Category: News

  • Report: GM sued for unauthorized use of Einstein

    Filed under: , , ,

    If Albert Einstein were alive today, he’d be very old and quite wealthy. In fact, the world famous scientist still banks about $10 million per year solely from corporations purchasing one-time rights to his likeness. Einstein has been dead since 1955, but an institution is still collecting money on his behalf, and there is a rather substantial price to pay to use his likeness. Just ask General Motors.

    The Detroit News reports that The General is being sued by The Hebrew University of Jerusalem for $75,000 over a fall, 2009 print ad that contained Einstein’s likeness without the school’s blessing. The ad, which appeared in the September issue of People Magazine, features Einstein’s head Photoshopped onto the body of a young, muscular guy with the tagline “Ideas are sexy, too.”

    But while the Hebrew University feels it has an open-and-shut case, GM claims that it purchased the rights to Einstein’s image from a reputable firm. GM spokesperson Ryndee Carney told the DetNews that the company guarantees that clients have rights to use the images selected.

    [Source: The Detroit News]

    Report: GM sued for unauthorized use of Einstein originally appeared on Autoblog on Thu, 27 May 2010 14:00:00 EST. Please see our terms for use of feeds.

    Read | Permalink | Email this | Comments

  • How to Stop Lobbying in Conference Committee

    The House-Senate financial reform conference committee is gearing up, with the House due to name its members some time next week and the process due to be done by July 4. But the negotiations to merge the House and Senate versions of the financial regulation bill — under intense lobbying efforts already — will happen mostly behind closed doors. Rep. Barney Frank (D-Mass.), the head of the conference committee, has said that he will allow C-SPAN to air only final-stage negotiating and voting. Today, Simon Johnson has commonsense recommendations to keep some sunlight on the process, in The New York Times.

    1. Any amendments need to be posted online not less than three business days before any relevant conference meeting. Second-degree amendments (that is, amendments to amendments) need at least two days’ notice on the same basis.

    2. The House and the Senate will not discuss any conference report until the report as amended by the conference has been posted online in its entirety for at least five business days.

    3. A red-lined version of the conference report as amended — making all changes visible — must also be posted online for not less than five business days before any vote on that conference report.

    The fundamental idea is to allow more voices into the process — to give time for public debate to influence the private debate. And I think it is a good one.

  • Obama suspends oil permits, deepwater exploration

    by Agence France-Presse.

    WASHINGTON—President Barack Obama on Thursday unveiled moves to suspend new oil drilling and exploration following the Gulf of Mexico disaster, while denying the government was too slow to tackle the crisis.

    After reviewing an Interior Department report into the massive oil spill, Obama outlined four steps to prevent such an accident from happening again, including suspending 33 deepwater exploratory wells being drilled in the Gulf.

    “If nothing else, this disaster should serve as a wakeup call,” Obama told a press conference, as official data showed the five-week-old spill was now the worst in U.S. history.

    The government was extending an existing moratorium on deepwater drilling as well as suspending the issuing of new permits for six months, Obama said, as expert data said the oil was gushing at up to four times previous estimates.

    Planned exploration in two locations off the coast of Alaska was suspended, and “we will cancel the pending lease sale in the Gulf of Mexico and the proposed lease sale off the coast of Virginia.” And, Obama added, “we will suspend action on 33 deepwater exploratory wells currently being drilled in the Gulf of Mexico.”

    He was speaking as BP’s risky “top kill” of the ruptured Deepwater Horizon well appeared to stop the oil flow Thursday.

    Obama dismissed charges that the government had acted too slowly in the crisis. “The United States government has always been in charge of making sure that the response is appropriate,” Obama said.

    “This notion that somehow the federal government is sitting on the sidelines and for the last three or four or five weeks we’ve just been letting BP make a whole bunch of decisions is simply not true,” he said.

    “This entire White House and this entire federal government has been singularly focused on how do we stop the leak and how do we prevent and mitigate the damage to our coastlines.”

    But the president said that “more than anything else, this economic and environmental tragedy—and it’s a tragedy—underscores the urgent need for this nation to develop clean renewable sources of energy.”

    He said it was time to move forward on legislation to promote renewable energy sources.

    “It’s time to accelerate the competition with countries like China who have already realized the future lies in renewable energy and it’s time to seize that future ourselves.”

    Related Links:

    The Climate Post: BP oil spill washes up on Potomac shores

    Michigan: Where U.S. clean energy, emissions, efficiency policy really counts

    Obama preaches green tech gospel to California choir






  • BYD and Daimler establish joint venture to produce electric-cars in China

    We’re not sure how Carlos Ghosn feels about this but Daimler has just announced that it has signed a joint venture contract with BYD Company Limited to produce electric-vehicles in China.

    “BYD and Daimler will invest RMB 600 million to use as registered capital for the Joint venture,” Daimler said in a statement. “The new generation of electric vehicles developed by the joint venture will capitalize on Daimler’s know-how in electric vehicle architecture and safety as well as BYD’s excellence in battery technology and e-drive systems. The vehicle will be marketed under a new brand jointly created and owned by Daimler and BYD.

    “Our new joint venture is well positioned to make the most of the vast potential of electric mobility in China.,” said Dr. Dieter Zetsche, Chairman of the Board of Management of Daimler AG. “We are fortunate to have excellent joint venture partners in China and the establishment of this research and technology center with BYD adds another dimension to our growing presence in this important market.”

    Daimler recently launched the Smart ForTow electric-drive and this year will introduce two Mercedes-Benz electric-cars including the B-Class F-CELL with fuel-cell technology and the electric A-Class E-CELL.

    Renault/Nissan and Daimler recently announced an alliance where both companies will strategically cooperate on new tech and product-sharing that will benefit all who are involved.

    – By: Omar Rana


  • Photo Tour: Sprint EVO 4G

    The good folks at Sprint dropped off the EVO 4G for me to share with you. The EVO has the 4.3-inch display that is simply beautiful. It’s also packing 4G that can be shared with up to 8 devices at once over the Mobile Hotspot. It is running Android 2.1 and sports two cameras, the 8MP on the back and another on the front for video chatting. There’s a kickstand for watching video on that big screen and as you might guess there is not much that this phone doesn’t have.

    I’ll be putting the EVO through its paces and grabbing some video to share soon; meanwhile enjoy this photo tour of the Sprint EVO 4G. There are even photos comparing the EVO with two other Android phones — Nexus One and the Droid Incredible. The EVO is not available until June 4 but have a look and see if it’s worth standing in line for.

    Quick Impressions:

    Likes:

    • 4.3-inch display is gorgeous
    • 1 GHz Snapdragon is very responsive
    • Multitasking- fired up 15 apps and no lags
    • Lighter than I thought
    • HTC Sense
    • Kickstand

    Dislikes:

    • Touch buttons on front are too sensitive
    • Camera needs lots of light
    • Power button hard to hit

    You can see a short test video I shot with the preinstalled Qik application to gauge the camera quality.

    Related research on GigaOM Pro (sub. req’d): Google Takes the Open Battle to Apple on Multiple Fronts



    Atimi: Software Development, On Time. Learn more about Atimi »

  • Sales tax and property taxes

    King County Council’s taxing spree

    It is extremely disturbing to me that the King County Council creates expensive ideas, whether it is the legal or the social side of business, and does not consider that there may be too many of these ideas being offered to the public. [“County looks to property tax after defeat of sales-tax plan,” page one, May 25.]

    The sad part of it is that when there are hard economic times, such as the current period, the various governmental organizations refuse to do anything other than attempt to force the taxpayers to maintain the status quo by increasing taxes.

    I was glad to see that the County Council decided not to present either the .2 percent sales-tax increase or the property-tax increase to the voters for the August ballot. I sincerely hope there is no change in that voting when it comes to the November ballot.

    Taxpayers are sick and tired of having further taxes imposed on them to maintain the status quo for every one of the programs when so many people are out of work and many are losing their homes. There does not seem to be any will by the government to rein in the union demands or to increase the employee share of health-insurance costs.

    Maybe at the same time, there should be a significant, permanent reduction in all government employees.

    — John Marthens, Normandy Park

    Taxes and levies in Mill Creek could sting

    Next year, the state budget shortfall is expected to be approximately $7 billion and after November, the Legislature is looking to increase taxes again. This does not include a state income tax. The Legislature did not raise taxes more than it did this year due the upcoming election.

    The King County Council is considering a sales tax, a property-tax increase or a tax transfer.

    In addition to any legislative-mandated tax increases, the following levies are being proposed for the Snohomish County Library, Everett School District and the city of Mill Creek.

    The Snohomish County Library is considering a levy for a new library in the Mill Creek area with a cost of $80 on the average house, in addition to the large increase last year for operations and maintenance.

    The Everett School District is considering an additional levy to add $100 per year to homeowner property taxes. Board members say this is a temporary increase, but seldom is any tax increase temporary.

    Mill Creek is placing on the August ballot a $108 per year Emergency Medical Service levy increase. This is without consideration of an alternative using demand-based staffing at a significantly reduced cost.

    There is a rumor from a fire-service insider about adding a fire station to Mill Creek environs. This could add another $200 per year to homeowner property taxes, not including facilities and equipment.

    In addition to any state-mandated tax increases, the levy increases if implemented could cost homeowners about $500 per year for a total of $3 million to property-tax collections just for Mill Creek, which amounts to about a 12 percent increase in property taxes.

    Considering the current state of the economy, these tax increases are not sustainable.

    — Will Nelson, Mill Creek

  • Referendum 52

    A ‘make-work’ project

    Reading “An honest debate” [NWVoices, May 27] on Referendum 52, then “Be honest with voters” [Opinion, May 24], was an eerie reminder of the tremendous power that lobbyists have in taking away our money.

    Forgive me if I misinterpret, but R- 52 sounds like a “make-work” project for the construction industry, which would increase the amount of taxes I would need to pay with little to gain.

    Do all of the schools in the state have mold and leaky roofs? Are none of them insulated? Why not just use the existing school-district maintenance funds to fix the mold or leaks as they occur —or like in Bellevue, gradually replace the schools that are old and out-of-date?

    The eerie reminder: Living in a condo development, my daughter-in-law, along with all the other condo owners, must pay out approximately $40,000 each to replace the sheathing and siding. As I understand it, water leakage was found in some of the condos, and a state law forces them with the choice to either renovate

    — Jim Spray, Bellevue

  • No, Steve Ballmer will not be speaking at WWDC

     

    Just in case you believed the rumor that Microsoft’s own Steve Ballmer would be speaking at Apple’s WWDC in the coming weeks (I mean seriously, you believed it?), Microsoft would like you to know that the rumor is false.  If you didn’t hear it, here’s how it went: Trip Chowdhry, an analyst at Global Equities Research, stated that Ballmer would be appearing at WWDC to announce Visual Studio for the iPhone platform.  And as you can imagine, the rumors went rampant from there.  However, in a message posted on Twitter a few minutes ago, Microsoft laid the rumor to rest by saying: “Steve Ballmer not speaking at Apple Dev Conf. Nor appearing on Dancing with the Stars. Nor riding in the Belmont. Just FYI.”  Of all the rumors I would like to have seen, I am sorely disappointed that Dancing with the stars is not in Mr. Ballmer’s future.  The end.

    Via Engadget


  • Background checks to protect exchange students

    An alienating proposal

    I read the editorial “Ensuring the safety of international students” [Opinion, May 25], which supported the U.S. State Department Bureau of Educational and Cultural Affair’s proposed safety checks for exchange students’ host families with special interest.

    I was an exchange student last year, so I absolutely understand the need for safe host families.

    My family is now having a wonderful time hosting an international student. However, we would be not hosting if we had to be fingerprinted and to divulge our financial resources — not because we are criminals, but because we value our privacy.

    Criminal-background checks could catch the few sex offenders who try to host a student. But they would also deter a much larger percentage of safe families from hosting. Due to the current economy, many families no longer feel they could afford to host a foreign student. By adding additional regulations on hosting, it is going to be even more difficult for exchange programs to find families.

    The suggestion to ban single people from hosting exchange students is just ludicrous. That is discrimination based solely upon martial status. I have known several exchange students who have had a wonderful experience with their single parent. It is unreasonable to assume that because someone is single, they are likely to violate a young person.

    — Elliott Brooks, Seattle

  • Highway 520 bridge

    Group supports construction of new 520 floating bridge

    For Kirkland is a Washington state nonprofit organization dedicated to creating a healthy, sustainable city by promoting service to the community, active citizen engagement in city decision making, and a robust, honest dialogue regarding issues facing our community and region.

    In keeping with our mission statement, we ask our elected leaders to support every effort to move forward with construction of a new Highway 520 floating bridge to replace the existing structure.

    The vulnerable condition of the bridge is well-documented, pointing toward the very real possibility of a catastrophic failure in a wind storm or earthquake.

    The replacement project has been studied for nearly 15 years and the time for action is now. The current recession has created a construction environment that would save millions of dollars in construction costs.

    The project would also produce thousands of well-paying jobs for the especially hard-hit construction industry at a time when those jobs are critical to our economic recovery.

    While we understand there is more work to do to resolve the issues around the final design of the west end of the bridge, we strongly favor moving ahead as quickly as possible with the projects on the east side of the lake, which have been designed and agreed upon.

    To not move forward now with those projects would be to waste an opportunity to save the taxpayers of the region millions of dollars.

    — Dan Krehbiel, president of For Kirkland, Kirkland

  • Cursive writing

    If legibility is the issue, why not practice better printing?

    This is a response to “Teacher reintroduces the lost art of cursive” [page one, May 24].

    Making the case for relearning cursive is not an easy one. I, for one, am just finishing up my junior year of high school, having taken both Advanced Placement (AP) Chemistry and AP U.S. Government tests, and then the SAT.

    Little did I know that I would have to be writing a three-sentence statement in cursive. Now having learned cursive back in the third grade, I had to dig back through my brain to remember some of the more archaic characters, but in the end I got it done. This application of cursive however, is the first time that I have used this skill since I first learned it.

    Now what teacher Nora MacDonald seems to stress is that the cursive is a remedy for her kids writing in block print, and doing so almost illegibly. There are, however, simpler ways to fix such a problem.

    Instead of trying to resurrect an outmoded form of communication —which, it should be noted, is also what is being taught in her class —she could simply have them practice better printing so that she can read their writing. Perhaps she could even stress that the ability to print legibly allows the AP graders to read their work as well.

    If we should all start relearning how to write in outmoded forms of communication, I may as well take both AP Cuneiform and AP Egyptian Hieroglyphics during my senior year, as neither Latin nor cursive are really defined as “outmoded” yet.

    Perhaps next year, instead of having her students learn cursive, MacDonald could be pursuing Latin, a topic relevant to that other outmoded form of communication.

    — Brad Russell, Bainbridge Island

  • 3QD Science Blogging Prize | Cosmic Variance

    6a00d8341c562c53ef01348177d943970c-800wi3 Quarks Daily has embarked on an annual hunt for the best blog posts in four areas: science, politics, philosophy, and arts & literature. Nominations have now opened for this year’s science prize; you have until May 31 to suggest your favorite science blog post from the last year; then there will be a round of public voting, and a final award bestowed by a celebrity judge. Last year the science prize was awarded by Steven Pinker; this year it will be Richard Dawkins. Someday I’m sure they’ll work their way up to having a physicist serve as judge.

    Feel free, of course, to nominate your favorite posts from Cosmic Variance; I’m far too shallow to be reluctant to win awards. But even better would be to find a really great post at a smaller blog that not as many people know about, and use this contest as a vehicle for bringing more attention to really good writing. There’s too much good stuff out there, it’s impossible to follow all of it, so it’s always nice to hear about new bloggers doing great things.


  • House, Senate reject Quinn’s McPier veto

    Posted by Tribune staff at 1:51 p.m.

    The Illinois Senate today overwhelmingly booted
    aside the changes Gov.
    Pat Quinn wanted in legislation to overhaul McPier, with Republicans
    charging the governor tried to alter the bill to gain political support
    in the November election.





    The House quickly joined the Senate today in voting overwhelmingly to
    reject Gov. Pat Quinn’s proposed changes to legislation aimed at
    overhauling McPier, putting a law in place aimed at luring back
    convention business fleeing Chicago because of high costs.



    The
    House voted 93-19 to override the governor’s proposed alterations that
    came in an amendatory veto as he sought to retain some power that the
    legislature stripped away. The Senate acted earlier Thursday, voting
    51-2, with one lawmaker casting a present vote. The House then adjourned
    at 12:24 p.m. as the Senate wrestled over how to get support for a key
    piece of the state budget package.

    Senators voted 51-2, with one
    voting present, to override Quinn’s changes, which included a move to
    ensure he would have the ability to name an interim trustee who would be
    put in charge of righting the ship at McPier, where conventions were
    fleeing because of high costs. Quinn’s amendatory veto attempted to
    remove James Reilly, a former McPier chief, as the designated man in
    charge during the interim period.

    Read more from Tribune Springfield correspondent Ray Long and business writer Kathy Bergen by clicking here.

  • Dino Rossi in the running for Senate seat

    We need Murray

    Editor, The Times:

    This is a response to “Sources: Rossi’s in, will make it official Wednesday” [page one, May 25].

    A high tide brings in a lot of things, and some of it does not smell very good.

    Washington state voters have twice rejected Dino Rossi, and should do it again.

    His own Republican neighbors rejected him when he first ran for state Senate in 1992, too. Back then, all three of his Republican opponents refused to endorse him after the primary, leading to his defeat that year.

    They knew then what a growing number of voters know now: Rossi is too cozy with the kinds of questionable corporate power brokers who nearly destroyed our economy.

    I served three terms as a Republican county councilman representing the area that Rossi calls home. I have never endorsed him, either. His right-wing brand of politics is too extreme for Washington state voters.

    We need to reclaim our country and reclaim our prosperity by charting a new course. That course would create new jobs in new industries that pollute less, use fewer resources and make products that last.

    We need to get control of our government budgets by enforcing the discipline of frugality and paying as we go with taxes that are fairer to working families. We need to confront powerful interests that threaten to destroy our democratic republic.

    A vote for Dino Rossi is a vote backward into a negative and dangerous past. This time, regardless of your party affiliation, vote for Sen. Patty Murray. She has earned a reputation for hard work and integrity, and we really need that right now.

    — Brian Derdowski, King County Council member 1990-2000, Issaquah

  • Sales tax in King County

    Seek pay and benefits cuts

    King County Executive Dow Constantine has inherited a budget problem created by the former King County administration. [“County looks to property tax after defeat of sales-tax plan,” page one, May 25.]

    However, his proposal to solve the problem and protect basic police and criminal-justice system services is not going to work. Voters are not going to approve a raise in any taxes.

    There is only one solution: Constantine must sit down with the union leaders representing King County employees and law enforcement, and get them to agree to reduce employee pay and benefits.

    If they fail to work this out, the criminal-justice system and police services would be gutted. The county administration and unions would try to blame the voters, whereas the unions and employees hold the only viable solution that would work.

    — Walter Huff, Des Moines

    Vote out the incumbents

    I am in disgust today after our elected leaders, again, failed to lead. If fact, they did not even have to lead, they just needed to decide to let us decide.

    The Metropolitan King County Council cannot seem to allow the voters of the county make a decision on what we need in our communities.

    While I do not want a tax increase, I would rather have the option to vote for one if it meant saving King County’s criminal-justice system. I find it hard to believe that there are no other options available to cut rather than our Sheriff’s Department and courts.

    It is really time to vote out all incumbents.

    — Jeff Keller, North Bend

    The financial nanny

    If the residents of King County are savvy enough to elect a County Council, I am not sure why the council then thinks it needs to operate as a financial nanny.

    The tax measure was to put it on a ballot —not to move forward with a tax increase. I am perfectly capable of deciding whether or not I am willing to pay a tax increase to maintain criminal-justice programs.

    Although I am retired, have limited income and do not live in a $400,000 home, I do believe I could manage $38. Give me a choice.

    — Deanne Gilbert, Kirkland

  • Teacher evaluations in Race to the Top

    Teacher-student commitment to learning needed

    This is a response to “Race to the Top education grants: a tipping point for Washington students” [Opinion, May 14].

    I agree that a vigorous debate is required concerning not only the “pictures of teaching and learning,” but more fundamentally, the oftentimes overlooked background role and responsibility that students and their parents bear in the education equation.

    We could place the entire onus for success upon the schools and evaluate teachers and principles ad nauseam, but unless and until students become actively involved in their learning and parents apply more expectations directly to their children in the educational process, the perceived unsatisfactory outcomes would not change.

    When students come to class unprepared or armed and absorbed with the latest tech device, they are not fulfilling their part of this learning enterprise. When parents look first for teacher and school inadequacy when their children’s grades are subpar instead of examining their students’ behavior, this only reinforces students’ view that they bears no responsibility for learning.

    The upshot is that the teacher bears the sole responsibility for this partnership. Every partnership suffers when not all partners are committed equally. This mutual student-teacher commitment should be part of the debate and indeed maybe even part of the highly touted evaluation process.

    — James Stark, Seattle

  • Reforming Wall Street

    Government needs a tweak or two

    Although not surprising, it remains appalling how Congress—in its deliberations on new regulations for the financial-services industry, supposedly intended to prevent another collapse of the credit markets such as was experienced in 2008 —ignore its own major role in causing that collapse. [“Adopt the toughest reforms, Opinion, May 24.]

    The vast amount of subprime mortgages that underlay the collapse were the direct result of acts of Congress. Fannie Mae and Freddie Mac, both established by Congress, were not only authorized to purchase without recourse subprime mortgages issued by banks, but they were encouraged by Congress to do so.

    The Community Reinvestment Act required banks to grant mortgages to borrowers not worthy of credit. The deductibility of residential mortgage interest for income tax purposes induced homebuyer to take on mortgages they could not afford. All of these acts by Congress resulted in the huge amount of outstanding subprime mortgages and diversion of capital that could have gone into more productive use.

    Yes, those who invested in the mortgage-backed securities packaged by Fannie and Freddie were neglectful in not recognizing the poor quality of the mortgages backing the securities, but those subprime mortgages would not have existed were it not for the follies of Congress.

    It is one more example of how government intervention in markets results in ineffective allocation of resources with a resultant lowering of people’s standard of living. Much more than the financial-services industry, it is government that needs to be reformed.

    — Donald Marsh, Bainbridge Island

  • Microsoft Has Some Bad News and Some Worse News [Blockquote]

    Via the company’s Twitter, Microsoft debunked the fun rumor that a seven-minute slice of Steve Jobs’ WWDC keynote would be set aside for Steve Ballmer. Then, cruelly, they created two very funny mental images and debunked those, too. [Microsoft] More »










    MicrosoftSteve JobsSteve BallmerAppleTwitter

  • Immigration from Mexico

    Why the United States is a safe haven

    “Obama to send 1,200 troops to Mexico border” [page one, May 26] and “Taking a moral stand against a broken immigration system” [Opinion, May 26] contained thoughtful perspectives on the immigration issue.

    But as usual, they mostly focused on those wanting to come to the United States from south of the border.

    This conversation always seems to be about how we can secure U.S. borders, but also speed up the process of allowing more people in. The past couple of Mexico presidents centered their efforts on lobbying the United States to take more people.

    If I were a Mexican citizen, I would be outraged at the apparent attempt by my government to dump its people while doing very little to address the actual problems that are driving immigration to the United States.

    A huge piece of the conversation seems to be missing: Why isn’t the United States being asked for or recommending ways to fix the severely dysfunctional, corrupt infrastructures in Central America and South America? People would not be so desperate to leave and risk their lives to get to the United States if their own systems worked.

    — Scott Nordell, Maple Valley

  • Beware of Farm Bureau Insurance Company’s Shortened 1-Year Statute of Limitations

    Another reason why Farm Bureau wins our 2010 Insurance Company Skunk Award

    In my last blog, I discussed how difficult it is to get Farm Bureau adjusters to give permission to accept tendered underinsured motorist coverage (UIM) policy limits for their own customers who have been seriously injured in car accidents. In other words, how hard it is to just get the additional protection that these people paid for from this insurance company!

    And speaking of games and broken promises, here’s another one from a recent case. It’s truly sad to see that Farm Bureau also is responsible for probably the most anti-consumer change that I’ve ever seen a Michigan auto insurance company pull on its own customers. Farm Bureau shortened the normal three-year period to bring a UIM lawsuit to  only one year.

    Let me repeat this: Farm Bureau cut two years from the period its customers are allowed to bring a lawsuit following an auto accident, forcing them to bring the lawsuit within one year in order to receive UIM coverage.

    Farm Bureau made this change by shortening the contractual period to file a lawsuit for its own customers who had purchased important UIM and UM coverage. This change caused countless Farm Bureau customers to lose important UM and UIM insurance protection that they had purchased in good faith from Farm Bureau.

    I should note this change was so anti-consumer that the Michigan Office of Financial and Insurance Regulation later issued an order prohibiting auto insurance companies, including Farm Bureau, from shortening the statute of limitations from three years to one year for UIM coverage.

    Why would Farm Bureau do this to it’s own customers?

    There was no legal or moral justification whatsoever for this, and no reason given for why Farm Bureau decided to do this to its customers. The only reasonable explanation was that Farm Bureau just decided to try to weasel out of paying valid UIM and UM insurance claims that it was otherwise legally obligated to pay for  – and note that these insurance coverages would only apply to its own most seriously injured customers who had already been hurt in car accidents.

    Sadly, a recent Michigan Court of Appeals case released on April 29,2010 called Ulrich v. Farm Bureau Insurance even reaffirmed that Farm Bureau could still avoid paying a valid UIM insurance claim to a customer who had been seriously injured in an accident on a policy that had been shortened to one year, because her car accident came before the OFIS order prohibiting shortened statute of limitations coverages.

    Farm Bureau’s shortened one-year provision to bring a lawsuit was therefore valid. The customer got nothing.

    Here’s what happened: The state of Michigan was so concerned by what Farm Bureau was doing that it had issued Order No. 05-060-M, making it illegal for Farm Bureau and other Michigan insurance companies to do this. However, that didn’t help Linda Ulrich, who had already purchased her Farm Bureau insurance policy with its one-year statute of limitation when she was seriously injured in a car accident. Because her car accident occurred before the order was issued, the contractually shortened period of limitations to bring a lawsuit in her Farm Bureau policy still applied. Linda Ulrich lost her right to sue for her personal injuries from her own insurance company on a policy that she had already paid for, and had been paying for, for many years.

    Way to go, Farm Bureau, for sticking it to a loyal, long-term customer and choosing to still apply a contract change that was so anti-consumer that the insurance commissioner required you to change it.

    You are the winner of my Insurance Company Skunk Award.

    My blog post from last year on Michigan’s 10 Worst Insurance Companies has been very popular. In the near future, I’m going to post another listing the worst insurance companies for 2009. Sadly, Farm Bureau’s conduct  is all too common in Michigan.

    Steven M. Gursten is recognized as one of the nation’s top experts in serious car and truck accident injury cases and automobile insurance no-fault litigation. Michigan Auto Law has received the largest reported jury verdict for an automobile accident case in Michigan in seven of the past 10 years, including 2009, according to published year-end verdicts and settlements reports.

    Related information:

    Time Limits for Filing Car Accident Claims

    Michigan No-Fault Law for Out of State Car Accidents

    Attorney Video: Do I Have a Car Accident Case?

    Michigan Auto Law is the largest law firm exclusively handling car accident, truck accident and motorcycle accident cases throughout the entire state. We have offices in Farmington Hills, Detroit, Ann Arbor, Grand Rapids and Sterling Heights to better serve you. Call (800) 777-0028 for a free consultation with an auto accident attorney. We can help.