “Republican” thing either. I’m sure some Democrats misuse their databases as well, so hopefully the comments can avoid blindly supporting or hating on this or that political party. The key point here is that it’s yet another example of a database that’s supposed to be used for one purpose, being used for stalking instead.

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  • Antenna Now a Loud Speaker (Jan, 1933)

    Antenna Now a Loud Speaker

    RADIO “freaks” or hearing of programs without apparatus, are reported occasionally; but are usually hard to verify. However, an occurrence at the Hilversum (Holland) station, reported by no less an authority than Dr. Balthasar van der Pol, in a letter to Nature, is well authenticated by competent observation. Increased power, during exceedingly dry weather, was followed by the appearance of a “coronal” discharge—that is, light surrounding the antenna wires, produced, of course, by the ionization of gas affected by the leakage of electrons from the wires. The corona, however, appeared in the shape of balls of light, a few inches in diameter, first at one end of an outside wire, and then inside. When the power of the station was reduced to its normal figure—about 10 kilowatts, 296 meters—the light disappeared. In addition to being luminous, the antenna was loudly audible.

    The program of the station was heard by passers-by, as sound from the antenna, up to a distance of a mile, on later high-power experiments. The action is undoubtedly similar to that of the glow-discharge loud speaker, with which interesting experiments have been performed in the past; but needs voltage too high for ordinary use.


  • FRONT DRIVE IS SAFER (Dec, 1930)

    Wow, that is a really long hood.

    FRONT DRIVE IS SAFER

    Now comes the season for rain, sleet, ice, snow; slippery streets and frozen ruts. The handling of a motor car under these adverse conditions is safer, steering is easier, and control is surer, when you are at the wheel of a Cord front-drive.

    A year ago this claim was challenged by some who wanted to wait for proof of front-drive’s superiority. Today this proof is abundant and conclusive. The exclusive advantages of the Cord are being enjoyed in every part of the nation. Front-drive success is so complete and unqualified that the Cord has immediately become the standard of value among fine cars.

    The advantages found only in the Cord can be summed up in one statement—a Cord does all the things any other fine car can do, with less driver effort, with greater riding comfort, with better roadability and with greater safety.

    There are three ways you can verify this claim: Ask Cord owners who have had six to twelve months9 experience; drive the Cord yourself and compare it with any other fine car; study its structural difference and mechanical excellence. You will learn that the Cord has a lower center of gravity; that there is less tendency to tip or lean on turns; that the rear wheels do not bounce around but follow in a true manner; that there is no inclination to side-sway over cobble stones and chuck holes; that the car always wants to go the way you aim it; that the front wheels lift up, tractor-like, out of ruts; that it holds the road much better, due to a minimum of unsprung weight in the rear; and that you enjoy a new kind of comfort possible only when you ride in a car and not on it.

    AUBURN AUTOMOBILE COMPANY • AUBURN,. INDIANA
    CORD FRONT DRIVE


  • TO USE HIS RAIN CHECK. (Sep, 1914)

    Damn lazy kids, skipping out of work at the factory!

    TO USE HIS RAIN CHECK.

    Boy — Kin I git off dis afternoon, boss? I’m feelin’ sick.

    Boss — But I let you off yesterday afternoon.

    Boy — I know; but de game was called on account of rain.

    BOYS must have their share of fun — young boys and old boys alike.

    There is more fun to the square inch in Judge than anywhere else in the world.

    At all newsstands 10 cents


  • How to Marry and Not Make a Mistake (Sep, 1930)

    How to Marry and Not Make a Mistake

    How to Select the Right Mate —– Marriage Is Not the Lottery We Once Thought It Was

    By David Arnold Balch

    THERE is a story told that Auguste Comte, the great French positive philosopher, took down the volumes of his work from the library shelves that held them and rewrote, on two different occasions, his changed and changing views of love. The first had been recorded in his young manhood; the second, in the middle distance of his life; and the third, in his old age, when he had learned all that it was probable he would learn about woman and her relationship to man.

    In much the same manner might many of us, it seems, revise our views on the ancient and time-honored institution of marriage. Here, at least, is one who might, for in the past thirty years that I have been actively observing the marital state of others, and part of which time I have had opportunity for observing my own, I have revised my private views on marriage no less than two times, and each time has left me a little wiser than the first.

    These views, I’ll admit frankly, were not always flattering to marriage. Indeed, there were times in my younger days, when (God forgive me!) I looked on marriage as a cheap and shoddy fake, an ignoble frustration of our romantic imaginings. Later, 1 grew more tolerant of its frailties, though no less skeptical of its worth; and it was not until I was thirty, really, that I began to see a purpose in it all that was somehow divinely good. And then, as time went on, I began to see more than this, until finally I came to the conclusion that marriage, as an institution, was, by and large, the most reliable of any of our institutions, and that the relationship which so many had regarded, and may continue to regard, as a lottery, is, in reality, no lottery at all.

    That is my conclusion, based, as I have said, on more than thirty years of observation. Briefly, it means that most people find their true mates and marry them after all. They marry the person who likes (and dislikes) the same things they do. They match themselves in their choice of a partner, whether it is the communal interest of acquiring property, of saving money, or of rearing children. In mind, mood and temperament, they match themselves, and in the vast majority of cases they match themselves accurately.

    Does this sound wildly extravagant and does it fail to explain things as you have found them? If so, I shall have to fall back upon the first line of defenses, which is statistics, to prove that marriage, in the overwhelming main, is an undoubted success. But what of that? you may counter. People marry, yes, and live miserably ever after, so does that prove anything? You can’t judge marriage by divorce; you’ve got to judge it by marriage. And the fact remains that most marriages are drab, uninspired affairs that reflect little credit on the institution that bred them.

    To all of which I can only answer that there was once a time when I should have subscribed to such a belief with very real conviction. But that, as I’ve said, was before I had revised my views on marriage a second time. Now, I know that such a viewpoint is unqualifiedly wrong. I know this because I have examined the primary causes of attraction that lead to marriage and found them to be a lodestar guiding us aright; and that when men and women marry, there is truly a divinity that is shaping their ends. They have been brought together, for better or worse, and a wiser intelligence than their own is seeing to it that His law of natural selection is not a false law, but one that is accurate and tolerably foolproof.

    During the first part of the present century, marriage underwent a curious discrediting. This state of mind was a product of the “Gay Nineties” and traced, perhaps, to the feministic influence of Ibsen’s Nora and to the materialistic philosophy that gained ascendancy in the early nineteen hundreds. For at that time, not only marriage but God, also, was discredited. And with the pendulum swinging away from the sacrosanct idea of this “made in heaven” institution, there came a whole school of writers who did much to carry on the good work. Indeed, they did their bit in poisoning the collective mind of that day and age and unselling it on the idea of the durability of marriage.

    Then came the marriage muck-rakers. An age that was trimming its ship by science alone scoffed at heaven and at all things that were supposed to have been made in heaven. The romantic conception of love, courtship and marriage received a blow from which it has not even yet recovered.

    I recall clearly in this regard the books of the late David Graham Phillips. Two of them—”The Hungry Heart” and “The Husband’s Story”—mirrored perfectly the common point of view toward marriage that prevailed a score of years ago. And it created in turn a large measure of mistrust. One married, but he wasn’t at all sure that his marriage would last. Marriage was necessary, of course, but it was a necessary evil. Woman was a monstrous egoist—that is, the woman one married was, if you were to believe the novelists.

    And unfailingly one married the wrong person. Life was a supreme, a collossal, frustration, for after the sex edge had worn off marriage there was pathetically little left, save boredom, distrust and discontent, as well as the sense of an overwhelming disillusionment.

    That was the conception of marriage some of us held twenty and more years ago, and when I say “some” of us, I mean a whole lot of us, for we were most of us reading “The Fighting Chance” and “The Younger Set,” and the stories of those memorable best sellers depicted faithless wives and disillusioned husbands galore. There was almost nothing, mind, of faith, loyalty and sacrificial purpose, such as has frequently distinguished the fine and enduring relationship of man and woman in matrimony. Instead, it was a wholly drab outlook, without a hint that occasionally somewhere in this curious partnership was something that was somehow good.

    It is not strange, therefore, that this belief claimed many votaries, nor that the years between have seen it flourish like a green bay tree. Many are the men, indeed, who look back upon their bachelorhood with the eye of Moses peering over into the Promised Land. Their reasoning, if we but knew it, might be something like this: MARRIAGE ought to be good, for it’s a grand idea. And if I’d married my One Woman, life would certainly have been a long sweet song. But I didn’t. I married a girl who was just a plain girl and not a glorious creature of romance, and I’m destined, I guess, to continue on the same old treadmill till death do us part. Ho hum!”

    Now, what such men, I have come in recent years to believe, do not know is that they did marry their One Woman, and, what is more, that nearly everyone does. So exact, in fact, is the process of mating by which we are wed, that ninety-nine out of every hundred men get in actuality the very Woman that God gave them, whether they like it or not. And the reason for marriage’s essential success lies in those primary causes of attraction that draw individuals of opposite sex together and, against the tides of circumstance and impulse, hold them together for as long as they inhabit this terrestrial sphere.

    What, you may ask, are these unique forces that hold persons of opposite sex together after their love instinct has died? Is it children? Is it property? Or is it just habit?

    Well, I think that fundamentally men and women are drawn together and held together through the quality of sameness. There is a mutual endowment of faculties that complement each other, and that gives each individual a continually renewed sense of satisfaction and pleasure in the possession of those faculties by the other. I have noted untold instances of this sort of thing, and it has brought with it the profound conviction that people marry their true mates after all.

    Here are a husband and wife, let us say, and what are their greatest points of common interest? That is the heart and core of the matter, and on this de- sideratum shall their marriage stand or fall. They will succeed, or they will fail, precisely to the degree that one finds in the other reactions similar to his and her own. It’s like a story I once read of Ring Lardner’s in which one of the characters remarked of two others— “Why, they correspond.” She meant in an epistolary sense. But her husband answered sententiously, “Absolutely!”

    It is not my purpose to hold up for clinical examination the frailties or infirmities of many persons— failings, indeed, that are familiar to us all and common, too, to many of us. But I have observed a startling similarity between the husbands and wives of successful and happy marriages. These points of similarity have been based as often, perhaps, upon ignoble traits as on noble ones. What is significant is—they both possessed the same identical traits. It may have been a kindred appreciation of humor, or a joint lack of it; a sense of Scotch thrift, or a mutual prodigality; it may have been an interest in religious matters, or a liking for dissipation; for books, art, or for sports; or for hiking, canoeing and camping in the great out-of-doors. Whatever it was, they both had it to a like degree, and this common interest made for understanding and continued satisfaction in the other’s society.

    I KNOW a young couple whose marriage was one of those casual incidents of the Great War. Young men, newly in service then, married perhaps a little less discriminately than was normally the case. They were going overseas, they reasoned, they might not come back, so why not, anyway? In this manner, they turned to the first girl who gave evidence of liking them and led her to the nearest marriage license bureau, and thence to the first minister, rabbi or priest. Some of these marriages didn’t last, but some of them did. And those that lasted, I’m of firm belief, did so because they both found qualities that were common to each other. , This instance of which I speak was just such a marriage. It was a case of not only do I love you because you love the things I love, but I hate you because you love the things I hate, whether they are books, plays, popular songs, social diversions, sports, or—people, for we must not forget people. If, mind you, your best girl quarrels with you over some individual you have just met and who to you, because of his complacency, his arrogance, self-assurance, or downright orneriness, is utterly detestable to you, you can mark it down as a historical fact that this little point of disagreement between you and the lady of your heart isn’t going to prove a bond making for a happy solidarity. On the contrary!

    But with the war marriage I’ve mentioned, such was not the case. Those young people corresponded, if ever two young people did. Romantically, however, they started off, I thought, somewhat lukewarmly. They didn’t seem to have as much of this sort of thing as young newlyweds usually have. Perhaps the young husband’s mind was on his country’s welfare and his own hazardous part in preserving it. At any rate, they married almost as casually as they might have dined, and a day or so later, I saw him off on a train, together with half a thousand other brown-suited young Americans, for Fort Oglethorpe, Georgia.

    Eventually, after the War was over, this chap and his wife went to housekeeping, and their marriage really started. I happen to know they weathered one storm together. He wearied after a time, as many men do, and turned to a younger girl. But it was an innocent transgression, as it happened. And then, he swung back to his wife—bound, I believe, by the ties that their marriage had established, the intimacy, the understanding, the communal likes and dislikes, that were missing in the other. And presently the other became a memory.

    Against the sex urge of the latter, you see, had prevailed the long intimacy of marriage and the peculiar harmony of understanding, the similarity of viewpoint, that marriage usually brings. In other words, their marriage partnership had given them something over the space of years that was fine and indestructible, that nothing could come between and disrupt and destroy. Nor is it otherwise, let me say, where marriage is given half a chance to take root in each individual and blossom finally in a flower that, in all reality, never dies.

    Of course, let me hasten to add, this rule of thumb does not apply to marriages that, for a variety of reasons, are foredoomed to failure from the very start. If a man, for instance, sees a girl the contour of whose legs he likes inordinately, and marries her regardless of all other considerations, I am not one to answer for the happiness or permanence of their marital relations. But where the qualities of human nature are allowed naturally to operate as an attractive force, nine times out of ten they will make for a successful mating.

    The qualities that hold men and women together are fundamental qualities and, although their interpretation is graded according to the understanding of those concerned, the qualities in themselves are as basic as hunger and sleep. They affect our protective, preservative instinct, whether it be a welfare of the body or of the soul, and our capacity for excursioning in freedom of the will— whether this be in spending money or in appreciating art. Men and women find in each other that essential complementing quality that is dominant in each.

    This may be thrift, which is a sublimated fear of want, religion, which is a fear of the hereafter, or the desire for unrestricted enjoyment, which is freedom of the will. All the indigent folk in the world, I fancy, are so because of their intolerance of any self-disciplinary measures of thrift and denial, just as all irreligious folk are without any apprehensive concern of an hereafter. Whatever the dominating characteristic of each may be, they should find its complement in the other, and usually, as I have said, they do. By and large, you find thrift matching thrift, religious nature matching religious nature, playgirl matching playboy. Thus they meet and pair, according to their lights, and all unconscious, as a rule, of the great directing force that is holding them together in somehow mutual contentment.

    |T IS astonishing, in this respect, to note how many successful marriages seem to be founded upon the Scotch sense of thrift. Couples are attracted to each other and marry more, it would seem, because they both possess a thrifty, even parsimonious, nature, than for any other reason. Nor is it anything but creditable. Thrift is, in reality, a quality of strength, and each admires its possession in the other.

    Every community of every city, town, or village, abounds in just such couples. Look about you, and the fact will at once become clear. You may have wondered when you first saw them what such people had to draw them together in the first place and to make them marry. What they had is, in one way, an enviable possession, and each sensed the strength of the other’s soul in his and her capacity to live frugally through interminable lean years, until such time as they knew the specter of want would never stalk them in their old age.

    This mutual possession made them— not so much dear, perhaps, to one an- other, as necessary. Each felt in the other a profound understanding of his or her dominating instinct. And each turned to the other as his woman or her man. I knew a couple once who had lived through many lean years while the husband was establishing himself in business. In those early days, the wife, when she sewed, even saved her own bastings to use another time, while the husband shined his own shoes and ate ten-cent lunches. Later, when he became a millionaire, his habits of life did not change, nor did those of his wife. Thrift had become so habitual to each of them that, in the hotels where they stopped, she ordered one breakfast for both, which they ate in the sanctuary of their room.

    ON the other hand, I have known couples to be drawn together by virtue, it seemed, of their very prodigality. They each found in the other a glad, irresponsible soul, living happily for the moment and careless of the morrow. Any time they had ten idle dollars in their possession, it was put promptly to work procuring them a dinner in some fashionable hotel. Each week found the husband awaiting his salary, and needing it on the minute. Any surplus there might be was at once used happily either to buy some unnecessary article of wearing apparel or for expensive food or entertainment. It was a situation in which the wife entered with all of the happy abandon that her husband did. And the weekly total of outgo chasing the weekly total of income became a vicious circle, the evil of which would have been apparent to any but those concerned.

    Now, one might say, offhand: “What a pity that chap didn’t marry a different kind of girl—a girl who’d have made a man of him and saved his money, instead of helping him to spend it all.”

    How often we’ve all of us heard this same kind of talk. What those who say such things fail utterly to realize is that this particular chap would not have been happy with that other kind of the girl, the girl who would have saved his money and made a man of him. He’d have resented her restrictions, her exactions, and, in all likelihood, he’d eventually commenced stepping out with some one whose prodigal nature matched his own, and who he felt understood him. There’s something after all in Kipling’s observation that A fool must follow his natural bent, Even as you and I.

    Whatever this “natural bent” may be, whether it is folly or wisdom, it is fundamental in the individual, and the leopard does not change his spots. A man who is by nature thrifty does not develop into a spendthrift overnight, any more than the man who is a spendthrift suddenly becomes thrifty. Whatever he is, he is as God made him, and he must live according to his lights, and unfailingly he does. If he marries a girl whose nature matches his own, he finds in her a supreme and lasting source of spiritual satisfaction.

    There are other things, too, that hold men and women together after the novelty of their relationship shall in large measure have worn off. There are per- sons who are social, who love company, and there are those who are anti-social and who prefer to live in comparative solitude. There are persons who practically live for their friends, while there are others who live ostensibly for themselves. If persons of like temperament in this regard meet and mate, it is easy to see how happy they will be; but if the husband and wife differ, it is also easy to see logical grounds for dissension. Happy are those husbands and wives, therefore, who like the same things and who speak the same language.

    I HAVE in mind a man I’ve known for many years, a writer. He was always considered a “queer fish.” Perhaps you will say that all those writers are queer fish, anyway. However, I had suspected that his wife, when I met her, would be as queer as he was, for I knew that they were very happily married. Well, she was. In fact, she was, if anything, queerer. She possessed the same traits that he possessed—peculiar, stand-offish ways, that made others vaguely uncomfortable, and yet were so perfect a counterpart of the qualities he possessed. I had known him before his marriage, and he had been a queer fish even then. Recently, I met a lady who had gone to college with his wife. They had visited not long since, and the former remarked: “Mildred is the same quiet girl she was in school. She hasn’t changed a bit in fifteen years.”

    So, their marriage, it was evident, hadn’t made one like the other, which might have happened, although I really believe it rarely does. They had both matched each other when they met, corresponded, if you will, and as a result they have both made an extremely happy marriage of it.

    Speaking of fundamental traits and interests that hold people happily together in marriage, I have in mind another couple of my acquaintance who have been married about eight years. Both of them were well past thirty when they wed. Their great point of common interest is home decoration, an esthetic principle. He, as it happens, is an artist, while she is a woman of business, and they both return daily from their re- spective tasks, to their really delightful home in the country.

    There, on such evenings that they are alone together, they sit discussing the decoration of their rooms, the acquisition of a porcelain lamp, a Satsuma vase, a Sarouk rug, rapt, happy, and very near to each other, it would be obvious to anyone. I have sometimes thought that if this couple were cast away on a desert island, they would have utterly nothing to talk about. But, then again, it is possible in that event that the resourceful wife would corral some choice specimens of shell and together they would find the same esthetic pleasure in their contemplation that they now do in the decoration of their home. In other words, you can’t keep a good hobby down!

    Of course, there are exceptions to all rules. There are people who marry and who do actually mismate. so that a continuance of their marital state is quite intolerable. This—in spite of what, in the beginning, seemed like a happy alliance of their mutual interests. There are cases of ungovernable incompatibility due, possibly, to some nervous disorder that is aggravated by some peculiarity in the other. Or there may be a failure in their mutual sex life. Or, then again, one may outgrow the other. Whatever the cause, there ceases to be a true correspondence in matters of individual likes and dislikes. When this occurs, no matter how fair the weather seemed to be at the start, you may indeed look for a storm to overtake them and a disaster to threaten their fair ship of matrimony.

    In this regard, I once knew a man and his wife who started, apparently, with everything. He was a moderately celebrated sculptor, and she was a very lovely person. They had means and three beautiful children. During our acquaintance, an incident arose which affected us all, one of those trivial social matters of the suburbs, which called, however, for a definite course of action on the part of the wife. We were discussing it, the husband and I, and I ventured to suggest what I felt his wife’s action should be. My friend shook his head.

    “Edith won’t do that,” he said quickly, and I could see that her attitude dis- tressed him. I thought a moment and then proposed gently that he recommend such a course to her. It seemed to me definitely the only proper thing to do, and we had reached the decision, I felt, through mutual agreement. But he again shook his head.

    “I can’t impose my will on Edith like that.” he remonstrated.

    We were old friends, and I took the liberty of saying that, under the circumstances, I shouldn’t think he’d have to. But he shook his head again, a little sadly, I thought.

    “We don’t share the same viewpoint in such things,” he answered.

    Four years later, it may be interesting to note, they were divorced, and for no other reason than temperamental incompatibility. Of course, they never should have married.

    THIS was the other side of the shield, an instance of two persons who very probably loved one another in the beginning, but who, because of their fundamental lack of agreement, that state of mutual oneness, sameness, that the French call en rapport., failed ultimately to find in each other that condition of lasting satisfaction that makes in the vast majority of cases for happy marriages.

    But I believe that in most marriages there is a mental and temperamental force that guides us correctly. We sense mutually—if our hearts and minds are open to such promptings—whether there exists in the other a capacity that matches our own and that makes for confidence and understanding. We sense mutually, too, if there is adaptability, and if the current of the other’s actual, or if not actual, at least, potential, interests, flows in the same direction as our own. In most cases of marriage, I have found, there is a sort of beneficent magnetism that guides us correctly in our choice of a mate, say what you will.

    This is why I can’t agree that marriage is a lottery. It’s the most exact science in the whole social scheme of things, and if it weren’t, civilization would never have borne the standard of respect for home and womanhood down through the dark waste of the ages to the present day.


  • Dissenting Opinions, Week 15: Arian, Ahmad and a T.O. catfight

    By now, you know the basics. Every Friday during the NFL season we review the Yahoo! weekly position ranks. If an expert breaks from the herd, they’ll be asked to show their work. We focus on names near the start/sit line in public leagues, or on complete acts of lunacy. Let’s play the feud…

    Terrell Owens(notes) – Evans rank 9, Yahoo! composite rank 28

    To ensure full disclosure, the Noise’s bullish ranking was influenced by Owens’ divinely inspired Tweets and, to a slightly lesser extent, the putridity of the Patriots secondary.

    New England is incredibly vulnerable to explosive pass plays. Even marginal passing offenses (i.e. Miami) have reached a high level of achievement. Over the past five weeks, the musket-less Pats have surrendered 10 touchdowns and six 80-yard performances to wideouts, equal to the second-most fantasy points allowed. T.O., whose skill set has eroded only slightly, has resurrected his season under Perry Fewell’s watch. He ranks No. 8 among receivers in points per game since Week 9. Though they’ve struggled over the past two weeks, the Bills are taking aggressive shots downfield with regularity. Owens managed just two catches in their first meeting, but a marquee effort should be anticipated in the rematch. Alex Van Pelt will surely call his number early and often. Expect the five-time All-Pro to flirt with the century mark en route to a top-10 performance. -Noise

    More T.O. – Pianowski rank 42, Y! composite 28

    This looks like one of the easiest calls of the week – you steer clear of the Buffalo passing game. Bill Belichick’s Patriots have owned Lee Evans(notes) for years (Evans averages 36 yards per game against New England and has never scored against them) and Owens was held to two piddly catches for 46 yards when the Bills and Pats met opening night. (Look at the picture above, that’s Belichick telling Owens "We’re doubling you every snap. Good luck.")

    Do you really want your fantasy life twisting in the wintry Buffalo wind, resting on the arc of a Ryan Fitzpatrick(notes) pass? You have better options available. Look harder. They’re out there. While this version of the New England defense isn’t up to earlier standards, Belichick is still a master at scheming against an opponent’s most dangerous weapon, and he’ll find a way to limit the TO damage. –Pianow

    http://a323.yahoofs.com/ymg/ept_sports_fantasy_experts__22/ept_sports_fantasy_experts-193856934-1261145439.jpg?ymfFSYCD79g2CYXVAhmad Bradshaw(notes) – Behrens rank 20, Y! composite 35

    Yes, Bradshaw is playing on two peg legs. And yes, he’s involved in a job-share with Brandon Jacobs(notes). But we’ve seen the old explosiveness from Bradshaw in recent weeks, as he’s gained 148 total yards on 25 touches in New York’s previous two games (including 18 for 101 and a touchdown against the Eagles in Week 14). He’s back to being the player you routinely started ahead of Jacobs earlier in the year. In fact, Bradshaw received two more touches than Jacobs last Sunday. Washington’s middle-of-the-pack run defense shouldn’t scare you off, especially when Albert Haynesworth(notes) (ankle) is not fully ambulatory. -AB

    Arian Foster(notes) – Evans rank 12, Y! composite 24

    Many believe ranking an unproven back as a starter, let alone inside the top 15, is Andy Dick-crazy. Though ambiguity routinely creeps into my work, I’m not loony.

    The St. Louis Rams are the NFL’s version of the Salvation Army. They’re unbelievably generous. Since Week 9, the perennial NFC doormat has yielded 5.0 yards per carry, 174.6 total yards per game and nine scores to rushers, equal to the most fantasy points allowed. The swine flu infestation only enhances their hideousness.

    Yes, Gary Kubiak graduated with honors from the Mike Shanahan School of Sinister, but we believe the coach was honest when he said Foster will be featured prominently moving forward. It’s not an outlandish assumption. Ball security issues have plagued Ryan Moats(notes) and Chris Brown is, well, too Lurchy. Foster, who isn’t immune to ball security issues of his own, possesses enough versatility, power and athleticism to accumulate sensational numbers. Then again, a corpulent three-toed sloth could also rack appreciable stats versus the Rams. Someone in that backfield will splash the invisible pool. I have faith in Foster’s cannonball abilities. -Noise

    More Foster – Funston rank 34, Y! composite 24

    Apparently Big Noise hasn’t owned a Houston running back this year. If he did, he’d know that trying to mine fantasy gold from this convoluted excuse for an NFL backfield is an exercise in futility. I’ve rode the Steve Slaton(notes) rollercoaster. I’ve been stood up by Ryan Moats on a few occasions. I do have my limits, though, and can proudly say I haven’t yet been duped into believing that Chris Brown was an answer to any of my running back issues.

    There’s just not a lot to love about the league’s 2nd-worst rushing attack getting sliced into thirds. So what if head coach Gary Kubiak had some nice things to say about Foster earlier in the week. He also expressed some concerns about his inexperience after a less than glowing Thursday practice. Said Kubiak: "He’s got a long way to go. He’s a young player. A little inconsistent, but he’s got a lot of talent … He’s getting an opportunity here and he needs to understand how important this opportunity is."

    Doesn’t sound to me like a player I’m willing to hang top 12 expectations on in Week 15. In fact, I’d call a ranking like that irresponsible in a week so crucial to the fantasy football community. To be honest, I’d call the act a cry for attention. If the Noisey one hits the lottery, it will resonate for much longer than if he’s wrong. I’ll stick with boring, old common sense, which means I might plug in Foster as a flex play, but starting him over, say, DeAngelo Williams(notes), Frank Gore(notes) or Cedric Benson(notes)? C’mon … – BeFun

    Tim Hightower(notes) – Pianowski rank 34, Y! composite 28

    The Hightower vs. Wells battle is over, peeps. Beanie Wells(notes) won. You should have received a memo via text message. Hightower has just eight carries the last two weeks and he fumbled away two of those; that’s the sort of thing that gets you parked on the bench. Meanwhile, Wells has 28 carries the last two games and he’s coming off a nifty 103 total yards at San Francisco (though to be fair, he lost a fumble, too). Look for Wells to go off in Detroit, while Hightower will be lucky to get anything past a few endgame carries. –Pianow

    Deion Branch(notes) – Behrens rank 39, Y! composite 54

    This one is less about the player and more about the opportunity and matchup. Nate Burleson(notes) will be sidelined due to a high ankle sprain – presumably for multiple weeks – and Branch will replace him in the starting lineup for the Seahawks. Seattle is at home in Week 15 facing Tampa Bay, one of the NFL’s more generous defenses. The Bucs are currently tied for the third-most TD passes allowed (24). Don’t talk to me about their statistical improvement against the pass over the past three weeks, either. Tampa faced Chris Redman(notes), Matt Moore(notes) and Kellen Clemens(notes) in Weeks 12-14, and lost to all of them.

    Branch has been a steady if unspectacular performer in a supporting role (TD in Week 13, five receptions in Week 14), and he’s setup for a much greater workload. Seattle rookie Deon Butler(notes) is a receiver of interest, too, in the deepest leagues. 

    Photos via US Presswire

  • ELEVATED HIGHWAY TO SPEED TRAFFIC (Dec, 1930)

    ELEVATED HIGHWAY TO SPEED TRAFFIC

    WHAT will be the finest, and perhaps the greatest, highway of its kind in the world, is now under construction in New York City. Built along the Hudson River waterfront, this highway, which may be listed as one of Borough President Miller’s important achievements, begins at the Hudson Tunnels at Canal Street and will extend to Spuyten Duyvil, a distance of 14 miles. The lower section, up to 72nd Street, will be elevated 14 feet above the street level. From 72nd Street, it will be a beautiful boulevard covering the tracks of the New York Central Railroad completely.

    Ramps will be provided at 23rd, 42nd, and 57th Streets, reaching the center of the elevated roadway so that no cross traffic will occur. This will permit a speed of 40 miles an hour, resulting in a traffic capacity of 5000 vehicles an hour. Approaches will be constructed at nine uptown points, be- ginning with one at 72nd Street. The roadway will be 60 feet wide to accommodate six lines of traffic and will have the most modern signal system for traffic control, fire and police protection. The architectural design will take care of the esthetic as well as the practical values of the structure.

    The first section between Canal and 22nd Streets is now nearing completion and may be opened for traffic before this article is printed. Construction of this section involved many difficulties, one of the worst of which was the building of concrete foundations for the 400 columns in waterfront land that was filled in years ago with all kinds of waste materials, soil, and stones.

    This great structure will aid greatly in solving New York’s north- and southbound, long-distance traffic problem. It is understood that the plan calls for double-decking some time in the future.


  • Deutsche Bank: Housing Still Has 10% To Fall

    This week Moody’s came out and said that this is it, housing has bottomed!

    But, Deutsche Bank has other ideas.

    HousingWire: Today, Deutsche Bank researchers say these predictions will likely become a reality, with the total peak-to-trough decline of US home prices hitting nearly 40%. In the current outlook, they say home prices will drop a further 10 to 12% from current levels.

    The results are part of a nationwide projection that represents a weighted average across 100 individual metropolitan statistical areas (MSAs).

    The projections come from the securitization arm of the investment bank and is the first forecast expanded to include more factors that impact home prices overall as well as a variety of ranges (month-to-month, peak-to-trough).

    “A change in market psychology (which can both cause, and be caused by, recent home price increases), some signs of labor market stabilization and various government programs aimed at easing the housing crisis have all been constructive for housing,” write the researchers. “These changes may have helped abate the freefall in prices we saw in early 2009, and the “overcorrection” we started to see in home prices.”

    Read the whole thing –>

    Join the conversation about this story »

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  • Just Accept The Giant Federal Reserve Lie And Make Money From It

    Bernanke Serious

    Investors need to always remember to separate their economic and political ideals from the act of making money in the market.

    We’re reminded of this after seeing Robert Ebeling at Mises deliver the same old radical free markets argument about how we should end the fed:

    1) Fed funds rate manipulation leads to a fake price of money in the market, which 2) leads to unsustainable asset bubbles.

    Thus 3) we should end the fed and let the market show us the real price money.

    Robert Ebeling from Mises: What is being ignored is the more fundamental question of whether the Fed should be attempting to set or influence interest rates in the market. The presumption is that it is both legitimate and desirable for central banks to manipulate a market price, in this case the price of borrowing and lending.

    Interest rates, like market prices in general, cannot tell the truth about real supply and demand conditions when governments and their central banks prevent them from doing their job. All that government produces from their interventions, regulations and manipulations is false signals and bad information. And all of us suffer from this abridgement of our right to freedom of speech to talk honestly to each other through the competitive communication of market prices and interest rates, without governments and central banks getting in the way.

    Great.

    The problem is, while his words may ring true with our economic ideals, they fall flat from an investment perspective. Hate to say it, but political realities necessitate a federal reserve and the manipulation of interest rates. If you’re betting for an end to the fed, good luck.

    Thus from a practical stand point, fed outrage is a waste of time if you’re trying to make money and these kinds of issues should be saved for the dinner table. The more productive approach, as an investor, is to accept the fact that the fed will be manipulating the market, and position yourself to take advantage of it. The same goes for the politically motivated outrage over government stimulus, which is a whole other can of worms.

    Still, as an academic piece, Mr. Ebeling’s article is a great read.

    Join the conversation about this story »

    See Also:

  • Vancouver groups statements opposing 2010 Winter Olympic Games

    from noii-vancouver, 17 December 2009: “Statement by No One Is Illegal: While the 2010 Olympics are still a short time away, many are well aware of the devastating impact they are having on our communities. From traditional Indigenous territories to the impoverished Downtown Eastside (DTES), and from migrant workers to low-income families, thousands are being evicted, displaced, and exploited. It is undeniable that the Olympics is causing the devastation of the environment, creating homelessness, perpetuating the theft of Indigenous lands, exploiting migrant labour, forcing greater privatization, accruing massive public debt, and resulting in increased state criminalization…” more

  • Fantasy Freak Show pregame, Week 15

    http://a323.yahoofs.com/ymg/ept_sports_fantasy_experts__22/ept_sports_fantasy_experts-788081858-1261151700.jpg?ymVnTYCDY4J0kdal

    Please join Brad and Andy on Friday for an evening of song, merriment and sit/start questions. We’re live on The Score WSCR-AM 670 Chicago, beginning at 10:00 pm CT. You can email questions at any time to [email protected], or you wait until we’re on the air, then dial 312-644-6767 or text 67011. Emailers, please include your name and city. Texters, please include your height, weight and bench-press max.

    http://a323.yahoofs.com/ymg/ept_sports_fantasy_experts__23/ept_sports_fantasy_experts-783239517-1261154014.jpg?ymeLUYCDAdVVdiI0If you fail to listen to this week’s show, there is no path to victory. None. Your week is already lost.

    Many of us awoke on Friday to scores like those pictured on the right, thanks to some combination of Manning, Clark, Wayne and MJD. (Not to mention the unimaginably weak tackling skills of Reggie Nelson(notes). Check the tape on Wayne’s game-winning TD here. Nelson had him dead to rights at the 10-yard line, but he crazily went for the low-probability strip). There’s really no margin for error if you’re already trailing 52-0. Please consult us. We’re here to help.

    And of course you won’t want to miss tonight’s musical guests, Alan and Merrill Osmond. Brad loves him some Osmonds.

    CLICK HERE TO LISTEN LIVE TO WSCR-AM 670

    Photo via Getty Images

  • Colombia: A US-backed terror state

    from greenleft, 17 December 2009: “By waging a brutal war against its own population on behalf of transnational interests, the Colombian state has earned the endorsement of successive Washington administrations. They have lavishly rewarded Colombia’s ruling elite with high praise and billions of dollars of military aid. The corporate media have also responded favourably, depicting Colombia as a democracy under threat from “dictatorial” Venezuelan President Hugo Chavez, in need of US support… more

  • Idiotic Senate Bill Would Subsidize MORE Commercial Real Estate And Office Parks

    CRE vacancies

    A new Senate bill that just passed committee would drive the creation of more science parks around the U.S. Specifically, the bill would allow the Secretary of Commerce to guarantee up to 80% (!) of loans over $10m for the construction of science parks.

    Whoa, good thing that. After all, we don’t have nearly enough vacant office space in the U.S. Rates are only running at a near-record 16.5% (according to Reis), with many cities at 25% vacancy and higher.

    Read the whole story at Infectious Greed — >

    Join the conversation about this story »

    See Also:

  • Don’t forget the other one – FFXIV official site updated with new screens

    Japan might be going a little FF crazy right now, but let’s not forget that the next installment is also in the works. Square Enix has just updated the Final Fantasy XIV official site with three shiny

  • Ten reasons to holler profanities at the television in February 2010

    from zmag, 17 December 2009: “The 2010 Winter Olympics are coming to Vancouver. For some folks that’s reason to celebrate but for most of us out here on Canada’s Left Coast it’s a disaster. The contemporary Olympic movement has strayed catastrophically from its origins and is now a monumentally arrogant corporate greed fest, intent on smarmy spectacle and maximum profit generation. More than that, the Olympics are a blunt neo-liberal force for transforming cities, going end-around on civic democracy and remaking public space as hyper-securitized surveillance zones…” more

  • First Drive: 2011 Toyota Sienna tries to make the minivan cool

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    2011 Toyota Sienna – Click above for high-res image gallery

    The Plymouth Voyager and Dodge Caravan minivans revolutionized family transportation when they were introduced back in 1983. Nevermind that Volkswagon had been selling people-friendly vans for decades, it was Chrysler’s “magic wagons” that came to define the minivan for Americans. With decent car-based road manners, easy-access sliding doors and clever packaging, minivans quickly replaced the station wagon as our favored Wally World-bound chariots. Minivan sales peaked at more than 1 million sales in 2002, but the following year, customers discovered something else: The SUV.

    The minivan has a chance at a comeback… cool or not.

    Overnight, minivans and their drivers turned into punchlines – an emblem for those who’d given up on driving excitement. Despite the traditional minivan’s utility, drivability and fuel efficiency, the masses flocked to Hummers and GMC Denalis, but the SUV’s reign was short-lived. Skyrocketing fuel prices have made family-friendly crossovers the new hot commodity, but Toyota – even with its line of competent CUVs – hadn’t given up on the minivan just yet. In fact, Toyota predicts that the minivan market will grow by 30 percent over the next few years (to about 600,000 units), as young families and empty-nesters once again discover the inherent merits of a car-based box with sliders. But while minivans are no doubt practical, they’re far from cool.

    The 2011 Toyota Sienna was designed to challenge that assumption.

    Patterned after the F3R concept, the new Sienna apes the Honda Odyssey‘s square shoulders but grafts on a Venza-like nose and tail. There’s something for everyone with five different trim levels, two different engines, front- or all-wheel drive, and even a sport-tuned SE edition. Yep, Toyota thinks the world is ready for a sporty minivan. They recently invited us down to sample their new range of people movers, and we spent a day driving them up and down the coast, along freeways and around neighborhoods, and even down one of Southern California’s famed canyon roads, all in an effort to prove that the minivan is ready to be thrust back to the top.

    Photos by Frank Filipponio / Copyright (C)2009 Weblogs, Inc.

    Continue reading First Drive: 2011 Toyota Sienna tries to make the minivan cool

    First Drive: 2011 Toyota Sienna tries to make the minivan cool originally appeared on Autoblog on Fri, 18 Dec 2009 11:57:00 EST. Please see our terms for use of feeds.

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  • 360 Cities Unveils World's Largest Panorama Image, 18 Gigapixels

    360 Cities, a network of photographers around the world creating immersive panoramas of various interesting locations, boasts to have put together the largest image of this kind in the world, a stunning 18-Gigapixel 360 image of the Czech capital Prague. The previous record was a 13-Gigapixel image of Harlem, New York, shot in 2007. The image, or rather series of images, was shot from a TV tower in Prague and the online tool set up to explore it enables you to explore the city and zoom in to see the details.

    “360Cities.net, home of the most extensive collection of interactive, spherical panoramic images on the web, announced today it has released the largest known spherical panoramic photograph in the world,” 360 Cities announced in a statement.

    “The record-setting photograph was created from 600 individual exposures stitched together into a single image measuring 192,000 pixels in width by 96,000 pixels in height, or 18.4 billion pixels altogether. When printed, it will be sixteen meters (54 ft.) long at standard photographic quality. Not only is the subject matter of this new panorama arguably more picturesque than the previous record-holder, the road to its creation is one that has spanned continents.”

    The finished product is more than impressive, but … (read more)