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  • Kid Racks Up $1,400 In Farmville After Stealing Mom’s Credit Card

    A 12-year-old kid is probably getting his crops slashed and burned by his mum after he racked up $1,400 in Farmville purchases, draining his own savings and running up charges on her credit card.

    Farmville is free to play but using real dollars, players can purchase items that give them in-game advantages, like barns, tools, and crops. Reports CNN:

    “When I asked him why he did it he said that they had brought out ‘good stuff that I wanted,’ ” the mother…told the newspaper.

    She didn’t blame Facebook or Zynga, makers of Farmville, Mafia Wars, and other popular Facebook games, but does think there should be better fraud detection mechanisms to prevent tykes from using their parents’ real money to buy virtual goods.

    “I do think they need to shoulder some responsibility in this business and put systems in place to stop this happening again,” [she said], “The fact that he was using a card in a different name should bring up some sort of security and the online secure payment filter seems to be bypassed for Facebook payments.

    FarmVille user runs up £900 debt [The Guardian] (Thanks to Lina!)
    RELATED: Mafia Wars CEO Brags About Scamming Users From Day One

  • Lester Brown: Lowering income taxes while raising pollution taxes reaps great returns

    (This excerpt from Lester R. Brown’s book, was released this week. Plan B 4.0 offers ways to mitigate or stop climate change. Brown is president and founder of the Earth Policy Institute, and also the founder of Worldwatch Institute.)

    By Lester R. Brown

    Lester R. Brown

    Lester R. Brown

    As economic decisionmakers—whether consumers, corporate planners, government policymakers, or investment bankers—we all depend on the market for guidance. In order for markets to work and economic actors to make sound decisions, the markets must give us good information, including the full cost of the products we buy.

    Unfortunately, markets largely ignore the indirect costs of goods and services, thus grossly distorting the structure of the economy. The market price of burning coal, for example, includes only the direct costs, those of mining the coal and transporting it to the power plant. By neglecting the substantial indirect costs of burning coal—the costs of air pollution, acid rain, devastated ecosystems, and climate change—the market is giving us bad information. As a result of this and other distortions, we are making bad decisions.

    The most effective way to correct this massive market failure is to restructure taxes—lowering taxes on income while raising those on environmentally destructive activities. Widely endorsed by economists, tax shifting helps make sure the price of products reflects their full costs to society.

    The first step in creating an honest market is to calculate these indirect costs. Perhaps the best model for this is a U.S. government study on smoking from the Centers for Disease Control and Prevention (CDC). In 2006 the CDC calculated the cost to society of smoking cigarettes—including both the cost of treating smoking-related illnesses and the lost worker productivity from these illnesses—at $10.47 per pack.

    This calculation provides a framework for raising taxes on cigarettes. In New York City, smokers now pay $4.25 per pack in state and local cigarette taxes. Since a 10-percent price rise typically reduces smoking by 4 percent, the health benefits of tax increases are substantial.

    The many indirect costs of using gasoline—including climate change, oil industry tax breaks and subsidies, oil supply protection, and treatment of auto exhaust-related respiratory illnesses—total around $12 per gallon ($3.17 per liter), based on a conservative estimate by the International Center for Technology Assessment. If this external or social cost were added to the roughly $3 per gallon average price of gasoline in the United States, a gallon would cost $15. These are real costs. Someone bears them. If not us, our children.

    Gasoline’s indirect cost of $12 a gallon provides a reference point for raising taxes to where the price reflects the environmental truth. Gasoline taxes in Italy, France, Germany, and the United Kingdom—averaging more than $4 per gallon—are a good start. That the average U.S. gas tax is less than 50¢ per gallon helps explain why the United States uses more gasoline than the next 20 countries combined. The high gasoline taxes in Europe have contributed to an oil-efficient economy and to far greater investment in high-quality public transportation, making it less vulnerable to oil supply disruptions.

    Phasing in an incremental gasoline tax rising by 40¢ per gallon per year for the next 10 years and offsetting it with a reduction in income taxes would raise the U.S. gas tax to the $4 per gallon tax prevailing today in Europe. This will still fall short of the $12 per gallon indirect costs, but combined with the rising price of producing gasoline, it should be enough to encourage motorists to use improved public transport and to buy plug-in hybrid and all-electric cars as they come to market.

    If gasoline taxes in Europe, which were designed to generate revenue and to discourage excessive dependence on imported oil, were thought of as a carbon tax, the $4 per gallon would translate into a carbon tax of $1,650 per ton. This is a staggering number, one that goes far beyond any carbon emission tax or cap-and-trade carbon-price proposals to date. It suggests that the official discussions of carbon prices in the range of $15 to $50 a ton are clearly on the modest end of the possible range of prices.

    Tax shifting is not new in Europe. A four-year plan adopted in Germany in 1999 systematically shifted taxes from labor to energy. By 2003, this plan had reduced annual carbon dioxide (CO2) emissions by 20 million tons and helped to create approximately 250,000 jobs. It also accelerated growth in the renewable energy sector.

    Between 2001 and 2006, Sweden shifted an estimated $2 billion of taxes from income to environmentally destructive activities. Much of this shift of $500 or so per household was levied on road transport, including hikes in vehicle and fuel taxes. France, Italy, Spain, and the United Kingdom are among the countries also using this policy instrument. In Europe and the United States, polls indicate that at least 70 percent of voters support environmental tax shifting once it is explained to them.

    Some 2,500 economists, including nine Nobel Prize winners in economics, have endorsed the concept of tax shifts. Harvard economics professor and former chairman of George W. Bush’s Council of Economic Advisors N. Gregory Mankiw wrote in Fortune magazine: “Cutting income taxes while increasing gasoline taxes would lead to more rapid economic growth, less traffic congestion, safer roads, and reduced risk of global warming—all without jeopardizing long-term fiscal solvency. This may be the closest thing to a free lunch that economics has to offer.”

    Environmental taxes are now being used for several purposes. For example, a number of cities are now taxing cars that enter the city center. Some governments are simply imposing a tax on automobile ownership. In Denmark, the registration tax on the purchase of a new car exceeds the price of the car by 180 percent. A new car that sells for $20,000 costs the buyer $56,000. In Singapore, the tax on a $14,200 Ford Focus, more than triples the price, pushing it to $45,500.

    Cap-and-trade systems using tradable permits are sometimes an alternative to environmental tax restructuring. The principal difference is that with permits, governments set the allowed amount of an activity and let the market set the price of the permits as they are auctioned off or given away. With environmental taxes, in contrast, the environmentally destructive activity’s price is incorporated in the tax rate, and the market determines the amount of the activity that will occur at that price.

    The use of cap-and-trade systems with marketable permits has been effective at the national level, ranging from restricting the catch in an Australian fishery to reducing sulfur emissions in the United States, but it also has serious limitations. Edwin Clark, former senior economist with the White House Council on Environmental Quality, observes that tradable permits “require establishing complex regulatory frameworks, defining the permits, establishing the rules for trades, and preventing people from acting without permits.” While economists largely prefer tax shifting for its efficiency, transparency, and predictable prices, both carbon taxes and cap-and-trade schemes are likely to result in a higher cost for burning carbon, thereby helping to correct the current market failure.

    A market that is allowed to ignore the indirect costs in pricing goods and services is irrational, wasteful, and self-destructive. The key to building a global economy that can sustain economic progress is the creation of an honest market, one that tells the ecological truth. To create an honest market, we need to restructure the tax system by reducing taxes on work and raising those on carbon emissions and other environmentally destructive activities, thus incorporating indirect costs into the market price. If we can get the market to tell the truth, then we can avoid being blindsided by a faulty accounting system that leads to bankruptcy.

    • To read about the Plan B proposal for phasing in a carbon tax of $200 per ton by 2020 to help stabilize climate, visit this webpage.

    (This excerpt was adapted from Chapter 10, “Can We Mobilize Fast Enough?” in Plan B 4.0: Mobilizing to Save Civilization (New York: W.W. Norton & Company, 2009), available on-line at the Earth Policy Institute.)

  • Downtown Food Diaries

    Who builds your favorite Downtown sandwich? Where can you get a mean glass of passion fruit iced tea? When you’re feeling blue, what Downtown comfort food turns your frown upside down?

    Those are the questions we posed to our Facebook Fans on Tuesday and here’s what they had to say about…

    SANDWICHES

    hero_factoryDuck and Decanter has the best sandwiches!” – Joshua Schlag

    Fair Trade has a great turkey sandwich and the best tea!” – Nathalie Cano

    Jacquee’s Espresso makes the best sandwiches!” – Cheryl Rosado

    “It’s The Hero Factory and it’s not even close.” – Matt Klopp

    “I love Ladybug House of Sandwiches (11th St. & McDowell). Always great service, small, and deliver.” – Meg Elizabeth

    “I love Fair Trade Cafe! They have lots of food options, fair trade coffee and the employees really love the customers.” – Heather

    Hero Factory!” – Glenn Darby

    Coach & Willie’s.” – Jessica Maldonado

    “Long live The Duck. Still my favorite.” – Cristen Pennington

    “Is My Florist still around (editor’s note: YES)? I am in Minnesota. I LOVED their turkey and brie sandwich. YUM!” – Jennifer Sorenson

    ICED TEA

    royal“Strawberry iced tea at Royal at the Market and tuna sliders at Tammie Coe.” – Rachel Richards-Malloy

    Royal at the Market has fantastic iced teas. Try the Cactus Flower or Jasmine Green. De-lish!” – Sasha Howell

     ”Iced Chai tea at Conspire also makes my day.” – Jefferson Cochran

    COMFORT FOOD

    “The 5 Spot from Matt’s Big Breakfast is pretty stellar. With extra jalepenos please!” – Jefferson Cochran

    Thai Elephant will turn that frown upside down.” – Chris Vega

    “Penne a la Vodka at Focaccia Fiorentina is my fave comfort food!” – Nichelle Crocker

     ”Fair Trade Cafe has great vegan brownies and tea.” – Jana Smith

     

    Hope you enjoyed the tips. Stay tuned for more installments of Downtown Food Diaries and make your entry into the Diary here or at our Facebook page.

  • Scenes from the Bachmann-Palin Overdrive

    by Fibonacci Blue

    The Quitter teamed with up Michele Bachmann yesterday in Minnesota yesterday and drew a crowd of 10,000 Teabaggers. Chris Bowers thinks that means the Quitter is going to be the GOP’s nominee if she wants it, but I don’t think she does. Too much work.

    We might just find out tomorrow, when she speaks at the Southern Republican Leadership Conference.

    Anyway, back to the Quitter-Bachmann rally…

    The rally was a lively assault on Democrats in Congress and the White House. The emcee, talk radio host Chris Baker, drew cheers and laughter when he said the party in power in Washington is a “lying, thieving . . . bunch of commies.”

    Many in the audience wore buttons with side-by-side images of Palin and Bachmann. One man’s a sweatshirt had an image of Mount Rushmore and the words “Right Wing Extremist: Guess I’m in Good Company.”

    Betty Soban, an admiring constituent of Bachmann’s, said: “My family left Germany because of Hitler and socialized medicine. I see it happening here.” Important to her, she said, are “freedom of ownership. Freedom of our guns. Freedom of having babies.

    It’s Palin’s party, for sure.

  • 2011 Ferrari 599GTO – Official Photos and Info

    Grazie Infinite, Mr. Omologato: The “fastest roadgoing Ferrari” in history has arrived.

    When secretive rumbles begin about a new Ferrari, it’s hard not to get excited. When said rumbles involve three of the most storied letters in Scuderia lore—G, T, and O—well, it’s hard not to start having anticipatory seizures. And when the rumbles prove true, and Ferrari introduces something as wicked as this car, the 599GTO, it’s hard not to start knocking over banks and selling your relatives for the chance to own one. When you read the details, you’ll see what we mean.

    About a year ago we drove the 599 HGTE, a handling package designed to dial some of the grand-touring-ness out of Ferrari’s range-topping 599 and impart more sporting personality. Then, just weeks ago, our own John Phillips was cut loose in the 599XX—a hard-core track-day special for the über-wealthy. The 599GTO is the next in the line of special 599s, a car the public will see for the first time at this year’s Beijing auto show.

    Keep Reading: 2011 Ferrari 599GTO – Official Photos and Info

    Related posts:

    1. 2010 Ferrari 458 Italia – Official Photos
    2. 2011 Hennessey Venom GT – Official Photos and Info
    3. 2011 McLaren MP4-12C – Official Photos and Info
  • Apple has sold 150,000 iPads since launch day

    By Tim Conneally, Betanews

    “The first day we sold 300,000 iPads, and I want to update you — as of today we’ve sold about 450,000,” said Apple CEO Steve Jobs at today’s iPhone 4 OS presentation.

    The first day sales numbers were about average for Apple when compared to all of the company’s prior mobile device launches, and included all of the units pre-ordered between March 12 and April 3 (22 days). In the 4 days that have followed the device’s launch, a further 150,000 iPads have sold.

    This means a rough average for Apple is 17,307 iPads per day since pre-ordering began.

    Copyright Betanews, Inc. 2010



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  • Gallery: Proof that the Jeep Patriot doesn’t have to be a poseur

    Filed under: , , , ,

    Jeep Patriot Extreme – Click above for high-res image gallery

    Were Jeep’s stable an actual family, the Patriot would be the Wrangler’s dweeby younger brother – you know, the one that can only pick on the drooling infant Compass. Whereas the rest of the brand is more than happy to set out on a weekend of adventure in the wild, the Patriot is a little more likely to stay at home in the safety of an air-conditioned garage and organize its Lego collection. But that doesn’t necessarily mean the baby ute can’t be tweaked into something awesome.

    Jeep has just released a slew of new photos of the Patriot Extreme the company unveiled at this year’s Easter Jeep Safari. As the story goes, Chrysler’s engineers have outfitted the truck with nothing more than a slight suspension lift, a set of rock sliders and new wheels before heading off to Moab to play for the weekend. Throw in a little help from the trail-rated package, and this urban commuter becomes more than capable off-road. We approve.

    [Source: Jeep via Facebook]

    Gallery: Proof that the Jeep Patriot doesn’t have to be a poseur originally appeared on Autoblog on Thu, 08 Apr 2010 12:29:00 EST. Please see our terms for use of feeds.

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  • True Hero

    True Hero’s mission to acknowledge and highlight student community service projects. True Hero is an opportunity for colleges and universities to bring additional exposure to their amazing efforts and accomplishments.

    Now in its second year, True Hero, Inc. sponsors an internet-based competition that will grant 15 awards totaling $25,000 to schools for the student community service projects receiving the most votes at www.truehero.org during the current school year.

  • Gadsden Flag won’t fly above the state Capitol after all

    State Capitol police have rescinded permission to allow the Gadsden Flag over the state Capitol, though Tea Party said today they plan to go ahead with the flag-raising anyway. They will bring their own flagpole.

    Cpitol police, which oversees requests to fly flags in the highly visible spot, reversed an earlier decision allowing the bright yellow “Don’t Tread On Me” banner to flutter after learning that activists had planned a political rally following the flag-raising ceremony.

    “It went from being a flag-raising ceremony to a political event,” Capitol police Chief Walter Lee said. “They are using it as a launching pad for [candidates for] public office.”

    Tea Party activists view the flag as a historic symbol of American defiance, but critics say the familiar flag with the image of a coiled rattlesnake is now associated with the controversial political movement.

    The policies regarding flags at the State Capitol were put in place after a 1999 controversy over the Gay Pride Flag. Rick Hancock of Fox 61 reported this at the time.

    Tea Party groups have unfurled it at rallies across the nation, and some Republican members of Congress, who hung it from a balcony at the U.S. Capitol before a vote on the health care overhaul.

    “Generally speaking, most people would agree the top of the Capitol is not the place for partisan political flags,” said state Rep. Michael Lawlor, a Democrat from East Haven and co-chairman of the legislature’s judiciary committee.

    The Connecticut Tea Party Patriots, a loose-knit group of activists from across the state, had received permission from the state Capitol police to fly the flag from Friday through April 15.

    The state’s policy regarding flags specifies that only flags from the U.S., its states or territories, recognized Indian tribes, nations with which the U.S. has diplomatic relations and military organizations can fly at the highly visible spot over the state Capitol.

    The Gadsden Flag dates to 1775 and is named for Christopher Gadsden, a delegate to the Continental Congress. It has long been associated with the U.S. Marine Corps, and that apparently was why it got the Capitol OK.

    Lee said he initially granted permission because the flag is a symbol of the U.S. Marine Corps. The Tea Party group had wanted to fly it in connection with Patriots Day.

    But permission was recinded when he learned that the Connecticut Tea Party Patriots was plannign to host a press conference with political candidates after the flag-raising.

    Said Lawlor, “It doesn’t sound like this is an event honoring the Marine Corps.”

    Patriots coordinator Tanya Bachand rejects the notion that her group has a partisan agenda, even though it is supporting candidates in the November election. She says the group isn’t allied with Republicans or Democrats, but rather is focused on promoting grass-roots activism.

    “It’s a nice encapsulation of the American spirit,” Bachand said. “We are a strong-willed, independent people and given the chance, we can flourish.”

    Bachand said today that her group still hopes to work out a compromise. It has agreed to scrap the political rally and press conference if Capitol police permit the flag to hang. “They still said no,” she said.

    But even if the flag cannot be officially flown from a Capitol flagpole, the tea party group plans to have a flag-raising of its own. The group will bring another Gadsden Flag and a small flagpole to the Capitol tomorrow morning and hold the ceremony as planned.

     “Since when did liberty become a controversial topic?” Bachand asked. “The important thing is the flag-raising, not the press conference.”

    The debate harkens back to another flag controversy that erupted at the Capitol in 1999.

    Gay rights received permission to fly the rainbow flag, which drew criticism from socially conservative lawmakers and resulted in the policy limiting what flags can be hoisted at the highly visible spot. The Capitol flagpole “really should be limited to honoring countries and causes that are completely non-partisan and non controversial,” Lawlor said.

     

  • Bernanke, Plosser Moved Markets Most in 2009

    Macroeconomic Advisersannual ranking of Federal Reserve officials who most moved markets in 2009 has unsurprisingly pegged Chairman Ben Bernanke’s comments as most influential.

    But in what could be a bit of surprise, Philadelphia Fed President Charles Plosser came in a “distant second” to the chairman — even as the report said markets reacted “especially aggressively” to his comments. Dallas Fed President Richard Fisher came in third as market mover, followed by San Francisco Fed President Janet Yellen, who may soon be elevated to Fed vice chairman with the coming retirement of Donald Kohn.

    The report was issued by the well-known economic forecasting firm Thursday and was written by Laurence Meyer, a former Fed governor, and Antulio Bomfim. It acknowledged some Fed officials are uncomfortable with being ranked on their ability to move the bond market.

    Rankings were based on the influence a given Fed official’s remarks had on the two year Treasury yield — it’s particularly responsive to monetary policy-related issues — over a 2 1/4 hour window. Speeches that occurred at the same time as major economic releases or coincided with speeches by other central bankers weren’t counted. The twice-annual congressional monetary policy testimonies presented by the Fed chairman were also exempt from the rankings. (See a cheat sheet for recent speeches by Fed officials.)

    “We find it interesting that Presidents Plosser and Yellen have become so influential,” the report said. “One possible reason for their increased sway on financial markets is the information they provide with respect to the distribution of views on the [Federal Open Market Committee],” as they “occupy hawkish and dovish sides of the spectrum, respectively.”

    The report also evaluated the direction of yield moves as signals of the individual official’s monetary policy disposition. Yellen, who is widely believed to be very supportive of keeping policy low, or a dove in other terms, actually served to push yields higher on balance rather than lower, as one might expect. She did so by a slightly greater margin that Plosser, who has been consistently hawkish in his comments on the monetary policy outlook.

    The report noted that in gauging impact, “what matters for the market response is not just whether the member is perceived as a hawk or a dove, but whether his or her speech surprised the markets.”

    Fed officials who had minimal impact on the bond market were Fed governor Elizabeth Duke, Cleveland Fed President Sandra Pianalto, now-retired Minneapolis Fed President Gary Stern, and Boston Fed President Eric Rosengren, who is deemed the most market neutral of central bankers, according to the report.

    The Macroeconomic Advisers report also notes Fed speeches were in 2009 by far the most influential vehicle for the central bank to influence the bond market. Policy statements released by the institution at the close of FOMC meetings came in a distant second.

    What 2010 holds for the rankings will be particularly interesting. Most Fed officials have argued strongly in favor of keeping interest rates low as they try to ensure the economy recovers in an environment of minimal inflation pressures. But Kansas City Fed President Thomas Hoenig has been a vocal and frequent critic of this policy, believing rates need to rise soon lest this monetary policy creates new financial market imbalances.

    Plosser has also been in the mix, advocating for the Fed to start selling mortgage assets sooner rather than later, in a bid to reduce the swollen size of the Fed’s balance sheet.


  • ‘Survivor’ producer arrested in Mexico in connection with wife’s death

     

    A top Hollywood producer was arrested in Cancun on Thursday after his wife was found dead, the Associated Press and Mexican media  are reporting.

    “Survivor” producer Bruce Beresford-Redman told police his wife, Monica Beresford-Redman, vanished on Monday from the luxurious Moon Palace Hotel where they staying.

    The woman’s family filed a missing person’s report with the L.A. County Sheriff’s Department, said Det. Diane Harris.

    “They believed it had something to do with foul play,” Harris said.

    The investigation is being handled by Mexican authorities. Calls to the U.S. Embassy in Mexico were not immediately returned.

    — Kate Linthicum

  • Michelle Obama hits Conde Nast Traveler cover

    CoverMay_Page_1.jpg

    First Lady Michelle Obama hits the cover of Conde Nast’s Traveler talking about living in Washington. Where are Mrs. Obama’s favorite places? Click below.

    Excerpt from Conde Nast Traveler story on Mrs. Obama’s Washington…

    Mrs. Obama shares a few of the First Family’s favorite Washington spots:
    · The Newseum, D.C.’s most interactive museum: “High recommendations (from the kids). They love the Newseum.”

    · Monticello: “It is just incredibly beautiful, and that beautiful garden that he planted that is three times the size of anything that you’d ever do. It brings it to life, not just for my kids but for me.”

    · Luray Caverns: “Yes! We saw the egg. Barack was very jealous — he’s a Tour Guy.”

    · Blue Duck Tavern: The Obama’s celebrated their 17th wedding anniversary at chef Brian McBride’s cozy West End restaurant.

    · Restaurant Nora: President Obama surprised Michelle for her 46th birthday at this farm-to-table restaurant.

    · Good Stuff Eatery: Mrs. Obama’s old-favorite burger joint. They’ve named a burger the “Michelle Melt” for Mrs. Obama (it’s free-range turkey and local organic veggies).

    · Bureau of Engraving and Printing: “We did the Bureau of Engraving (and Printing tour).”

    · Freshfarm Market: “In this society today, sometimes it’s hard to make regular meals, healthy meals, a part of everyone’s existence.”

    The May 2010 issue of Condé Nast Traveler will be on newsstands April 14.

  • Can the iPad Go to College?

    Should college students consider buying an iPad to use in place of netbook or notebook computer? Since the release of the new Apple slate device a week ago, this question has weighed on the minds of students, parents, teachers and school administrators alike. On the surface, the iPad seems like it could be the ideal device for mobile computing on campus with features like its optional iWork office suite, an Internet-connected bookstore called iBooks which supports the commonly used DRM-free ePub format, the 160,000+ applications available via iTunes, many of which are educational in nature and, of course, access to the greatest research tool ever invented: the Web.

    However, despite the iPad’s pluses, there are still some issues that students should consider before purchasing this device.

    Sponsor

    Problem #1: Wi-Fi Access (or Lack Thereof)

    The iPad comes in several models, each with varying storage sizes and Internet connectivity options. At the bottom of the lineup is the $499 Wi-Fi only 16 GB iPad, the model that money-strapped students can just barely afford, if they can afford an iPad at all. But without a 3G data connection, Internet access may be limited. In fact, students may not even be able to connect to their own college’s Wi-Fi network.

    For example, George Washington University’s I.T. Communications and Marketing Manager Rachel Blevins recently told a reporter at the school’s independent newspaper that the university’s wireless network would not work with the Apple iPad. The problem, explained Blevins, is “both a security and a support issue, because many of the small [personal digital assistants], smartphone, and pad systems use sign-in security, which is currently not compatible with our systems.”

    What Blevins is referring to is the VPN client software currently used at the university to connect students to resources typically limited to campus use only. Although the iPad software has built-in PPTP, IPSec, Cisco VPN software many universities (and of course, businesses too, as we pointed out earlier) use SSL VPN, a more secure solution which is not supported by the iPad.

    That means that students with the Wi-Fi only iPad may not be able to connect to their college’s network – often the only method of Internet access available in classrooms and other on-campus hangouts.

    Update: SSL VPN support was just announced as coming in the next iPhone OS update, due out this fall.

    Problem #2: Writing Papers

    The iPad doesn’t come with a keyboard. Although one is available as an optional $69 accessory, the included keyboard on the iPad is a virtual, on-screen keypad. In tests, many iPad reviewers found this keyboard was surprisingly easier to type on than they expected, especially in landscape mode, but for students writing long term papers, it may still fall short. A generation from now, after kids have grown up with touchscreen technology, that may no longer be the case. But at the moment, most college students will likely prefer hardware keyboards.

    Another issue: when the paper is complete, many professors still require a printout, not an electronic document. However, the iPad doesn’t include a printing function. There are a few third-party applications that offer this ability (WSJ’s Walt Mossberg recommends Print Online’s $5 app, for example), but none are as simple as a built-in technology would be. (Side note: printing support may be a feature added to the upcoming iPhone/iPad software Apple is announcing later today. Check back for an update).

    Problem #3: iWork Doesn’t Work for Students?

    The optional iWork applications (Pages, Sheets and Keynote) are Apple’s version of Microsoft Office’s Word, Excel and Powerpoint. However, some are already finding them difficult to use for their purposes. One example: in the tests documented here, creating files on the iPad went well, but the sync solution provided by iTunes caused issues for the reviewer.

    We also noticed some problems ourselves, documented in an early review by Frederic Lardinois:

    “While you can easily import and export documents (Pages and Word) by email or through iTunes, complex documents don’t always survive this move intact,” Lardinois explained. “Footnotes and endnotes, for example, are simply deleted, making Pages for the iPad almost useless for a lot of students and academics. Tables of content simply become part of the text, which means that they don’t auto-update any more.” He also noted that Pages on the iPad doesn’t offer a word count, something many college students need in order to know if their paper meets a professor’s requirements.

    Finally, Apple’s document-sharing service iWork.com, while great for sharing files with other people, doesn’t function as a way to sync files between devices.

    Problem #4: No USB Port

    iPad’s lack of a USB port may not be an issue for some – so much of what we do now is web-based, after all. However, for college students who have become accustomed to porting their files around on keychain drives, the missing USB port requires a change in their workflow which may not fit in with their current lifestyle.

    Instead of being able to plug in a portable flash drive to the iPad as they could with their Mac or PC, files can only be sent to the iPad via iTunes sync, email or web download. There are some third-party applications that can help, but again, nothing is as good as a built-in solution.

    Conclusion: iPad’s a Great “In-Between” Device, But Not a Notebook Replacement

    Despite these disadvantages, the iPad still has a lot to offer college students as an additional device, if not a PC replacement. For example, Blackboard’s free iPad application looks quite useful. From the app, students can check grades and assignments, add discussion board comments and blog posts and email instructors and classmates.

    Plus, the iTunes Application Store has thousands of educational applications like advanced calculators, reference guides, dictionaries, note-taking apps, planners, utilities and much more.

    The iPad also plays podcasts, like those offered via iTunesU, the collection of audio and video presentations created by many universities to distribute recorded lectures, films, schedules, syllabi, notes, maps and other information to students.

    However, given the issues listed above, it’s clear that the iPad and its software – at least in its current form – is not able to fully replace a notebook computer. Some of the problems may be addressed in time with revisions to the device’s software, but for now the device remains a great “in-between” mobile gadget, not a next-gen notebook computer.

    Discuss


  • Meet America’s most extreme energy geeks

    by Amanda Little

    Photo courtesy PNNL via FlickrJet-engine wind turbines, fuel made from big batches of algae, enzymes that trap power
    plant CO2. Sound seriously far-fetched? They may be. But these concepts are fetching
    serious investment dollars from the Department of Energy. DOE Secretary Steven
    Chu—a Nobel Prize-winning inventor himself—has launched a new program dubbed “ARPA-E.” It’s modeled
    after DARPA (Defense Advanced Research Projects Agency), the Pentagon’s
    technology-innovation program that was responsible for the
    internet, cell phones, GPS, and other technical breakthroughs. ARPA-E is doling out multimillion dollar grants
    to the nation’s most visionary energy innovators—thrill-seeking, over-achieving
    uber-geeks from start-up companies and universities across America. To offer a
    glimpse of what they’re up to—and what America’s energy future might look like—we
    singled out seven of ARPA-E’s 37 recipients. These guys (yes, they’re all guys)
    are pursuing high-risk endeavors that may never see commercial applications.
    But if they do, the rewards could be staggering in scope.

     

     

    The
    pioneer:
    Dr. Walter
    Presz, founder and Senior Technical Advisor at FloDesign Wind Turbine Corp.

    The
    concept:
    An entirely
    new spin on wind energy. With compact blades enclosed in a cylindrical casing, this high-efficiency turbine looks—and operates—like a jet engine. Instead of using energy to create thrust, it uses the thrust of the wind to create energy. An air pump behind the blades pulls in twice as much air as a conventional machine. In
    wind tunnel experiments, FloDesign’s small-scale prototype generated three
    times more energy than a standard long-blade turbine of the same size. The
    encased blades are also quieter and safer for humans—and birds—and the turbine’s
    compact size means it can be placed along highways, medians and
    bridges, in suburbs and maybe even cities-all places where bulky conventional
    wind turbines cannot go.

    The
    payout:
    $8,325,400.00

    The
    goal:
    A commercially
    viable prototype within two years, and ultimately a machine that is 30 percent
    cheaper than a conventional wind turbine of the same size.

    The hurdles: Because of its expensive fiberglass casing, FloDesign turbines require more materials than conventional turbines of the same size—which
    adds to production costs. And if winds exceed certain speeds, the generator that creates power inside the turbine could overheat. Presz is exploring cheaper materials for mass production, and also designing better
    air-flow controls for cooling.

    The
    promise:
    “I’ve
    worked on propulsion technologies for practically every aircraft in the skies
    today-from Stealth Bombers and the F16 to the Boeing 737. But
    this is by far the biggest reward I’ve worked for in my career. The U.S. is way
    behind Europe and Asia in wind. Now we have the potential to change the entire
    industry—pushing it from the propeller age into the jet age.”

     

    The
    pioneer:
    Dr. Donald
    Sadoway, Professor of Materials Chemistry, Massachusetts Institute of
    Technology

    The
    concept:
    Batteries
    made of liquid metals. Picture a container of oil and vinegar—these liquids
    don’t mix, they stratify into two layers. The liquid metals in MIT’s battery stratify
    too—into three distinct layers (cathode, anode and electrolyte) that interact
    with each other and conduct electrical current. Conventional batteries made of
    solid metals are expensive and hard to build big. But liquid batteries could be
    enormous in size—large enough to store power from wind, solar, and other
    intermittent sources of energy, and discharge it on demand. They could also be
    sited at or near the buildings they’re powering, eliminating the need for new transmission lines to urban
    centers. Don’t expect to see liquid car batteries, though—all that
    sloshing would disrupt the current.

    The
    payout:
    $6,949,624.00

    The
    goal:
    In the next 18
    months Sadoway and his team plan to scale up their prototype “from the size of
    a shot glass to the size of a deep-dish pizza box,” which could provide enough power
    for a home office. (By 2015, he plans to have a trash barrel-sized liquid battery that would power a small home.) For continuous wind and solar power on the grid, however, the
    batteries might have to be as big as an eighteen-wheeler, or bigger. It’s too
    early to put a timeframe on that super-sizing.

    The hurdles: Cost, scale, and the laws of
    physics. A lithium-ion battery—commonly used in small-scale
    applications like cell phones and laptops—that was big enough to power a house or a
    neighborhood, would cost more than 1000 times what we now pay for energy
    from the grid. We need a new approach. The question is whether the
    laws of physics will cooperate. Energy doesn’t like to be stored; it likes to
    move. Capturing and containing energy cheaply and on a grand scale “is a
    seemingly impossible challenge,” said Sadoway, “but that’s what makes it so
    exciting.”

    The
    promise:
    “All these
    people working to improve solar-cell efficiency and wind-turbine
    performance—that’s great. But it won’t make a difference if you can’t store
    and discharge that power on demand. Liquid batteries could give us electricity from the sun even when the sun isn’t shining, and from the wind when it isn’t blowing. Storage is everything. It’s
    a world-changer.”

     

    The
    pioneer:
    Ross
    Youngs, founder and CEO Algaeventures Inc.

    The
    concept:
    An
    affordable method for mass-producing algae to make alternative fuels, animal
    feeds, fertilizers, plastics, chemicals, and oils. The trick is the mass production part, because while it’s easy to grow
    algae, it’s hard to separate these tiny aquatic plants from their watery
    environment. Algaeventures’ new method uses an absorbent plastic membrane to
    rapidly “sop up” the water around the algae, making it possible to harvest,
    de-water, and dry algae on a massive scale using relatively little energy. Youngs’
    process could make algae-based biofuel cost-competitive with gasoline.

    The
    payout:
      $5,992,697.00

    The
    goal:
    Youngs is
    currently harvesting algae from water at a rate of 500 liters per hour. His
    goal is to reach 15,000 liters per hour—for proof of concept—by next
    year, and 50,000 liters per hour—for commercial applications—by 2012.

    The
    hurdles:
    Scaling up
    the volume and bringing down the cost. Youngs is fine-tuning the chemistry of
    his machine’s permeable membrane, experimenting with new, more absorbent and
    durable materials and perfecting the weave of the membrane’s tiny plastic
    threads. He’s also tinkering with ways to move the algae-laden water through
    the machine in ever-greater volumes.

    The
    promise:
    “All
    terrestrial plants evolved from algae. It has been around for
    billions of years. As a resource it’s incredibly versatile—in theory, it could
    be used in virtually every application fossil fuels are used for, but without
    the negative environmental effects. To me, it’s a panacea. It could be as critical to
    the future of civilization as it was to its formation.”

     

    The
    pioneer:
    Bruce
    Lanning, Director of Thin-Film Technologies, ITN Energy Systems, Inc.

    The
    concept:
    Smart windows:
    glass coated with a thin plastic layer of “electrochromic film” which, when
    excited by an electrical current, can control the amount of light and heat
    that passes through. (Think those eyeglass lenses that automatically tint in
    sunlight, only on a much bigger scale.) On hot August afternoons your
    office windows could switch from translucent to opaque—shutting out excess light and
    heat. On bright winter days they’d let the warmth penetrate. Smart controls can
    tint and un-tint windows automatically—maximizing daylight and minimizing
    the use of overhead lighting. The energy efficiency benefits could be huge,
    given that buildings lose 30 to 40 percent of their heat through windows.

    The
    payout:
    $4,986,249.00

    The
    goal:
    Scale up the window size, and develop a mass production process that will hold down cost. ITN’s current prototype window measures from 18 to 40 inches; most commercial
    applications require a 60-inch span. Lanning plans to make a 60-inch window, and predicts full-scale manufacturing of ITN’s plastic-coated smart
    windows within four years.

    The
    hurdles:
    Cost and
    durability. Window-dimming technology has been in development for years.
    Initially the film was deposited directly onto the glass window, a difficult
    process to affordably mass-produce. ITN cut costs by depositing the film
    onto a flexible plastic sheet that can be adhered to glass. Costs have to shrink
    even further, and the plastic film must prove durable enough to last for decades and withstand the
    elements. Lanning is also working on dimming speed (how long it takes the
    window to transition from clear to tinted and back again) and on the color of
    the tint (rose, yellow, blue, or grey).

    The
    promise:
    “Energy
    loss associated with windows totals four quads annually in the U.S. If we switched all
    the windows in the nation to LowE [the industry standard for highly efficient
    windows], still two quads of energy would leak out. Smart windows could eliminate
    all four quads.” [“Quads” is short for quadrillion BTUs of energy. But you knew that.]

     

    The
    pioneer:
    Dr. Emanual
    Sachs, founder and Chief Technical Officer of 1366 Technologies, Inc.

    The
    concept:
    Silicon-based solar at the cost of coal. Right now, more than 80 percent of all
    solar panels sold worldwide are made with high-cost crystalline silicon. Next-gen, thin-film technologies
    show some promise, but those depend on rare elements such as indium and
    tellurium. Silica—the principal component of sand and the second most abundant element on earth, after oxygen—could be the ticket to
    affordable solar. Making solar panels from silicon is wasteful; thin wafers
    are shaved off large cylindrical columns of refined silicon, which means that half
    the silicon ends up as dust. With his new “direct wafer” method, Sachs
    solves the problem by using molten silicon—no sawing needed. The single-step manufacturing process uses much less energy too, which cuts the cost of each wafer by more than 70 percent. If successful, “direct wafers”
    would open up a market for solar that’s unconstrained by cost or materials.

    The
    payout:
    $4,000,000.00

    The
    goal:
    Sachs’s
    prototype wafers are four inches square with efficiencies of roughly 12 percent. That’s a bit higher than thin film solar, but not as efficient as the 15 to 21 percent range of standard crystalline silicon panels. Sachs plans to produce six-inch square
    wafers—the commercial standard—with 16 percent efficiency by the end of 2011. Long term, he aims for
    21 percent efficiency at one-third the cost of today’s installed silicon-based panels.

    The
    hurdles:
    Efficiency
    and mass production. Currently Sach’s molten direct-wafer technology is about 20 to 50 percent less
    efficient than the standard. The more efficiency you strive for, the more
    difficult the challenge becomes. In other words, it’s a lot harder to get from
    18 to 20 percent efficiency than from 15 to 18. One efficiency-boosting approach Sachs is trying is to introduce textures into the molten crystalline wafers in order to trap more
    light. He also has to develop commercial-scale production methods. It’s not clear yet that his molten wafer method can make that leap.

    The
    promise:
    “Sunlight
    is the original, omnipotent form of energy—fossil fuels themselves are a
    product of plants grown by sunlight. The question is how to capture this diffuse
    resource. We are trying to harness the primordial power of nature with the
    least effort—to find out what nature wants to do and help it on its way.”

     

    The pioneer: Dr. Harry Cordatos, Chemical
    Engineer and Project Manager at United Technologies

    The concept: Equip coal-burning power plants with a filter that uses an artificial enzyme to capture CO2. Along with other air-breathers, we humans use the
    enzyme carbonic anhydrase to remove CO2 from our bodies. This enzyme reacts
    with CO2 faster and more efficiently than any chemical known to man. Taking a cue from the human body, Cordatos
    is incorporating a synthetic version of carbonic anhydrase into a thin polymer membrane
    which can capture CO2 before it enters smokestacks and channel the pollutant into a different chamber where it can be compressed and piped underground.

    The payout: $2,251,183.00

    The goal: Perfect the recipe for a synthetic version of carbonic anhydrase that can be placed inside a membrane (or filter), and measure the membrane’s performance in a smokestack environment. Within two years Cordatos hopes to show proof of concept for this process that could capture C02 at two-thirds the cost of prevailing commercial methods.

    The hurdles: Knowledge, durability, and cost. We
    currently use chemicals called “amines” to scrub CO2 from the air in enclosed
    environments such as submarines and space shuttles (five percent CO2 in the air
    can be lethal). The amine method could remove 90 percent of CO2 from
    smokestacks too, but it would raise the cost of electricity by about 80
    percent. Carbonic anhydrase is a vastly cheaper alternative, if Cordatos can determine how his synthetic
    anhydrase will behave inside a smokestack. There’s a high risk that contaminants
    in the flue gasses could deactivate the enzyme.

    The promise: 
    “It’s humbling to see how much better nature is than industry at doing
    the things we need to do. Over millions of years of evolution, human bodies
    have developed an extremely efficient method for removing carbon dioxide. This
    is as good as it gets! It would behoove us to try to mimic that.”

     

    The pioneer: Steve Bobzin, Director of
    Technology, CERES

    The concept: “Super crops” that produce high
    yields with far less water and nitrogen fertilizer. Adapting technologies from
    the human genome project, CERES identified traits within sorghum, switchgrass,
    miscantis, and other biofuel crops that enable the plants to use nitrogen and water more efficiently.
    Test crops grown in greenhouse laboratories have gotten as much as double the yield per
    acre for each crop, and the same yield per acre using half the nitrogen. These super
    crops could produce cheap cellulosic biofuels or be used as a biomass feedstock
    in power plants—competing with coal as well as oil.

    The payout: $4,989,144.00

    The goal: 
    To reproduce laboratory yields in the fields. Bobzin is testing four
    genetic traits in three crops (sorghum, switchgrass and miscantis) on roughly 10-acre
    plots in Arizona, Georgia, Tennessee and Texas—states with different
    climate challenges. If the three-year experiment reproduces greenhouse
    results, they’ll begin testing the seeds on larger plots in more places, putting the innovation on track for commercial-scale development.

    The hurdles: Mother Nature. Transitioning from the controlled greenhouse environment to
    the great outdoors introduces a range of risks: weather, humidity, insects,
    soil moisture, wind, and mold, to name a few. These stresses could inhibit the genetically tweaked traits from functioning as well as they did in the greenhouse experiments.

    The promise: “I have spent my entire career
    with a desire to do things that would improve life for society, and the promise here is greater than any other innovation I’ve worked for. We
    could replace oil, we could significantly offset the use of coal with homegrown
    crops—providing energy security and freeing ourselves from dependence on the
    Middle East while reinvigorating the rural economy.” 

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  • The Room of Endangered and Extinct Species

    Image of The Room of Endangered and Extinct Species located in  | Schomburgk's Deer

    The Room of Endangered and Extinct Species

    A haunting collection of the vanished and disappearing natural world

    Holding 257 rare specimens, La Salle des Espèces Menacées et des Espèces Disparues (The Room of Endangered and Extinct Species) is a glimpse into natural worlds that human progress has pushed to endangerment or extinction.
    The wood-lined room is one of the original galleries of the Grande Galerie de l’Évolution. It is kept cold and dark, with most light coming from the glass and wood display cases. The specimens, in various states of completion from whole taxidermy examples to single pressed branches, represent animals and plants that have been completely extinguished, and others that are fading from existence.
    There are disappearing animals like the Aye-aye, a large nocturnal lemur from Madagascar; the critically endangered Sumatran Tiger; and a preserved Coelacanth, the ancient fish long believed to be extinct that resurfaced in Indonesia in 2008. A Barbary lion and Cape lion, both extinct in the wild, snarl and stare from their shared glass case in the center of the room.
    Many of the taxidermy animals, skeletons, and other specimens are the only examples of extinct creatures. The gallery contains the sole complete black emu skeleton and only complete mounted Schomburgk’s Deer, chased for its ornate antlers in Thailand. There is the extinct quagga, a zebra with stripes only on its head; a Rodrigues Giant Tortoise; a dried Cry Violet; a pinned Xerces Blue butterfly; a Tasmanian Tiger; one of two known specimens of the Santa Lucian Giant Rice Rat; a mounted Bluebuck skin; one of only seven preserved Hawaii ʻOo, a bird hunted for its striking yellow feathers; one of three Seychelles giant tortoises; and one of ten known specimens of the Martinique Muskrat, a species that met its final end when it chose the Mount Pelée volcano as its last refuge, perishing in the 1902 eruption.
    Alongside these relics of natural history is a gold clock made for Marie-Antoinette by Robert Robin, Louis XVI’s clockmaker. It was confiscated during the French Revolution and still chimes through the stillness of the gallery.
    In addition to the Room of Endangered and Extinct Species, the Grande Galerie de l’Evolution extends to 3,000 specimens in its central atrium alone, and 7,000 in the adjoining rooms. It is one of three museums at the Muséum National d’Histoire Naturelle complex in the Jardin des Plantes.

    Read more about The Room of Endangered and Extinct Species on Atlas Obscura…

    Category: Museums and Collections, Natural History
    Location:
    Edited by: cosmicautumn, Dylan

  • North Carolina group challenges constitutionality of Voting Rights Act

    [JURIST] A group of citizens from Kinston, North Carolina, on Wednesday filed suit in the US District Court for the District of Columbia claiming that Section 5 of the federal Voting Rights Act (VRA) unconstitutionally discriminates on the basis of race. Section 5 requires certain voting districts to seek federal approval before making any changes to voting procedure, in order for the government to ensure that the changes do not adversely affect minority voting rights. Kinston had sought to institute a non-partisan voting system, but was denied approval to do so by the Department of Justice (DOJ). The DOJ found that even though the system was not intended to harm minority interests, it would have the effect of reducing minority political representation. The group filing the complaint argues that Section 5 is unconstitutional because it does not provide the same protection for non-minority groups and because its original rationale has now expired.
    In June, the US Supreme Court upheld Section 5 without reaching its constitutional validity. The court ruled 8-1 in Northwest Austin Municipal Utility District Number One v. Holder that the VRA permits covered municipalities to “bail out” from the preclearance requirement of Section 5 if they can establish a history of compliance with the VRA, but declined to rule on the constitutionality of Congress’s 25-year extension of the section in 2006. The city of Kinston did not seek the bail out option.

  • Major economies to hold climate talks in U.S. this month

    by Agence France-Presse

    WASHINGTON—The world’s 17 major economies accounting for the bulk of carbon emissions will meet this month in Washington in hopes of pushing forward slow-moving climate talks, a U.S. official said Thursday.

    Officials from the so-called Major Economies Forum—which accounts for more than 80 percent of the emissions blamed for global warming—will meet on April 18 and 19 in Washington, the official told AFP on condition of anonymity.

    The meeting marks part of a renewed push to seek progress after the rancorous U.N.-led climate summit in Copenhagen in December, which ended with a vague agreement that left few happy. A small number of developing nations including Sudan, Cuba, and Venezuela vociferously criticized Western nations at the Copenhagen conference, preventing formal approval of the fine-tuned agreement.

    Negotiators under the U.N. Framework Convention on Climate Change (UNFCCC) will gather in Bonn from Friday to Sunday in their first official talks since the strife-torn talks in the Danish capital. Germany has also invited some 50 environment ministers to a May 2-4 conference in Bonn.

    Todd Stern, the top U.S. climate negotiator, said after the Copenhagen meeting that he was leaning toward working out details of the next climate agreement in smaller settings while not bypassing the U.N. process.

    Negotiators hope to seal the next global agreement on climate change at a summit this December in Mexico. The treaty would succeed the Kyoto Protocol, whose obligations on cutting emissions expire at the end of 2012.

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  • iPhone OS 4 Developer Preview brings multitasking, folders and more to the iPhone

    It’s been 10 long months since Apple released iPhone OS 3, which brought Copy/Paste, MMS, Tether, and Spotlight to the iPhone. Today Apple is announcing the Developer Preview, which will open up all sorts of new avenues for the iPhone with seven main features with multitasking being the crowd pleaser. But there’s so much more, too: folders, unified mail accounts, iBooks, GameCenter, and more.

    iPhone OS 4 is bringing home screen wallpaper, Bluetooth keyboard support, 5x digital zoom, spell check (!!!), iPod out, and more.

    The OS is getting an official release this summer but will be available to developers starting today.

    All this can be enjoyed simultaneously without killing the battery thanks to the new API’s efficiency, which eliminates Apple’s long-time stance that multitasking would kill batter life. Mulitasking is used with a new interface that’s actually different from other mobile platforms. It’s like a ghosting / transparent effect.

    Not everything can multitask, however. Apple is only providing seven services that can take advantage of this: background audio streaming, Voice over IP apps like Skype, background location, push and local notifications task completion, and fast app switching.

    Pandora and such can now be streaming audio non-stop and users can now navigate away from Skype while still being able to receive calls. This also applies to navigation apps, which means you can receive calls and do everything else without killing the TomTom app. Social networking apps, however, while able to take advantage of this new service will drop the GPS while in the background and instead run off of the cell-based A-GPS system.

    iPhone OS 4 also brings a new sort of notification to the iPhone. It resides on the phone itself rather than using data servers.

    With task completion, the iPhone will be able to, say, continually upload pics to Flickr while the user is doing something else.


    Apple is finally bring a bit more organization to the iPhone with folders, too. Drag and drop apps on each other to automatically create a folder. The name auto completes, but it can be edited right there. Amazing function and amazing it took so long to hit the phone.

    Multiple email accounts will soon be consolidated into one unified folder. Perfect for most us that hate juggling all the different mail folders.

    iBooks. Big surprise here. iBooks will soon be on the iPhone (and iPod touch probably) and it takes some pages out of the Kindle’s playbook with the buy-once, read-everywhere mantra along with bookmark and sync. iBooks will soon be a major ebook force.

    GameCenter is building on the already vast library of gaming apps available in the App Store. Think of it as an Xbox Live for the iPhone: leaderboards, automatic matchmaking, and achievements.


  • iPhone OS 4.0: All the New Features [Iphone Os 4]

    The curtain has been pulled back on iPhone 4, and the list of new features is massive: There’s multitasking (finally!), a refreshed interface, and literally hundreds of other changes, all coming this summer. Here’s the full rundown. More »







  • How Multitasking Works in the New iPhone OS 4.0 [Iphone Os 4]

    At last, multitasking is coming to the iPhone 3GS, iPod Touch (3rd Gen) and iPad, allowing you to quickly switch between applications, using one while others keep doing other tasks in the background. This is how it works. More »