{"id":340478,"date":"2010-02-19T12:31:18","date_gmt":"2010-02-19T17:31:18","guid":{"rendered":"http:\/\/blogs.wsj.com\/health\/2010\/02\/19\/the-insurance-premium-kettle-that-keeps-getting-hotter\/"},"modified":"2010-02-19T12:31:18","modified_gmt":"2010-02-19T17:31:18","slug":"the-insurance-premium-kettle-that-keeps-getting-hotter","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/340478","title":{"rendered":"The Insurance-Premium Kettle That Keeps Getting Hotter"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/s.wsj.net\/public\/resources\/images\/OB-HP681_anthem_D_20100219114455.jpg\" alt=\"anthem\" align=\"right\"\/>And speaking of the health-overhaul proposals (see previous post), we note an armful of stories today dealing with what has become a third-rail issue &#8212; the rates at which premiums are going up for individual health plans.<\/p>\n<p>The cost of health policies has been an eye-of-the-beholder issue for a long time in the overhaul debate. There&#8217;s been broad agreement that individual rates are headed up, but overhaul opponents have contended they would rise even more under Democratic-backed health-system changes, while the Dems argued that rising rates are evidence of why overhaul measures are needed.<\/p>\n<p>There matters stood pretty much unresolved until <a href=\"http:\/\/www.latimes.com\/business\/la-fi-insure-anthem5-2010feb05,0,3002094.story\" >complaints surfaced this month <\/a>about WellPoint&#8217;s Anthem Blue Cross of California unit moving to boost policy premiums by as much as 39%. Democrats saw an opening and a chance to build momentum on the cost issue leading up to the Feb. 25 bipartisan health summit.<\/p>\n<p>HHS Secretary Kathleen Sebelius demanded a <a href=\"http:\/\/www.hhs.gov\/news\/press\/2010pres\/02\/20100208c.html\" >&#8220;detailed justification&#8221;<\/a> for the increases and followed up yesterday <a href=\"http:\/\/www.healthreform.gov\/reports\/insuranceprospers\/index.html\" >with a report<\/a> that cited other &#8220;extreme premium increases,&#8221; including requests to raise rates by 56% in Michigan, 24% in Connecticut, 23% in Maine and 20% in Oregon. <a href=\"http:\/\/www.washingtonpost.com\/wp-dyn\/content\/article\/2010\/02\/18\/AR2010021801345.html\" >The Washington Post<\/a> says this morning that Washington area residents also are being notified of premium hikes of as much as 40%. <\/p>\n<p>Insurers say they are raising prices to keep up with rising medical costs and <a href=\"http:\/\/blogs.wsj.com\/health\/2010\/02\/12\/wellpoints-argument-for-39-rate-hike-adverse-selection\/\" >sicker customers<\/a>. The customer pool is sicker because as people lose their jobs, younger, healthier individuals are more likely to go without insurance in a difficult economy, skewing the mix of policy holders toward the elderly, a WellPoint executive <a href=\"http:\/\/online.wsj.com\/article\/SB10001424052748703315004575073013721784050.html\" >told the WSJ<\/a> this morning.<\/p>\n<p>Hope lives on that there might be a chance to cool down this hot-button issue. Karen Ignagni, head of insurers&#8217; lobbying group America&#8217;s Health Insurance Plans, told the WaPo: &#8220;It&#8217;s time to stop the politics of vilification.&#8221;<\/p>\n<p>Read more in today&#8217;s <a href=\"http:\/\/www.latimes.com\/features\/health\/la-fi-sebelius19-2010feb19,0,3366594.story\" >Los Angeles Times<\/a> and <a href=\"http:\/\/www.nytimes.com\/2010\/02\/19\/business\/economy\/19insure.html?pagewanted=1&#038;tntemail0=y&#038;emc=tnt\" >New York Times<\/a>.<\/p>\n<p><em>Photo: Getty Images<\/em><\/p>\n<p><a href=\"http:\/\/feedads.g.doubleclick.net\/~at\/IZHNcMFCP-UTIQIOEFXbFn6n8PY\/0\/da\"><img decoding=\"async\" src=\"http:\/\/feedads.g.doubleclick.net\/~at\/IZHNcMFCP-UTIQIOEFXbFn6n8PY\/0\/di\" border=\"0\" ismap=\"true\"><\/img><\/a><br \/>\n<a href=\"http:\/\/feedads.g.doubleclick.net\/~at\/IZHNcMFCP-UTIQIOEFXbFn6n8PY\/1\/da\"><img decoding=\"async\" src=\"http:\/\/feedads.g.doubleclick.net\/~at\/IZHNcMFCP-UTIQIOEFXbFn6n8PY\/1\/di\" border=\"0\" ismap=\"true\"><\/img><\/a><\/p>\n<div class=\"feedflare\">\n<a href=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?a=YzevIwqKX7U:zvgPmwOudpM:yIl2AUoC8zA\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?d=yIl2AUoC8zA\" border=\"0\"><\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?a=YzevIwqKX7U:zvgPmwOudpM:D7DqB2pKExk\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?i=YzevIwqKX7U:zvgPmwOudpM:D7DqB2pKExk\" border=\"0\"><\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?a=YzevIwqKX7U:zvgPmwOudpM:F7zBnMyn0Lo\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?i=YzevIwqKX7U:zvgPmwOudpM:F7zBnMyn0Lo\" border=\"0\"><\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?a=YzevIwqKX7U:zvgPmwOudpM:V_sGLiPBpWU\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?i=YzevIwqKX7U:zvgPmwOudpM:V_sGLiPBpWU\" border=\"0\"><\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?a=YzevIwqKX7U:zvgPmwOudpM:qj6IDK7rITs\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/wsj\/health\/feed?d=qj6IDK7rITs\" border=\"0\"><\/img><\/a>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~r\/wsj\/health\/feed\/~4\/YzevIwqKX7U\" height=\"1\" width=\"1\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>And speaking of the health-overhaul proposals (see previous post), we note an armful of stories today dealing with what has become a third-rail issue &#8212; the rates at which premiums are going up for individual health plans. The cost of health policies has been an eye-of-the-beholder issue for a long time in the overhaul debate. [&hellip;]<\/p>\n","protected":false},"author":792,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-340478","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/340478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/792"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=340478"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/340478\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=340478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=340478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=340478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}