{"id":231588,"date":"2010-01-26T09:35:50","date_gmt":"2010-01-26T14:35:50","guid":{"rendered":"tag:consumerist.com,2010:\/\/1.10001285"},"modified":"2010-01-26T10:09:10","modified_gmt":"2010-01-26T15:09:10","slug":"the-debtor-debt-collectors-hate-to-call","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/231588","title":{"rendered":"The Debtor Debt Collectors Hate To Call"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/consumerist.com\/assets_c\/2010\/01\/dallasobserver-thumb-165x188-36351.jpg\">         <\/p>\n<p>Craig Cunningham has made $20,000 from 18 lawsuits he&#8217;s filed against debt collectors for violating the Fair Debt Collection Practices Act (FDCPA). In fact, it&#8217;s something a part-time job\/hobby for him. To ensnare his first FDCPA-violating collector, with voice recorder running, he called back the number they left on his answering machine, and asked:<\/p>\n<p>&#8220;Can you garnish my wages if I don&#8217;t pay?&#8221;<br \/>\n&#8220;Yes,&#8221; said the debt collection rep.<br \/>\n&#8220;Can you put a lien on my house?&#8221;<br \/>\n&#8220;Yes,&#8221; they said.<\/p>\n<p>Wrongo. Both are illegal for debt collectors to do, as is representing that you can. Craig used that little recording to net himself his first lawsuit score of $1,000. More tips on fighting back at shady debt collectors are in the rest of the article at the Dallas News. Granted, Craig might go a little overboard with trying to bait the debt collectors and he&#8217;s no sterling angel either, personal finance-wise, but if you find yourself backed up against the wall by an unscrupulous debt collector, some of Craig&#8217;s tactics might come in handy, and they may even be profitable.<\/p>\n<p><a href=\"http:\/\/www.dallasobserver.com\/2010-01-21\/news\/better-off-deadbeat-craig-cunningham-has-a-simple-solution-for-getting-bill-collectors-off-his-back-he-sues-them\/1\">Better Off Deadbeat: Craig Cunningham Has a Simple Solution for Getting Bill Collectors Off His Back. He Sues Them.<\/a> [Dallas Observer] <em>(Thanks to <a href=http:\/\/consumerist.com\/2010\/01\/%3cbr \/><br \/>\nhttp:\/\/twitter.com\/greb_brown&#8221;>greb_brown<\/a>!)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Craig Cunningham has made $20,000 from 18 lawsuits he&#8217;s filed against debt collectors for violating the Fair Debt Collection Practices Act (FDCPA). In fact, it&#8217;s something a part-time job\/hobby for him. To ensnare his first FDCPA-violating collector, with voice recorder running, he called back the number they left on his answering machine, and asked: &#8220;Can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-231588","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/231588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=231588"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/231588\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=231588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=231588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=231588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}