{"id":409665,"date":"2010-03-09T23:44:37","date_gmt":"2010-03-10T03:44:37","guid":{"rendered":"http:\/\/www.lazymanandmoney.com\/?p=2777"},"modified":"2010-03-09T23:44:37","modified_gmt":"2010-03-10T03:44:37","slug":"ask-the-readers-favorite-%e2%80%9cspeculative%e2%80%9d-investment-now","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/409665","title":{"rendered":"Ask The Readers: Favorite \u201cSpeculative\u201d Investment Now?"},"content":{"rendered":"

With tax season around the corner, I finally got around to opening up a SEP-IRA at Fidelity. (I don’t know what took me so long, the process was very, very quick.) For those unfamiliar with SEP-IRA’s, they are a retirement vehicle for self-employed individuals (Read more about SEP-IRAs<\/a> here). As income from this site counts as self-employment income, I am looking to contribute a few thousand dollars before the April 15th deadline.<\/p>\n

I’m heavily leaning towards investing two Vanguard Exchange Traded Funds (ETFs)… VTI and VEU. The former tracks many of the stocks in the United States. The later tracks a basket of stocks from numerous places outside the US. Together, it’s not a bad stock diversification for the world markets (especially considering it’s two trades with very low expenses). I should note that it’s worth looking into Fidelity’s offerings as well – especially since I’m going to have a Fidelity account. I’ll probably skew the percentage of the investment of those two 60-40 style towards the VEU… I’m already heavily invested in the US economy since 99% of my income comes from there. <\/p>\n

That sounds all nice and good… but I love to find a bargain. I don’t think either of those two represent that. So I’d like to carve out a small percentage of that money for a “speculative” investment. The kind of speculative investment that I’m looking for is not like investing in Palm (a company I love, but the world fails to see how great its products are). I’m looking more for an additional ETF… most likely a sector ETF. For instance, a few years ago, I invested in energy when it was fairly cheap. I think it has been a good investment. In 30 years from now, I still think the sector will be relevant. <\/p>\n

So readers, I ask for your help… what sector with long term relevancy is cheap right now? Let me know in the comments.<\/p>\n

Related posts:<\/p>\n

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    With tax season around the corner, I finally got around to opening up a SEP-IRA at Fidelity. (I don’t know what took me so long, the process was very, very quick.) For those unfamiliar with SEP-IRA’s, they are a retirement vehicle for self-employed individuals (Read more about SEP-IRAs here). As income from this site counts […]<\/p>\n","protected":false},"author":668,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-409665","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/409665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/668"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=409665"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/409665\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=409665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=409665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=409665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}