{"id":475840,"date":"2010-03-26T13:00:05","date_gmt":"2010-03-26T17:00:05","guid":{"rendered":"tag:consumerist.com,2010:\/\/1.10003767"},"modified":"2010-03-26T06:09:17","modified_gmt":"2010-03-26T10:09:17","slug":"chase-hassles-woman-for-45k-in-payments-for-home-she-no-longer-owns","status":"publish","type":"post","link":"https:\/\/mereja.media\/index\/475840","title":{"rendered":"Chase Hassles Woman For $45K In Payments For Home She No Longer Owns"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/consumerist.com\/assets_c\/2010\/03\/chasesignvert-thumb-375x500-38623.jpg\">         <\/p>\n<p>In Oct. 2008, a mother of four in Illinois needed to unload her house or face foreclosure. So she worked with Chase Home Financial and got them to agree to a short sale. Unfortunately, more than a year later not everyone at Chase knows the house was sold, because they&#8217;re telling the former homeowner she owes almost $45,000 in late payments.<\/p>\n<p>Several months after the sale, she began getting letters from Chase requesting proof of insurance on the home. Puzzled as to why they&#8217;d want her to insure a house she no longer owned, she called Chase and was told the oversight was due to a backlog in the loan department.<\/p>\n<p>She continued to receive letters and continued to call Chase, who continued to blame the backlog. The former homeowner says she made over 50 phone calls during this time.<\/p>\n<p>And then, in Jan. 2009, she gets a call from a Chase rep telling her she&#8217;d missed a bunch of loan payments and that she now owed them $43,000.<\/p>\n<p>Even after her lawyer got involved and demonstrated that she no longer owned the home, Chase continued to list the loan as open. <\/p>\n<p>She eventually contacted Jon &#8220;The Problem Solver&#8221; Yates at the Chicago Tribune, who finally got a Chase bigwig to fix the situation.<\/p>\n<p>Or so it appeared.<\/p>\n<p>Two weeks after her <a href=\"http:\/\/www.chicagotribune.com\/business\/problemsolver\/ct-biz-0312-problem-hendon-20100312,0,5372705.column\" >story appeared in the paper<\/a>, Chase was back at it again, contacting the beleaguered former homeowner to tell her she&#8217;d missed 27 payments and that the now owes $44,920.67.<\/p>\n<p>Here&#8217;s how a Chase mouthpiece attempted to explain the continued error:<\/p>\n<blockquote><p>What they did is they pulled a call list, and they didn&#8217;t exclude certain things that they should have. Now this account has been marked throughout the system. It was just our caller that made a mistake.<\/p><\/blockquote>\n<p>Yes, they didn&#8217;t &#8220;exclude certain things,&#8221; like the fact that she&#8217;d sold her house 18 months earlier.<\/p>\n<p><a href=\"http:\/\/www.chicagotribune.com\/business\/problemsolver\/ct-biz-0326-problem-updates-20100326,0,4258612.column\" >Ghost charges from Chase reappear<\/a> [Chicago Tribune]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Oct. 2008, a mother of four in Illinois needed to unload her house or face foreclosure. So she worked with Chase Home Financial and got them to agree to a short sale. Unfortunately, more than a year later not everyone at Chase knows the house was sold, because they&#8217;re telling the former homeowner she [&hellip;]<\/p>\n","protected":false},"author":5519,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-475840","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/475840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/users\/5519"}],"replies":[{"embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/comments?post=475840"}],"version-history":[{"count":0,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/posts\/475840\/revisions"}],"wp:attachment":[{"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/media?parent=475840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/categories?post=475840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mereja.media\/index\/wp-json\/wp\/v2\/tags?post=475840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}