Author: Serkadis

Article Tags: Jeremy Clarkson, Public Polls

A Total Waste Of Hot Air

For the past 20 years or so, we have been bombarded with an endless series of stories about climate change and how, if we don’t unplug our television sets at night, out grandchildren will be burned to a crisp in 1,000-degree summers.

But despite the onslaught fewer then half the population ever believed in man-made global warming.

And now, following revelations that much of the “research” was made up, the number of believers has fallen to just 26 per cent.

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Filed under: Etc., Safety, Technology

If you’re truly worried about your teenager and what he or she might get into – or plow into – using a cellphone while driving, then perhaps you might find Cell Cease of interest. If your teen’s phone runs on Windows Mobile and has GPS, Cell Cease will block the ability to make and receive most phone calls if it detects the phone is moving more than 5 miles per hour. Only 911 calls and an allowed numbers list will be able to get through otherwise.

Once installed, Cell Cease makes changes to the software with with a PIN code. While safety is the intended benefit, there are not-insignificant downsides. Running Cell Cease can reduce your usable battery time by up to 20 percent, for one. Even more importantly, Cell Cease can’t tell how you’re moving faster than 5 mph. If you’re a passenger in a car, riding on a bus or train, cruising in a sailboat, or even just walking pretty quickly, it doesn’t matter: your phone is rendered nearly useless. On another note, is there a teen in the world that actually uses a WinMo phone?

[Source: Cell Cease | Image: Ryan Harvey – CC.2.0]

Continue reading New smartphone app automatically cuts usage when driving

New smartphone app automatically cuts usage when driving originally appeared on Autoblog on Sun, 28 Feb 2010 12:46:00 EST. Please see our terms for use of feeds.

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To Our Clients, Colleagues and Friends, 

• Overwhelmed managing your 40-50 employees?  Let’s look at the number of employees at the biggest banks.

A few others are BB&T (32,809), Suntrust (28,015), Comerica (9,385), City National ( Los Angeles , 2,891), Sterling Financial ( Spokane , 2,601), Umpqua (1,840), Capitol Bancorp ( Michigan 1,345).

• By the way, if you’re under a certain age, you might stay up night wondering what the heck PNC stands for. It goes back to it’s being Pittsburgh National Bank and then, presumably, Pittsburg National Corp. Now you know.
• The loans-to-deposit ratio at individual institutions is always interesting to us, so we looked up some data in the FDIC Quarterly Report. Total loans among all banks is $7.28 trillion and total deposits is $9.22 trillion.  That’s a 79% loans-to-deposit ratio, and that’s a good target number for most banks.
• Those of you who aren’t commercial bankers might ask what the heck is the loans-to-deposit ratio?. Essentially, it’s this:  (1) You have $100 in deposits.  (2) How many of those dollars do you put into loans?  That’s it.  Mortgage bankers ask us where the rest of the money goes if not into loans, and the answer is that it should mostly go into highly liquid securities, not necessarily chosen for their yield, but to give you maximum liquidity.  Unlike a mortgage bank, the commercial bank has depositors, and when they come in to make a withdrawal, you need liquidity.
• We’re really simplifying this, but think of those dark days when people lined up outside Indy Mac branches to pull their money out. If Indy Mac had a loans-to-deposit ratio of, say 60%. Let’s also say they had $10 billion in deposits, then that would have meant $6 billion would have been in loans and $4 billion in highly liquid instruments like T-bills.  That low ratio and all that liquidity would have been noticed, reassuring, and might have prevented or stalled government seizure. We have no idea what the actual numbers or situation was there, but you get the picture.
• Okay, are you now starting to see why this is interesting stuff? On one hand, investing your deposits in loans will make you more money than putting too much into T-Bills or Treasury bonds, right?  Making 5% loans is better than 1% government paper, obviously.  You want to have enough liquidity but not too much, so there’s a balance you need.  But this is just Freshman Loans-to-Deposit Ratio Analysis.  The Upper Division course also looks at this ratio as a means of managing credit risk.  Assuming you have enough liquidity, you also want to lower that ratio going into economic tough times (i.e. make and hold fewer loans). Getting it right is more art than science, but think of those banks that should have lowered that ratio in 2005. Making fewer loans then would have saved a whole lot of pain in the next few years.
• Commerce Bank (Cherry Hills, NJ) was one of the nation’s most profitable banks till it was sold to Toronto-Dominion Bank a few years ago, and their stock out-performed Microsoft, Intuit, Apple and everyone else for a 20 year period.  Here’s the interesting part:  As successful as they were, their loans-to-deposit ratio was rarely over 35%!  They made all their money just getting cheap or free deposits, and they just never made many loans.  Put another way, having too high a loans-to-deposit ratio means that a bank either doesn’t know how to get low-cost deposits or has chosen not to seek them out.   If it’s the latter, not seeking low-cost deposits means you’ll go for higherrated deposits, and if you do that, you’ll probably have to go after higher yielding loans to make your spread, and that’s typically not a wise thing to do.  That’s enough classroom for today, so let’s move on.
• Is there going to be a real estate bubble in China ? Well, you know all those shiny new high-rises in Beijing ?  There’s a slide show out there showing 55 of them that are 100% vacant, with another 12 that have to be photographed so they can be added.  Not good.

• President Kennedy used to speak of a nuclear war as one in which the survivors would envy the dead.   After Hiroshima was bombed, a small number of survivors sought shelter in nearby Nagasaki where they were hit with another nuclear bomb!  Shockingly 165 of them survived both bombings. The Last Train from Hiroshima is a new book that follows these 165 people and all the horrors they went through. We read bits & pieces, and Kennedy was right. If you were a survivor, you envied the dead.
• We read a lengthy American Banker article (Feb 24) on Indy Mac and OneWest Bank, and the article said that at the time of its seizure, Indy Mac had the “highest cost funding (i.e. deposits) of any bank in the country.” Along with the Texas Ratio, having extremely high-cost deposits is a good predictor of failure.
• Two summers ago we were at Boulevard Bank in the St. Louis area, and we were walking down the street with one of their executives when we saw a National City branch.  We stopped and stared at the sign in the window advertising unusually high CD rates, and we both had the exact same reaction:  “These guys are going to be toast.”  And they were.  If you want to see if a bank is in trouble, compare their CD rates to everyone else.
• We just watched the Chinese New Year’s Parade in San Francisco , and it’s a real favorite.   Miles and miles of floats and marchers and 300,000 people lined up on the streets watching and cheering.  It’s quite something to watch people celebrating this ancient culture and having a Western City so thoroughly embrace them.  Wells Fargo had as great float featuring, what else, The Stagecoach. Gung hay fat choy.
• Does anyone remember Sam Bowie?  In 1984 he was the second pick in the NBA draft, chosen ahead of Michael Jordan!  You have to wonder which General Manager made that bonehead choice.
• We were just listening to End of the Century, the Ramones album produced by Phil Specter. Isn’t it sad how things ended for all of them?  Joey and Johnny Ramone died of cancer at a very young age.  Dee Dee Ramone died of a heroin overdose. And producer Phil Specter killed a woman and will spend the rest of life in prison. (We don’t know what happened to Marky Ramone.) If you have a love of music, if you like the absurd, and if you were ever a high school student, you should rent Rock ‘n Roll High School .  It stars the Ramones, and an added bonus is that Ashwin Adarkar’s sister can be seen briefly as a dancing cheerleader in one scene. Here’s a clip for your viewing pleasure:    Rent it tonight.
  
• Most of you who’re mortgage bankers get 2-3 pages of financials every month.  A balance sheet and an income statement, and probably a report showing you production numbers by branch.  Those of you who are commercial mortgage bankers have monthly financials (essentially, a Board packet) that’s 100-150 pages in length. We think the composition of Board packages is really important.  We could go on for hours about how important presentation is, how the reports look, visuals and the like.  The issue is that you’re asking Board members to wade through all these pages and make key decisions that affect issues of risk management. We like seeing tabs, pagination, and having all numbers spread out over 12 months.  Graphs can be helpful, but they can also be overdone.  We’d love to see what the Board package looks like at a mega-Bank like Wells or Chase.  When you have a bank with so many moving parts, it’s critical how you present the information to Board members in a way that doesn’t overwhelm them. And that’s not just true for a trillion dollar bank but also for a $50 million bank.
• With all the trouble that Toyota is having, you can see a salesman saying, “Look, it’s still a great car.  A Toyota ’s a Toyota !”  And that last sentence, “A Toyota’s a Toyota ”?  It reads the same back-to-front and front-to-back.  Cool.

• We’ve written here a lot about how correlation does not necessarily mean causation, and a perfect example is Mr. T.   Remember him, the mean-looking boxer with a Mohawk who fought Rocky Balboa? A study was done that showed that when each of his movies was released, it marked an exact point in time when gold prices made a major move.  
  

Regulators seem to believe that brokered deposits lead to high-risk loans, and we believe the opposite, that the high-risk loans lead to brokered deposits.  For those of you with time on your hands, maybe you can find a correlation between high-risk lending practices and the release of movies starring Mr. T.   Please let us know what you find out.

• Cal brags quite a bit about its 26 Nobel Prize winners, and they may have a 27^th in the wings. Berkeley researchers have found that beer is a rich source of the form of silicon that increases none density and prevents osteoporosis.
• Golf Savings ( Mountlake Terrace , WA ) is the model for every mortgage banker who dreams of owning thrift.  It’s almost exclusively mortgage banking driven, is 100% retail, with off-the-charts profitability. The fellow who runs it is Donn Costa , and it’s really refreshing to know someone that successful and that humble.  Anyway, we were talking to him over dinner last week, and he mentioned that he reads US magazine.  How cool is that?  We confessed to subscribing to PEOPLE magazine (not buying occasionally, but actually subscribing), and isn’t it reassuring to find other respectable people who read the same trash?  Our theory is that if you only read it when you go to the dentist twice a year, you’ll never be able to keep up on Lindsay Lohan’s latest rehab or who Jennifer Aston is dating.  People, this stuff is important!
• We just got an e-mail from a friend telling us that Love Story was on TV tonight. Aside from the fact that whatever’s on TV in Detroit probably isn’t on TV in San Francisco , it really brought back memories of the 70’s.  Love Story was about a couple of Harvard students where they fall in love, and then the girl gets something awful like leukemia and dies.  The big line was “Love means never having to say you’re sorry.”  It was one of those movies where your date would sob when Ali McGraw dies and you were supposed to act all broken up yourself like you really cared.  Al Gore supposedly claims he was the model for the boyfriend who was enough of a dork that Gore might have been telling the truth.  Anyway, if the movie shows up on your local TV station, find something better to do.
  

Two of us spoke at the Seattle Mortgage Bankers Association dinner last week, and we can’t begin to tell you how impressed we were with this group.  Lots of local MBA groups have died out over the years, and the one in Seattle is very much alive and doing well. And isn’t Seattle one of the most beautiful cities?

Garrett, Watts & Co.

“Helping lenders increase revenues, control costs, and better manage risk.

• Corky Watts      ([email protected]) 
• Joe Garrett      ([email protected])
• Mike McAuley   ([email protected] )     

Article Tags: Doug L. Hoffman

Click source to read FULL report from Doug L. Hoffman

Source: theresilientearth.com

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STARKE COUNTY, Ind. (STMW)  — A former Starke County, Ind. doctor who admitted to conspiring to illegally sell controlled drugs has died from a heart attack, according to court documents.

Dr. Andrew DeSonia, 49, had most recently been charged in U.S. District Court in Hammond on charges of forging a doctor’s signatures on a prescription.

DeSonia was already serving time in the Morgantown Federal Correctional Institution in Morgantown, W. Va., for pleading guilty to taking part in a company called Jive Network that would let people sign up online, list their symptoms, and then get doctors such as DeSonia to write prescriptions without ever seeing them or verifying the patients were who they said they were.

The most recent charges were filed in November and have been dropped because of DeSonia’s death, according to a court filing.

Read the original article from WBBM News Radio.

Distributed via Chicago Press Release Services

Housing: Price-to-Rent Ratio – by CalculatedRisk – … This graph shows the price to rent ratio (January 2000 = 1.0).  This suggests that house prices are still a little too high on a national basis. But it does appear that prices are much closer to the bottom than the top. … – Calculated Risk Blog 

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Why Is Karen DeCoster Advocating Strategic Defaults? – BY PHIL HALL – …  This week, MortgageOrb.com speaks with one of the most vocal proponents of strategic defaults: Karen DeCoster, CPA, a special advisor on economics for the Clare Boothe Luce Policy Institute and a prolific blogger for libertarian-oriented Web sites. … has Q&A – MortgageOrb
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New home sales reach new record lows – Tim Iacono – The Census Bureau reported(.pdf) that new home sales reached a new record low last month, down 11.2 percent from 348,000 units in December to just 309,000 units in January, in what looks to be the beginning of another very difficult year for the homebuilders. – The Mess That Greenspan Made

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Banks May Use Payday-Style Loans to Replace Lost Overdraft Fees – By Jeff Plungis – U.S. banks may expand their short- term lending at interest rates of 120 percent or more as they seek to replace more than $15 billion in lost revenue because of regulations limiting overdraft fees.  “The smarter banks are trying to resell overdraft protection to consumers as a different product,” said Elizabeth Rowe, group director of banking advisory services at Mercator Advisory Group in Maynard, Massachusetts. … such loans, usually from $100 to $500, at annual rates of 120 percent if repaid in 30 days. They’re known as “checking advance products.” That puts them in competition with so-called payday loan stores … – Bloomberg BusinessWeek

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   + 

great comments – Headline of the Day: “Lending Falls at Epic Pace” – Barry Ritholz – How can you not love that header?  It sums up everything in the article in a tidy little package, and delivers it with style and grace. (Plus, its the second time today I have gotten to use the word epic!) Here is the (WS)Journal’s version (pub date FEB 24, 2010):  “U.S. banks posted their sharpest decline in lending since 1942 at the end of last year, suggesting that the industry’s continued slide is making it harder for the economy to recover. – The Big Picture 
and

Troubled banking industry sharply reduced lending in 2009 – By Binyamin Appelbaum – Lending by the banking industry fell by $587 billion, or 7.5 percent, in 2009, the largest annual decline since the 1940s, as the number of troubled financial institutions rose sharply, the Federal Deposit Insurance Corp. reported Tuesday – Washington Post 

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More Than Half of 2005-2007 US Subprime and Alt-A Mortgages Underwater -  Moody’s has issued details of its methodology for its recent increase in loss projections for US subprime and Alt-A residential mortgage backed securities (RMBS) issued between 2005 and 2007. – Research Recap

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FICO Finds More Borrowers Default on Mortgages Over Credit Cards – by JACOB GAFFNEY – In what it is calling a historic trend reversal … “We’re identifying lending industry situations in FICO Score Trends that to our knowledge have never been seen before,” said Dr. Mark Greene, CEO of FICO, in a statement. “Economic instability is creating unknown risk in lenders’ credit portfolios as well as counter-intuitive trends in consumer behavior.” – HousingWire

Homeowner Estimates as Good as Zillow? Appraisal Academics Think So – by AUSTIN KILGORE – HousingWire 

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Mortgage Zombie Freddie Mac Reports Q4 Loss; Another $5 Billion In Taxpayer Money Out The Window To Support Fake Home Prices – Submitted by Tyler Durden – Zero Hedge

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MBS – When Will the Purchases End and What Will Happen to Mortgage Rates? – Bob Eisenbeis – Cumberland Advisors
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CoreLogic: 24% of residential properties upside down – Rolfe Winkler – … The bulk of underwater properties are concentrated in five states: California, Florida, Nevada, Arizona and Michigan. Nevada leads the way in terms of most homes with negative equity at a whopping 70 percent. … – Reuters Blogs

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BB&T Mortgage sees record refinancing activity in 2009 – … Last year BB&T originated more than 72,500 retail mortgage loans, a 97 percent increase over 2008. That figure includes 53,500 refinanced mortgages and 19,000 new mortgages.
BB&T also closed 6,600 loans worth nearly $1.3 billion under the Homeowners ffordability and Stability Plan to help keep families in their homes. … -  PRNewswire 

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Obama May Prohibit Home-Loan Foreclosures Without HAMP Review – By Dawn Kopecki – The proposal, reviewed by lenders last week on a White House conference call, “prohibits referral to foreclosure until borrower is evaluated and found ineligible for HAMP or reasonable contact efforts have failed,” according to a Treasury Department document outlining the plan … – Bloomberg 

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FDIC to test principal reduction for underwater borrowers – By Renae Merle – … "We’re thinking about it in terms of earned principal forgiveness. If you stay current on your mortgage, you would earn a principal reduction. It would only be for loans significantly underwater," said FDIC Chairman Sheila C. Bair.  The program would have a small reach and apply only to loans acquired from a failed bank seized by the FDIC. That would be less than 1 percent of mortgages currently outstanding. … – Washington Post

Article Tags: Richard Lindzen, Video Link

Richard Lindzen PhD, the Alfred P. Sloan Professor of Meteorology in the Department of Earth, Atmospheric, and Planetary Sciences at the Massachusetts Institute of Technology, was recently invited to give a talk entitled “The Peculiar Issue of Global Warming” at Fermilab 2/10/10 which you can watch in its entirety with slides here. Dr. Lindzen calmly eviscerates the theory of catastrophic anthropogenic global warming (CAGW) and the IPCC “consensus”. Highly recommended. Some of the key slides from the presentation are archived at the link below. Below are 3 slides from the presentation, the first noting that the theory of intelligent design sounds rigorous by comparison to the theory of anthropogenic global warming, the second noting that 3 pro-CAGW publications have already acknowledged that temperature data has contradicted the man-made attribution assumption (primarily CO2), which is the inherent assumption of the IPCC models, and the third noting that the fundamental assumption of CAGW that there is positive feedback by water vapor due to CO2 is “likely wrong”.

Click source link for more

Source: hockeyschtick.blogspot.com

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Después de dos temporadas utilizando al Mercedes SL 63 AMG como Safety Car de la Fórmula 1 ha llegado el cambio. Su sustituto no será otro que el nuevo Mercedes SLS AMG. Cabe destacar que Mercedes-Benz ha suministrado a la máxima categoría los safety car durante los últimos 14 años.

El encargado de pilotar dicho vehículos será el ya conocido Bernd Mayländer, quién tuvo el mismo cargo la pasada temporada. Este vehículo hace uso de un motor V8 de 6.3 litros que desarrolla 571 CV. Dicha potencia esta ligada a una caja de cambios de siete velocidades y un doble embrague.

Related posts:

1. Más imágenes del Mercedes-Benz SLS AMG
2. Mercedes SLS AMG Cabrio, fotos espía
3. Mercedes SLS AMG Roadster, imágenes filtradas

Article Tags: Lord Monckton, Open Letter/Fax

This letter from numerous leading scientists in climate and related fields to Lisa Jackson, the administrator of the Environmental Protection Agency, is worthy of wider circulation.
The Honorable Lisa P. Jackson, Administrator
Environmental Protection Agency
1200 Pennsylvania Ave., NW
Washington, DC 20460

Dear Administrator Jackson:

We congratulate you on your appointment to EPA Administrator and commend you for your commitment to “science-based policies and programs, adherence to the rule of law, and overwhelming transparency.” We write today because the United States finds itself at a crossroads where these values are sure to be tested.

Recently, the U.S. Chamber of Commerce submitted a petition for an on-the-record hearing under the Clean Air Act before the EPA proceeds with its proposed rulemaking on the regulation of greenhouse gases, Proposed Endangerment and Cause or Contribute Findings for Greenhouse Gases Under Section 202(a) of the Clean Air Act, Proposed Rule, 74 Fed. Reg. 18,886 (Apr. 24, 2009) (hereinafter “Endangerment Finding”).

Source: sppiblog.org

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HAMMOND, Ind. (STMW)  — A Hammond, Ind. man has been charged with two counts of battery after authorities said he struck his girlfriend’s daughter’s boyfriend in the head with a shovel.

Clarence A. McKinney, 50, who also uses the name Clarence D. McKinney, faces a maximum eight-year sentence on the charges, handed down in Lake County Superior Court.

Authorities said the victim was on the back porch with his girlfriend on Aug. 10 in the 4500 block of Henry Avenue and gave her a hug, provoking McKinney.

An argument ensued, and McKinney walked to his truck. The victim said McKinney hit him with a shovel, causing a scalp laceration and a fracture in his head.

Read the original article from WBBM News Radio.

Distributed via Chicago Press Release Services

CARPENTERSVILLE (STMW)  — Bail was set at $300,000 Friday for an Elgin man accused of selling a large amount of cocaine to an undercover officer while within 1,000 feet of a school, police said.

Wilver Sanchez, 29, of the 100 block of S. Porter St. in Elgin, was arrested Thursday on nine felony charges alleging he possessed and delivered more than 15 but less than 100 grams of cocaine to an undercover Carpentersville police officer, court records said.

Sanchez is charged with two counts of delivery of a controlled substance within 1,000 feet of a school, a Class X felony; four counts of delivery of a controlled substance, a Class 1 felony; and three counts of possession of a controlled substance, a Class 4 felony, a report said. Each Class X charge — the most serious offense Sanchez is charged with — carries a penalty of up to 30 years in prison plus fines.

Sanchez was being held at the Kane County jail on Friday night.

Sanchez told a judge in Elgin bond court on Friday that he has lived in Elgin with some friends for about four years. He works at a local restaurant and is not a citizen of this country, Sanchez said in court.

Sanchez has five previous arrests on drug charges, according to court records.

Read the original article from WBBM News Radio.

Distributed via Chicago Press Release Services

CHICAGO (WBBM)  — A defibrillator nearby can save a life in the event of a heart attack, and the state of Illinois is trying to encourage their installation and use.

The simplicity of the defibrillators, and the life-saving results, were underscored as the the state handed out its annual “Heartsaver Hero” awards to those who used them — and saved 10 people’s lives.

When Jack Hummel collapsed last June 26 at the Edward Health and Fitness Center, in Naperville, staff knew how to use the automated defibrillator unit mounted on the wall.

Hummel has since been fitted for a pacemaker, but said he knows how fortunate he was.

“If it wasn’t for these three people, I wouldn’t be here,” he said. “They did a super job and I’m very proud of it.”

After fitness center staff member Eric Gustafson used the defibrillator on Hummel, staff members Tracy Trimble and Laura LaRue performed cardiopulmonary resuscitation until paramedics could arrive.

“It’s such a thrill to see him walk in that door every time we do,” LaRue said.

Lance Lawson’s story is similar – to a point. When he collapsed in December while playing basketball with friends at the Naperville YMCA, only lifeguard Justin Gedner could make the defibrillator work.

“He was about the 15th person (to try),” Lawson said. “All the guys who I played with, none of them had any success with it.”

Lawson said he was told afterward that the leads for the defibrillator’s paddles were not placed properly.

Saving Lawson may have changed Gedner’s life as well. Gedner, a student at the College of DuPage, said he has always had an interest in medicine.

“After saving Lance I really want to be a paramedic-firefighter now,” he said.

Many of the machines give automated verbal directions explaining how to use them and whether a second shock is needed. Defibrillators have been required by state law since 2005 in schools, as well as at indoor park district and physical fitness facilities. Gov. Pat Quinn signed a measure six weeks ago extending the requirement to all indoor and outdoor sporting events.

The state maintains a Heartsaver Fund that provides matching grants to schools and park districts to assist in the purchase of automated defibrillators.

Read the original article from WBBM News Radio.

Distributed via Chicago Press Release Services

Filed under: Sedan, Performance, Geneva Motor Show, Videos, Volvo

March 2, at the Geneva Motor Show, Volvo is promising us “naughty” cars. We have no idea what they have in mind – Sinful sedan? Evil estate? Headstrong hatch? Your guess is as good as ours, but as the video shows, there will be an S60 involved somehow. We hope that lucky gold feline comes along for the ride, too. Follow the jump to check out the teaser. Hat tip to Matthew

[Source: Volvo]

Continue reading VIDEO: Naughty Volvos headed this way?

VIDEO: Naughty Volvos headed this way? originally appeared on Autoblog on Sun, 28 Feb 2010 11:05:00 EST. Please see our terms for use of feeds.

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It seems Rebellion’s Aliens vs Predator has spurred Sega’s interest in pursuing their other Aliens game, Aliens: Colonial Marines. After missing its planned 2009 release and being put on the backburner, the game is now reportedly once again on

(top image) 2010Feb: Global Land and Ocean plot (NCDC, NESDIS, NOAA).
(bottom image) 2010Feb: Global Hemisphere plot (NCDC, NESDIS, NOAA).

References: NCDC, NOAA http://www.ncdc.noaa.gov/sotc/?report=global&year=2010&month=2&submitted=Get+Report

Image Description: see case description. Image Location: NOAA References: NCDC, NOAA http://www.ncdc.noaa.gov/sotc/?report=global&year=2010&month=2&submitted=Get+Report Image Permission: This image is in the public domain because it contains materials that originally came from the U.S. National Oceanic and Atmospheric Administration, taken or made during the course of an employee’s official duties.

2010Feb: (top image) Blended Land and Sea Surface Temperature Anomalies in degrees Celsius (NCDC, NESDIS, NOAA).
2010Feb-2009Dec: (bottom image) Blended Land and Sea Surface Temperature Anomalies in degrees Celsius (NCDC, NESDIS, NOAA).

Reference: NCDC, NESDIS, NOAA http://www.ncdc.noaa.gov/sotc/?report=global&year=2010&month=2&submitted=Get+Report

Image Description: see case description. Image Location: NOAA References: NCDC, NOAA http://www.ncdc.noaa.gov/sotc/?report=global&year=2010&month=2&submitted=Get+Report Image Permission: This image is in the public domain because it contains materials that originally came from the U.S. National Oceanic and Atmospheric Administration, taken or made during the course of an employee’s official duties.

Harper College head wrestling coach Dan Loprieno sent 9 wrestlers to Des Moines for the 2010 NJCAA Championships and the team returns with the National Championship! This is the 4th national championship for the wrestling team (1994, 2001, 2006 and 2010), and the 10th national championship for Harper’s athletic program.

The Hawks led the way with 137 team points – dominating second place Iowa Central Community College’s 116 points. Iowa Central had won the title for the last 4 seasons.

Individually, Josh Kratovil captured the national title at 141 pounds, defeating Vinny Pisani of Iowa Central, 10-4.

Seven additional Hawks earned All-American honors for their performance in the championship: Luke Roth took second place in the 157 pound class, Jordan Bakley finished in third place at 174 pounds, Eduardo Dominguez was fourth at 125 pounds, and Mike Dace also took fourth in the 165 pound weight class, Nat Stadeker at 149 pounds took 4th place, Arber Beboat at 184 pounds took 6th place, and at 197 pounds Mike Lukowski also had a 6th place finish.

EIF 147

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