{"id":308635,"date":"2010-02-11T16:18:54","date_gmt":"2010-02-11T21:18:54","guid":{"rendered":"tag:business.theatlantic.com,2010:\/\/3.35821"},"modified":"2010-02-11T16:52:23","modified_gmt":"2010-02-11T21:52:23","slug":"how-many-people-die-from-lack-of-health-insurance","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/308635","title":{"rendered":"How Many People Die From Lack of Health Insurance?"},"content":{"rendered":"<p>It&#8217;s a contentious question, but curiously, one that doesn&#8217;t get debated nearly as fiercely as things like &#8220;how many uninsured people are there?&#8221;&nbsp; I find that surprising, because after all, we don&#8217;t necessarily care whether people are marked by some survey as &#8220;insured&#8221; or &#8220;uninsured&#8221;; we care whether there is preventable suffering in the world.<\/p>\n<p>But it turns out to be really hard to determine how many people die without insurance, which is the subject of <a href=\"http:\/\/www.theatlantic.com\/doc\/201003\/insurance-coverage-mortality\">this month&#8217;s column<\/a>.&nbsp;<br \/>\nThe most recent available study, which also had the largest sample and<br \/>\ncontrolled for the most variables, found no effect at all&#8211;a result<br \/>\nwhich surprised the hell out of its author, a former Clinton advisor.&nbsp;<br \/>\nOther studies say the number is in the tens of thousands.&nbsp; <\/p>\n<p>The<br \/>\nleft is predictably fond of the study which got the largest number,<br \/>\n45,000 a year.&nbsp; Unfortunately, its authors are political advocates for<br \/>\na single-payer system, who also helped author the notorious studies on<br \/>\nmedical bankruptcies.&nbsp; Those studies are very shoddily done, with<br \/>\nparameters that somehow always conspire to produce the maximum possible<br \/>\nnumber.&nbsp; In the first study, they set an absurdly low threshhold for<br \/>\nwhat constituted a &#8220;medical bankruptcy&#8221;.&nbsp; In the second, they chose<br \/>\n2006, the year after the 2005 bankruptcy reform act had driven an<br \/>\nunprecedented spike in filings.&nbsp; It seems pretty likely that medical<br \/>\nbankruptcies were bound to be overrepresented in 2006, since most<br \/>\nfinancial events are easier to see coming than illnesses.&nbsp; But even if<br \/>\nyou disagree&#8211;and the authors offered an incredibly wan explanation of<br \/>\nwhy they did&#8211;it&#8217;s very clear that the people who filed in 2006 were<br \/>\nnot going to be a representative sample of bankruptcies in a normal<br \/>\nyear.&nbsp; I can&#8217;t imagine why you would choose to study 2006 unless you<br \/>\nwere looking for biased results.&nbsp; I have to conclude that their<br \/>\npolitical beliefs are affecting their work, which means I wouldn&#8217;t<br \/>\ntouch that 45,000 number with a bargepole&#8211;I wouldn&#8217;t cite anything<br \/>\nthey authored even if it offered to prove beyond a shadow of a doubt<br \/>\nthat I was right about everything.<\/p>\n<p>The right, meanwhile, shuns<br \/>\nthe subject like the plague.&nbsp; It will not do anyone&#8217;s career any good<br \/>\nto be attached to an argument that sounds like the health care<br \/>\nequivalent of &#8220;let them eat cake&#8221;.<\/p>\n<p>So allow me, maybe, to be the<br \/>\nfirst. I&#8217;m afraid I&#8217;m not confident about any number.&nbsp; All of these<br \/>\nstudies suffer from unobserved variable bias, which is to say, the<br \/>\nuninsured are not like the rest of us.&nbsp; (The long term uninsured, I<br \/>\nmean; the short term uninsured are not a large problem for society).&nbsp;<br \/>\nThere are all sorts of reasons that people end up uninsured, but most<br \/>\nof them are correlated with much poorer health outcomes, and only some<br \/>\nof them end up recorded in our surveys.<\/p>\n<p>To give you an example<br \/>\nof what I mean, one of the two studies that went into the most commonly<br \/>\ncited number&#8211;the roughly 20,000 a year figure from the Institute of<br \/>\nMedicine and the Urban Institute&#8211;found that the highest mortality was<br \/>\nnot associated with being uninsured, but being on a government health<br \/>\ncare program. (the other excluded those patients). This was true even<br \/>\nafter they&#8217;d run all their controls.&nbsp; Given that the bulk of the<br \/>\ncoverage expansion in both the Senate and the House plans comes from<br \/>\nMedicaid expansion, this is a little disturbing.<\/p>\n<p>But how likely is it that Medicaid is killing people?&nbsp; Possible, I suppose, but not really all that <i>likely<\/i>.&nbsp;<br \/>\nMedicaid and Medicare patients, too, are not like the broader<br \/>\npopulation.&nbsp; The authors in fact recognized this fact in their paper,<br \/>\npointing out that these patients have higher rates of disability&#8211;but<br \/>\nthen failed to address the obvious question this raised about their<br \/>\ndata on the uninsured.<\/p>\n<p>This problem plagues almost all of the<br \/>\nstudies on mortality and the uninsured.&nbsp; Probably the best one looked<br \/>\nat patients who had been taken to the ER, which still showed higher<br \/>\nmortality for the uninsured.&nbsp; But it&#8217;s not clear that this indicates<br \/>\nthat lacking insurance is dangerous; it may be telling us that people<br \/>\nwho lack insurance have a lot of factors that lead to poorer health<br \/>\noutcomes.<\/p>\n<p>To my mind probably the single most solid piece of evidence is this:&nbsp;<br \/>\nturning 65&#8211;i.e., going on Medicare&#8211;doesn&#8217;t reduce your risk of<br \/>\ndying.&nbsp; If lack of insurance leads to death, then that should show up<br \/>\nas a discontinuity in the mortality rate around the age of 65.&nbsp; It<br \/>\ndoesn&#8217;t.&nbsp; There are some caveats&#8211;if the effects are sufficiently long<br \/>\nterm, then it&#8217;s hard to measure, because of course as elderly people<br \/>\nage, their mortality rate starts rising dramatically.&nbsp; But still, there<br \/>\nshould be some kink in the curve, and in the best data we have, it just<br \/>\nisn&#8217;t there.<\/p>\n<p>That doesn&#8217;t mean I&#8217;m prepared to say<br \/>\nthat no one dies from lack of insurance.&nbsp; The data is messy, and the<br \/>\nstudies often contradict each other.&nbsp; Intuitively, I feel as if there<br \/>\nshould be some effect.&nbsp; But if the results are this messy, I would<br \/>\nguess that the effect is not very big.&nbsp; At minimum, I think we should<br \/>\nbe pretty cautious about stating that we know how many people die from<br \/>\nlack of insurance.&nbsp; We don&#8217;t, and worse, we may never.<br clear=\"both\" style=\"clear: both;\"\/><br \/>\n<br clear=\"both\" style=\"clear: both;\"\/><br \/>\n  <a style='font-size: 10px; color: maroon;' href='http:\/\/www.pheedcontent.com\/hostedMorselClick.php?hfmm=v3:0da4fbd390805af62e100702e210f229:VIWU8iFCB7%2FpcvAitWGsrEaRz9h%2BTA1zLOHn6%2BG%2FgEr33GP1PVkxqzUApDbW7%2BX5RWn58kxRJDDB'><img border='0' title='Email this Article' alt='Email this Article' src='http:\/\/images.pheedo.com\/images\/mm\/emailthis.png'\/><\/a><br \/>\n  <a style='font-size: 10px; color: maroon;' href='http:\/\/www.pheedcontent.com\/hostedMorselClick.php?hfmm=v3:0f299dc423cda7504ddde7a530a6ac24:gnLSLL7QHITuPVWPrFg6SprjGEnvqPoj1w%2BHmJIjODvPNROkgO10OXbfVgPF4CiGhtv%2F%2F0nyE3nN'><img border='0' title='Add to digg' alt='Add to digg' src='http:\/\/images.pheedo.com\/images\/mm\/digg.gif'\/><\/a><br \/>\n  <a style='font-size: 10px; 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color: maroon;' href='http:\/\/www.pheedcontent.com\/hostedMorselClick.php?hfmm=v3:909f93942de08d5dfdab9df395b2b8b2:7WMDmdMPiWJ0ZFYFAY4qQiiS1gL6e3%2FU1E37ggoNiwtYvTHFv7ZZ4pL5MwT98qchc8UVCDm017WsTw%3D%3D'><img border='0' title='Add to StumbleUpon' alt='Add to StumbleUpon' src='http:\/\/images.pheedo.com\/images\/mm\/stumbleit.gif'\/><\/a><br \/>\n  <a style='font-size: 10px; color: maroon;' href='http:\/\/www.pheedcontent.com\/hostedMorselClick.php?hfmm=v3:f3d76027be835643b22082cd19db0ca6:xlt2AON1M%2FC2KNERcoU4HvQ0q9%2FA8dcXZB6w%2Bz7P2iyHkOalWvP2usuDc1spbR%2FQmTI4%2Fun5VnOHqg%3D%3D'><img border='0' title='Add to Facebook' alt='Add to Facebook' src='http:\/\/images.pheedo.com\/images\/mm\/facebook.gif'\/><\/a><br \/>\n<br clear=\"both\" style=\"clear: both;\"\/><br \/>\n<a href=\"http:\/\/ads.pheedo.com\/click.phdo?s=8a7ba70d6fdc4af988feb74405e34d4a&#038;p=1\"><img decoding=\"async\" alt=\"\" style=\"border: 0;\" border=\"0\" src=\"http:\/\/ads.pheedo.com\/img.phdo?s=8a7ba70d6fdc4af988feb74405e34d4a&#038;p=1\"\/><\/a><br \/>\n<img loading=\"lazy\" decoding=\"async\" alt=\"\" height=\"0\" width=\"0\" border=\"0\" style=\"display:none\" src=\"http:\/\/a.rfihub.com\/eus.gif?eui=2225\"\/><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~r\/AtlanticBusinessChannel\/~4\/l4EtggbiEKA\" height=\"1\" width=\"1\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s a contentious question, but curiously, one that doesn&#8217;t get debated nearly as fiercely as things like &#8220;how many uninsured people are there?&#8221;&nbsp; I find that surprising, because after all, we don&#8217;t necessarily care whether people are marked by some survey as &#8220;insured&#8221; or &#8220;uninsured&#8221;; we care whether there is preventable suffering in the world. [&hellip;]<\/p>\n","protected":false},"author":80,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-308635","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/308635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=308635"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/308635\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=308635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=308635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=308635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}