{"id":432368,"date":"2010-03-15T16:16:46","date_gmt":"2010-03-15T20:16:46","guid":{"rendered":"http:\/\/www.zillow.com\/blog\/?p=18653"},"modified":"2010-03-15T16:16:46","modified_gmt":"2010-03-15T20:16:46","slug":"show-me-the-money-or-at-least-where-to-find-it%e2%80%a6","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/432368","title":{"rendered":"Show Me the Money! Or, at Least Where to Find it\u2026"},"content":{"rendered":"

It’s been a tough couple years for borrowers who are looking to secure a home loan or to refinance an existing loan. Today, the Wall Street Journal<\/a> reports in the article “Where to Find the Money<\/a>,” that “…U.S. banks posted a 7.5 percent decline in 2009 in total loans outstanding — the steepest drop since 1942 — and consumer lending fell by 3.8 percent as roughly 7,200 banks and credit unions pulled back on mortgages, credit cards and other loans.”<\/p>\n

What is<\/em> interesting, according to the article, is that while the largest 10 percent of banks by asset size shrank their consumer lending by 4.7 percent, consumer loans actually grew nearly 3 percent at smaller financial institutions — the ones that fell in the bottom 50 percent of the industry in assets. Seems like there is some money to be had if borrowers know where to look.<\/p>\n

That’s just part of the beauty of using Zillow Mortgage Marketplace<\/a> to shop for a home loan.\u00a0 Zillow’s network of lenders <\/a>range from individual brokerage firms and small local banks to the larger, national banks.\u00a0 Borrowers simply submit an anonymous loan request <\/a>and receive custom quotes from a wide range of financial institutions almost instantly.\u00a0 Even better, borrowers can compare all of\u00a0these quotes on an apples-to-apples basis inclusive of all fees, and review lender ratings and reviews before deciding which lender to contact.<\/p>\n

As the WSJ writes, the trick to getting a good deal on a loan is to compare costs and there is no\u00a0easier way to do so than on Zillow Mortgage\u00a0Marketplace.<\/p>\n

\n<\/img><\/a> <\/img><\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

It’s been a tough couple years for borrowers who are looking to secure a home loan or to refinance an existing loan. Today, the Wall Street Journal reports in the article “Where to Find the Money,” that “…U.S. banks posted a 7.5 percent decline in 2009 in total loans outstanding — the steepest drop since […]<\/p>\n","protected":false},"author":5055,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-432368","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/432368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/5055"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=432368"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/432368\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=432368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=432368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=432368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}