{"id":31427,"date":"2009-10-23T00:00:00","date_gmt":"2009-10-23T04:00:00","guid":{"rendered":"7a286e7a-987b-4ae2-b86f-88997805c521"},"modified":"2009-10-23T00:00:00","modified_gmt":"2009-10-23T04:00:00","slug":"the-evolution-of-employer-sponsored-insurance","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/31427","title":{"rendered":"The Evolution of Employer-Sponsored Insurance"},"content":{"rendered":"<p>A couple stories Friday examine just how Americans ended up with a system where employers pick up the tab for\u00a0health insurance and which groups\u00a0will end up paying more for health reform. <\/p>\n<p><a href=\"http:\/\/www.npr.org\/templates\/story\/story.php?storyId=114045132\" >NPR<\/a> on the history of the employer-based system: &#8220;The evolution of the American health care system began in the 1920s, when choices boiled down to which crazy cure you preferred.&#8221; Potions were the norm where health care for a year cost the equivalent of today&#8217;s $100. But advances in medicine created the need for health insurance as costs rose. &#8220;By the late 1920s, hospitals noticed most of their beds were going empty every night. They wanted to get people who weren&#8217;t deathly ill to start coming in.&#8221; So insurance was created that allowed people to pay a little bit every month to pay for health care. World War II and tax-free incentives on health care from employers added to the explosion in care (Blumberg and Davidson, 10\/22). <\/p>\n<p><a href=\"http:\/\/www.businessweek.com\/magazine\/content\/09_44\/b4153022849510.htm\" >BusinessWeek<\/a> reports on the future &#8212; if health reforms are enacted &#8212; and that insurers and taxpayers will likely foot the bill for the system&#8217;s changes, and that doctors will feel the least pain. &#8220;It&#8217;s safe to say doctors will give up the least, pharmaceutical and medical device makers will fall somewhere in the middle, and insurers will be the big losers.&#8221; Consumers will foot the bill if they have too generous a plan \u2014 called &#8220;Cadillac&#8221; plans \u2014 while pharmaceutical companies, medical device makers and insurers will also lose (Sasseen and Arnst, 10\/22).<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~r\/khn\/fulltext\/~4\/SY7Rej51rHk\" height=\"1\" width=\"1\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A couple stories Friday examine just how Americans ended up with a system where employers pick up the tab for\u00a0health insurance and which groups\u00a0will end up paying more for health reform. NPR on the history of the employer-based system: &#8220;The evolution of the American health care system began in the 1920s, when choices boiled down [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-31427","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/31427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=31427"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/31427\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=31427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=31427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=31427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}