{"id":357330,"date":"2010-02-24T09:00:43","date_gmt":"2010-02-24T13:00:43","guid":{"rendered":"http:\/\/www.lazymanandmoney.com\/?p=2718"},"modified":"2010-02-24T09:00:43","modified_gmt":"2010-02-24T13:00:43","slug":"can-america-learn-to-save-from-my-dog","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/357330","title":{"rendered":"Can America Learn To Save From My Dog?"},"content":{"rendered":"<p>When you think of great minds in personal finance you may think of Suze Orman, Dave Ramsey, or Jean Chatzky.  You probably don&#8217;t think of a dog, but perhaps you should.<\/p>\n<p>A few months ago my dog started doing something I had only read about in children&#8217;s books&#8230; burying dog biscuits in our yard.  I remember the first time I saw him do it.  I grabbed my wife and exclaimed, &#8220;Look at Jake!  He&#8217;s being a dog!&#8221;  (Sometimes, I&#8217;m not a wordsmith.)  For a while, I thought he was just being a stupid dog.  This past weekend when he retrieved one of his buried bones, something in my mind clicked.  <\/p>\n<div id=\"attachment_2720\" class=\"wp-caption aligncenter\" style=\"width: 435px\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.lazymanandmoney.com\/wp-content\/uploads\/2010\/02\/smart_dog.jpg\" alt=\"Are you Smarter than a Dog?\" title=\"Smart Dog\" width=\"425\" height=\"282\" class=\"size-full wp-image-2720\" \/><\/p>\n<p class=\"wp-caption-text\">Are you Smarter than a Dog?<\/p>\n<\/div>\n<p><br clear=\"all\" \/><\/p>\n<p>Biscuits are like money for my dog.  He was saving the biscuit for a rainy day when biscuits aren&#8217;t readily available.  He&#8217;s learned to do what so many Americans have difficulty doing&#8230; passing up instant gratification so that for future benefits.  I think this is noteworthy for two reasons:<\/p>\n<p>The first reason is that he&#8217;s a dog.  We didn&#8217;t train him to do it and he&#8217;s never seen another dog do it.  <b>Saving appears to be hard-wired into his brain&#8230; why do we have such difficulty with it?<\/b>  <\/p>\n<p>The second reason I find it noteworthy is that there&#8217;s significant risk and no reward to burying a bone for later.  The bone may get washed away by rain or stolen by zealous squirrel.  The bone itself will even likely have less &#8220;value&#8221; to a dog as it will be covered in dirt.  When people save their money in banks, it comes with some security (FDIC) and they are rewarded with interest.  <b>People should be the ones doing the saving.<\/b><\/p>\n<p>This isn&#8217;t the only way he saves.  Jake loves food &#8211; he&#8217;ll eat anything and everything and ask for me.  However, we found that if we give him food and leave the house, he won&#8217;t eat until we get back.  I think his rationale is that there&#8217;s no guarantee we are coming back, so he better conserve his food until the providers of his food are back.<\/p>\n<p>Perhaps Fox should create a television show that asks, &#8220;<a href=\"http:\/\/www.fox.com\/areyousmarter\/\">are smarter than a dog<\/a>.&#8221;  <\/p>\n<p>Related posts:<\/p>\n<ol>\n<li><a href='http:\/\/www.lazymanandmoney.com\/dog-costs-for-the-first-month\/' rel='bookmark' title='Permanent Link: Dog Costs for the First Month'>Dog Costs for the First Month<\/a> <small>A little while back, I had asked the question of&#8230;<\/small><\/li>\n<li><a href='http:\/\/www.lazymanandmoney.com\/lehman-bankruptcy-bank-of-americamerrill-lynch-what-can-we-learn-here\/' rel='bookmark' title='Permanent Link: Lehman Bankruptcy, Bank of America\/Merrill Lynch: What Can We Learn Here?'>Lehman Bankruptcy, Bank of America\/Merrill Lynch: What Can We Learn Here?<\/a> <small>I try to take a couple of weeks of vacation&#8230;<\/small><\/li>\n<li><a href='http:\/\/www.lazymanandmoney.com\/how-much-does-a-dog-cost\/' rel='bookmark' title='Permanent Link: How Much Does A Dog Cost?'>How Much Does A Dog Cost?<\/a> <small>My wife and I have been thinking about getting a&#8230;<\/small><\/li>\n<li><a href='http:\/\/www.lazymanandmoney.com\/dog-day-care-or-not-dog-day-care\/' rel='bookmark' title='Permanent Link: Dog Day Care or Not Dog Day Care&#8230;'>Dog Day Care or Not Dog Day Care&#8230;<\/a> <small>That is the question&#8230; Whether &#8217;tis nobler in the mind&#8230;<\/small><\/li>\n<li><a href='http:\/\/www.lazymanandmoney.com\/does-america-need-to-wake-up-financially\/' rel='bookmark' title='Permanent Link: Does America Need to Wake Up Financially?'>Does America Need to Wake Up Financially?<\/a> <small>I might not have mentioned it, but I&#8217;m in Los&#8230;<\/small><\/li>\n<\/ol>\n<p><a href=\"http:\/\/feedads.g.doubleclick.net\/~a\/ciMPPxoOEzJlCyBi5bXVGOLuH2Q\/0\/da\"><img decoding=\"async\" src=\"http:\/\/feedads.g.doubleclick.net\/~a\/ciMPPxoOEzJlCyBi5bXVGOLuH2Q\/0\/di\" border=\"0\" ismap=\"true\"><\/img><\/a><br \/>\n<a href=\"http:\/\/feedads.g.doubleclick.net\/~a\/ciMPPxoOEzJlCyBi5bXVGOLuH2Q\/1\/da\"><img decoding=\"async\" src=\"http:\/\/feedads.g.doubleclick.net\/~a\/ciMPPxoOEzJlCyBi5bXVGOLuH2Q\/1\/di\" border=\"0\" ismap=\"true\"><\/img><\/a><\/p>\n<div class=\"feedflare\">\n<a href=\"http:\/\/feeds.feedburner.com\/~ff\/LazyManAndMoney?a=asoS7PdYyXo:zCFDTCyfPh8:yIl2AUoC8zA\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/LazyManAndMoney?d=yIl2AUoC8zA\" border=\"0\"><\/img><\/a>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~r\/LazyManAndMoney\/~4\/asoS7PdYyXo\" height=\"1\" width=\"1\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you think of great minds in personal finance you may think of Suze Orman, Dave Ramsey, or Jean Chatzky. You probably don&#8217;t think of a dog, but perhaps you should. A few months ago my dog started doing something I had only read about in children&#8217;s books&#8230; burying dog biscuits in our yard. I [&hellip;]<\/p>\n","protected":false},"author":668,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-357330","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/357330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/668"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=357330"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/357330\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=357330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=357330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=357330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}