Author: Serkadis

  LINK TO PARTS 1-3

Questions Surround Fannie, Freddie – By NICK TIMIRAOS – … Mahesh Swaminathan, senior mortgage analyst at Credit Suisse, said the firms could use their increased capacity to purchase delinquent loans from pools of mortgage-backed securities that they guarantee. … Others said the new flexibility means that Fannie and Freddie could replace the Fed as a big buyer of mortgage-backed securities, especially if weak demand for mortgage-backed securities from private investors drives rates higher. … – Wall Street Journal

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Expect More Bailouts in 2010 – Daryl Montgomery – has a list of all that will be in line – Seeking Alpha

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Fannie, Freddie, and full faith – Paul Krugman – … But I think it adds to our understanding if you think of Fannie and Freddie as being, in effect, in the same business as the Fed these days.  That is, if you think about what the Fed is doing when it engages in “quantitative easing” — expanding its balance sheet by buying unconventional assets — you realize that it’s part of a broader provision of credit to the private sector by governmental or quasi-governmental agencies, which are ultimately financed or at least backstopped by public debt. … – NY Times
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The Price for Fannie and Freddie Keeps Going Up – By PETER J. WALLISON – Barney Frank’s decision to ‘roll the dice’ on subsidized housing is becoming an epic disaster for taxpayers. – Wall Street Journal Opinion

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VIEWPOINT: Treasury Updates GSE Support, and the Mainstream Misleads – By LINDA LOWELL – … More to the point, given the central role Fannie and Freddie now play in sustaining home sales and refinancings as well as in preventing liquidations through foreclosure (the force weighing on housing markets around the country), the Treasury had no choice but to lift the caps. Too much is at stake, for taxpaying homeowners, to leave outstanding even a small “tail risk” that one of the enterprises would penetrate the cap. … – long article, lots of good points – HousingWire

Well these latest goggles won’t open your world to some type of Virtual Reality experience like the Vuzix, but they will make your TV screen seem bigger than ever. The iTVGoggles are video glasses that project a big screen in front of your eyes making you feel like you are alone in a movie theater. There are two little LCD screens in the glasses that when worn over your eyes, will mold together to appear as one big screen. You can choose from two different pairs of glasses that will create this image for you of simulating a 50 inch or 80 inch big screen. “iTV Goggles is a fun and convenient way to watch movies on-the-go,” says Doug Pircher, the general manager of International Supplies, the leading worldwide distributor in digital electronics. “Because iTV Goggles is a completely private experience, it is great when traveling in an airplane, or on the road with kids whom you want to keep busy. Not to mention that these high-tech goggles can be hooked up to almost anything that plays video, from your video iPod to a portable DVD player to your favorite video game system. You can finally stop family members, especially your kids, from hogging the TV. Plus, you can even watch 3D movies from the 80 inch virtual screen model. iTV Goggles truly is your own personal theatre.”

Both the 50 inch and 80 inch virtual screen models come with stereo ear buds, the volume is adjustable, a light shield to protect your viewing experience from bright lights, USB charge cable, etc… At full charge, the iTV Goggles will last approximately four to five hours. They are compatible with anything that has an AV output, such as the iPod/iPod Video, DVD players, VHS players, DVR recorders, Tivo, Nintendo Wii, PS, PS2, PS3, Xbox, and Xbox 360.   The iTV Goggles featuring the 50 inch virtual screen runs about $180 and the goggles featuring the 80 inch virtual screen costs around $310.

2009-1961: Annual Temperature Averages (Australian BoM).

Reference: Australian BoM http://www.bom.gov.au/cgi-bin/climate/change/global/averagemaps.cgi?map=global_t&season=0112

Image Description: see case description. Image Location: Australian BoM http://www.bom.gov.au/cgi-bin/climate/change/global/averagemaps.cgi?map=global_t&season=0112 Image Permission: This work is copyrighted and unlicensed. However, it is believed that the use of this work to illustrate the subject in question, Where no free equivalent is available or could be created that would adequately give the same information, on Interlinked Challenges, hosted on servers in the United States by Michigan State University, qualifies as fair use under United States copyright law.

2009-1900: Trend in Global Annual Temperature 1900-2009, 1910-2009, 1920-2009, 1930-2009, 1940-2009, 1950-2009, 1960-2009, 1970-2009 (Australian BoM).

Reference: Australian BoM http://www.bom.gov.au/cgi-bin/climate/change/global/trendmaps.cgi

Image Descriptions: see case descriptions. Images are located at Australian BoM http://www.bom.gov.au/cgi-bin/climate/change/global/trendmaps.cgi Image Permission: These works are copyrighted and unlicensed. However, it is believed that the use of these works to illustrate the subject in question, Where no free equivalent is available or could be created that would adequately give the same information, on Interlinked Challenges, hosted on servers in the United States by Michigan State University, qualifies as fair use under United States copyright law.

Looking for something to pass the time this New Years weekend?  Once you’re all caught up with AndroidGuys news, you should take a few minutes to make your own Android doll and phone holder!  The process seems simple enough and, depending on what shade of green you get, looks 100% authentic and adorable!

Check out the quick tutorial video below for a simple walkthrough of the process.

If you decide to make one of these, send us a picture!

Source: Recombu

Most turnaround professionals predict a hard slog toward economic recovery in 2010 as businesses weighed down by debt hit rough patches and credit markets shun them.

Nearly half (49 percent) the respondents to the Turnaround Management Association’s distressed industries forecast think durable economic improvement is unlikely until at least the second half of 2010.

About three out of 10 think the worst is over, but nearly 20 percent suggest the economy has yet to hit rock bottom.

Industry Outlook

Three out of four respondents think the commercial real estate industry will fare the worst in 2010 as debt matures and lenders remain reluctant to refinance.

Retail again garnered the second highest proportion of responses, 35 percent, down from 52 percent last year.

Automotive, at the top of last year’s predictions list for most troubled industries, slipped to third (31 percent) during a year in which the federal government brokered restructurings of two of the big three automakers.

Technology appealed to nearly 30 percent of respondents as the industry most likely to improve in 2010, and energy and health care ranked nearly as high.

Commercial banks, which ranked third among industries most likely to improve in 2009, slid to fourth place.

Persistent Economic Trouble

Nearly all (92 percent) said economic conditions pose the greatest threat to struggling industries, and the most hard pressed will contend with too much debt compounded by lack of access to capital, according to 78 and 52 percent of respondents, respectively.

Industries likely to fare better in 2010 will do so mainly because of increased demand for products and services (59 percent) and an improved economy (52 percent).

Joblessness Cures

If the economy recovers without sufficient job creation, most respondents suggest the unemployment rate could be lowered through tax incentives for hiring, capital spending, and technology investment.

To a lesser degree, respondents think stimulus spending to create public works and youth employment projects and repatriate manufacturing jobs could help absorb some of the millions of out-of-work Americans.

The Chicago-based Turnaround Management Association has more than 9,000 members in 46 regional chapters who comprise a professional community of turnaround practitioners, attorneys, accountants, investors, lenders, venture capitalists, appraisers, liquidators, executive recruiters and consultants.

It’s December 31, the last day of the 2000s. It’s always fun, and often quite moving, at times like these to take a look back and remind ourselves how far we’ve come, to recall where and what we were and how and why we are different now. These exercises can seem a little cheesy, but I think they’re quite useful. Some change comes so gradually that you hardly recognize it’s occurring at all. With a little self-reflection you can acknowledge that real change has occurred, be proud of it and own it, and then commit to further personal growth.

I was inspired by this Mark’s Daily Apple forum thread. In it forum user bonesheal asked, “What did YOU learn this year?” Seeing that Mark’s Daily Apple may have played a small part in raising the consciousness of the people that responded makes the experiment that is MDA all worth it. I started MDA over 3 years ago now with the goal to, as I say, empower people to take full responsibility for their own health and enjoyment of life by investigatng, discussing and critically rethinking everything we’ve assumed to be trued about health and wellness. I’m thrilled to see that people are doing just that. And I look forward to continuing to provide the resources and this forum for change.

At this time I’d like to echo bonesheal and ask, What did you learn this year? List and share your thoughts in the comment board.

I’ll be choosing one lucky commenter at random to win the Primal Holiday Package. This contest ends when the Primal Holiday offer ends – Dec. 31, midnight.

Check back tomorrow for an all new contest! Grok on!

Get Free Health Tips, Recipes and Workouts Delivered to Your Inbox

Related posts:

1. Contest: New Year’s Resolutions
2. The World’s Healthiest Countries (and What We Can Learn From Them)
3. Happy Thanksgiving

which offers top performance in combination with a minimum footprint. With its Intel Atom and Core 2 Duo processors, the device offers differing clock frequencies in a range of 1.2 – 2.26 GHz and hence the precise adjustment of performance to differing needs. The control device is available with two different housings, the smaller of which has a volume of around 1.5 liters and therefore only requires minimal space. The larger version has two integrated PCIe slots and thus facilitates the installation of customized extension cards. In this way existing proprietary hardware may be used further and links can be established with external components via Profinet RT, Ethernet/IP or CAN. Data can be conserved in the easily accessible internal CF or SSD memories, or be stored via an SD interface located on the front side of the housing. As a result of the use of non-rotating memory, the data is better protected than on standard hard disks. An integrated, two-line LCD facilitates the issue of messages during start-up and ongoing operation, while an on-board graphic card with DVI interface allows connection to an external display. Peripheral devices can be connected to the two USB 2.0 interfaces (high-speed) and the controls networked via the two gigabit Ethernet connections. Two real time Ethernet interfaces permit the linkage of I/Os, sensors and drives, either via SERCOS III or EtherCAT. KeControl C3 offers an especially robust aluminum housing, which is foreseen for simple DIN rail installation without screws.

Filed under: GM, Saab

After canceling a earlier deadline of December 31, General Motors has given potential suitors until January 7 to come up with a bid for Saab or the storied Swedish brand will go the way of the dodo. On a business level, the move to rid itself of Saab makes sense. Saab is a perennial money loser and it has never quite figured out how to handle the brand. At this point, about the only possibility for Saab to escape the guillotine is for Spyker Cars or another bidder to somehow come up with a satisfactory last minute bid- or is it?

The brand enthusiasts at Saab History are trying to stage a last minute rally of their own – only instead of a bid for the company, these fans are looking to rally at GM’s Renaissance Center headquarters in Detroit, hoping that a show of force will help keep the doors open in Trollhättan. The goal is to assemble an impressive show of force just hours prior to the General’s January 7 board meeting that will determine the fate of the brand. The directions are simple. Get to GM headquarters, park your Saab, get some group photos and talk to the press.

The hope of the rally is that GM’s board members will see the outpouring of support for Saab and somehow push harder to make a deal a reality. While that sounds nice – and probably fun – like the hoped-for agreement with Spyker itself, it remains to be seen whether the plan can be seen through. After all, the rally suggestion was floated just yesterday, and thus far plans are in their infancy. That said, we’ve seen car enthusiasts scrap together more with less, so this is something worth keeping an eye on. Interested in learning more? Click on the link below.

[Source: Saab History]

Saab enthusiasts planning rally at GM HQ? originally appeared on Autoblog on Thu, 31 Dec 2009 10:58:00 EST. Please see our terms for use of feeds.

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There really is something on the internet for everyone.

(Manofest)

Two travel bloggers, Steven Frischling and Chris Elliott received friendly visits from the Department of Homeland Security this week. Why? Because both published SD-1544-09-06, the document that showed us what to expect when we flew in scardeyplanes from now on. A reaction to the pants bomber, the document essentially outlined a few points including the directive to prevent passengers from using their electronics during the last hour of a flight (I mirrored it below.)

Anyway, both Elliott and Frischling apparently received the document from an anonymous Gmail account and told the government as much. In a Danger Room interview, Frischling reports that DHS agents went through his Blackberry and laptop, including driving to Wal-Mart to buy a hard drive onto which to copy his files. They couldn’t get the copy to work so they seized his laptop for a while, presumably to hit up the Geek Squad for help.

It’s hard to side with the TSA agents here. They sent the directive to tens of thousands of people and organizations and, ostensibly, it’s a unclassified item. The TSA is clearly depending on some permutation of security through obscurity here and it’s just not going to cut it.

Here’s hoping Elliott and Frischling don’t get in trouble for sharing the truth.

U.S. DEPARTMENT OF HOMELAND SECURITY
Transportation Security Administration

Aviation Security Directive

Subject: Security Directive
Number: SD 1544-09-06
Date: December 25, 2009

EXPIRATION: 0200Z on December 30, 2009

This Security Directive (SD) must be implemented immediately. The measures contained in this SD are in addition to all other SDs currently in effect for your operations.

INFORMATION: On December 25, 2009, a terrorist attack was attempted against a flight traveling to the United States. TSA has identified security measures to be implemented by airports, aircraft operators, and foreign air carriers to mitigate potential threats to flights.

APPLICABILITY: THIS SD APPLIES TO AIRCRAFT OPERATORS THAT CARRY OUT A SECURITY PROGRAM REGULATED UNDER 49 CODE OF FEDERAL REGULATIONS (CFR)1544.101(a).

ACTIONS REQUIRED: If you conduct scheduled and/or public charter flight operations under a Full Program under 49 CFR 1544.101(a) departing from any foreign location to the United States (including its territories and possessions), you must immediately implement all measures in this SD for each such flight.

1. BOARDING GATE

1. The aircraft operator or authorized air carrier representative must ensure all passengers are screened at the boarding gate during the boarding process using the following procedures. These procedures are in addition to the screening of all passengers at the screening checkpoint.

1. Perform thorough pat-down of all passengers at boarding gate prior to boarding, concentrating on upper legs and torso.
2. Physically inspect 100 percent of all passenger accessible property at the boarding gate prior to boarding, with focus on syringes being transported along with powders and/or liquids.
3. Ensure the liquids, aerosols, and gels restrictions are strictly adhered to in accordance with SD 1544-06-02E.

2. During the boarding process, the air carrier may exempt passengers who are Heads of State or Heads of Government from the measures outlined in Section I.A. of this SD, including the following who are traveling with the Head of State or Head of Government:

1. Spouse and children, or
2. One other individual (chosen by the Head of State or Head of Government)

3. For the purposes of Section I.B., the following definitions apply:

1. Head of State: An individual serving as the chief public representative of a monarchic or republican nation-state, federation, commonwealth, or any other political state (for example, King, Queen, and President).

2. Head of Government: The chief officer of the executive branch of a government presiding over a cabinet (for example, Prime Minister, Premier, President, and Monarch).

2. IN FLIGHT

1. During flight, the aircraft operator must ensure that the following procedures are followed:

1. Passengers must remain in seats beginning 1 hour prior to arrival at destination.
2. Passenger access to carry-on baggage is prohibited beginning 1 hour prior to arrival at destination.
3. Disable aircraft-integrated passenger communications systems and services (phone, internet access services, live television programming, global positioning systems) prior to boarding and during all phases of flight.
4. While over U.S. airspace, flight crew may not make any announcement to passengers concerning flight path or position over cities or landmarks.
5. Passengers may not have any blankets, pillows, or personal belongings on the lap beginning 1 hour prior to arrival at destination.

AIRCRAFT OPERATOR ACKNOWLEDGMENT: The aircraft operator must immediately provide written confirmation to its assigned PSI indicating receipt of this SD.

AIRCRAFT OPERATOR dissemination required: The aircraft operator must immediately pass the information and directives set forth in this SD to all stations affected, and provide written confirmation to its PSI, indicating that all stations affected have acknowledged receipt of the information and directives set forth in this SD. The aircraft operator must disseminate this information to its senior management personnel, ground security coordinators, and supervisory security personnel at all affected locations. All aircraft operator personnel implementing this SD must be briefed by the aircraft operator on its content and the restrictions governing dissemination. No other dissemination may be made without prior approval of the Assistant Secretary for the Transportation Security Administration. Unauthorized dissemination of this document or information contained herein is prohibited by 49 CFR Part 1520 (see 69 Fed. Reg. 28066 (May 18, 2004).

APPROVAL OF ALTERNATIVE MEASURES: With respect to the provisions of this SD, as stated in 49 CFR 1544.305(d), the aircraft operator may submit in writing to its PSI proposed alternative measures and the basis for submitting the alternative measures for approval by the Assistant Administrator for Transportation Sector Network Management. The aircraft operator must immediately notify its PSI whenever any procedure in this SD cannot be carried out by a government authority charged with performing security procedures.

FOR TSA ACTION ONLY: The TSA must issue this SD immediately to the corporate security element of all affected U.S. aircraft operators.

FOR STATE DEPARTMENT: Retransmittal to appropriate foreign posts is authorized. Post must refer to STATE 162917, 201826Z Sep 01, Subject: FAA Security Directives and Information Circulars: Definitions and Handling, for specific guidance and dissemination.

Gale Rossides
Acting Administrator

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A few years back, someone sued Apple, claiming that the iPod caused hearing loss, saying that the devices have an “inherently defective design” and that they need more warnings that you can acquire hearing loss if high volumes are used. The lawsuit eventually turned into a class action, which a district court dismissed. Now an appeals court has agreed, saying that the plaintiffs showed no evidence that an iPod “poses an unreasonable risk of noise-induced hearing loss.” Basically, the argument amounted to “you know, Apple could make iPods that are less likely to lead to hearing loss.” But that’s not legally actionable, and it’s good that the courts were quick to point that out.

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It’s almost January 1st, 2010 and we’ve been mulling over our favorites of 2009 – and the previous decade. Here we present another installment of our “Of the Decade” lists.

Valve’s follow-up to the revolutionary Half-Life is our game of the decade not just because it’s a fantastic game, but because it is a fine example of modern gaming. It exemplifies DLC done right, community support done right, and comes part and parcel with Steam, which has helped revolutionize digital distribution for games. All this while still being the standard by which other FPSes are measured.

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We’ve had some indication that Orange planned to expand its “HD Voice” technology beyond the hot testbed of Moldova sometime in the coming year, and it looks like the carrier is now starting to get a bit more specific about when the UK will finally have an alternative to standard definition calls. Apparently, Orange will begin trials of the new and improved, 3G-facilitated service early in the new year, and fully roll it out along with a “range of handsets” before the end of the year. Just what can you expect from HD voice? Why, it will make it “sound as if callers are actually in the same room,” according to Orange UK chief executive Tom Alexander, who further added that “HD voice really does inject a level of innovation into mobile phone calls,” and that “once people have tried it, they won’t want to go back.”

Orange plans to bring ‘HD Voice’ calls to UK next year originally appeared on Engadget on Thu, 31 Dec 2009 10:29:00 EST. Please see our terms for use of feeds.

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WMExperts have published their full text review of the LG eXpo. They noted the construction was solid, like a smaller HTC Touch Pro 2. They did not like the free-hanging stylus, feeling it would be easy to misplace. They did however like that the device had a proximity and light sensor.  They were less enamoured with the fingerprint sensor, noting it was recessed just a bit too much to make use unreliable and uncomfortable.  This was a complaint Engadget also raised in their review of the device.

They found the keyboard good but not great, complaining of a crinkling sound when in use.

Their main complaint regarding the device appears to be the unresponsive screen, which they note to be well below modern resistive screen standards these days.

They found the device however fast and responsive, and battery life reasonable. The software bundle was felt to be reasonable but not outstanding. The camera and call quality was similarly middle of the road.

WMExperts concluded:

Out of the box and on paper, the LG eXpo looks, reads, and feels like a heavyweight contender in the Windows phone arena. However, once you get the eXpo up and running, the glitter tends to fade a little. LG has a well-constructed, feature-riddled phone, but there are enough shortfalls in eXpo’s performance that really hold this phone back.

The pre-loaded software is on par with any other Windows Phone and the native LG apps are a nice alternative to the Microsoft equivalents. Phone quality was good and the eXpo handled downloads with gusto and applications loaded and ran smoothly. The camera could be better but you can say that about a lot of Windows phones.

The frustration kept coming back to the phone’s two main input systems; the screen and fingerprint navigation system.  If LG could improve the screen and fingerprint navigation’s responsiveness, the eXpo would be a serious contender.

As is, it’s a "middle-of-the-road" Windows phone. The eXpo has a lot of potential and I think LG is headed in the right direction. The eXpo is a major improvement over it’s predecessor, the Incite. As is, though, it will be hard for the eXpo to compete with the AT&T Pure, Tilt2 or even the HP Glisten. Especially when you consider the pricing points are equal (less if you’re looking at the Pure and Glisten).

The LG eXpo is currently available through AT&T for $199 after rebates and contractual discounts.

Read their full review here.

The cracking of GSM encryption by 28-year-old German security expert Karsten Nohl has sent shock waves through the wireless industry. But the crack should come as no surprise to an industry that has long given short shrift to security, an analyst says.

Nohl — working with others around the Internet — has created a guidebook for cracking the Global System for Mobile communication’s 64-bit A5/1 algorithm, which was adopted in 1988. 3G networks use 128-bit encryption to protect caller privacy and the new A5/3 algorithm is being “phased in,” GSM Association spokesperson Claire Cranton said.

Nohl said the message from the cracking effort is “to have better security, not ‘We want to break you.’ The goal is better security. If we created more demand for more security, if any of the network operators could use this as a marketing feature … that would be the best possible outcome.”

High Crime or High Time?

“Being security researchers, one thing we can do — and what we choose to do in this case — is to show how it can be done,” he told the Associated Press. The revelations are aimed at pushing the industry’s adoption of 128-bit encryption, which would be “one quintillion times more difficult” to crack.”

Cranton spoke with outrage about the release of the guidebook, saying “this activity is highly illegal in the U.K. and would be a serious RIPA offense, as it probably is in most countries.” She referred to Britain’s Regulation of Investigatory Powers Act, which governs the interception of user logs and e-mails of suspected criminals by security and intelligence agencies.

But it should come as no surprise that the algorithm was broken, Andrew Storms, director of security operations for nCircle, said in an e-mail. “The variable of any encryption is time. One only needs to ensure the encryption is strong…

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Need help sorting through the tens of thousands of programs available for the iPhone on Apple’s App Store? Now there’s an app for that called Appsaurus.

Hello Chair, a small developer, convinced Apple to allow the app that was previously rejected because it’s similar to Apple’s Genius in helping users find what they like best. For 99 cents, Appsaurus does for your iPhone what TiVo does for your TV or Netflix for your DVD rental queue. It learns from your selections and recommends future choices.

“It makes sophisticated recommendations,” said Hello Chair CEO Luke Iannini. “Other apps make social recommendations based on what your friends like. Ours figures out patterns and groups of apps and recognizes themes.” In other words, if you liked app A, you’ll probably love apps B and C.

Guide And Matchmaker

With the number of available App Store applications expected to grow to 300,000 by the end of 2010, up from just 10,000 in 2008, according to IDC, Appsaurus could be a handy tool to help consumers and developers find each other.

“Any tool that makes it easier to navigate the App Store and helps users find applications that are useful and interesting to them is valuable,” says Aral Balkan, a developer whose creations include ‘Avit, an app that makes it easier to download e-books.

“The App Store has grown so much that although there is, most likely, ‘an app for that,’ the problem is whether or not you’ll find it,” he said. “As such, it needs better search tools and third parties should be encouraged to try and improve the experience.”

Iannini said his technology is based on an earlier program he and partner Kevin Corcoran developed, Adpinion, that groups similar ads.

“Our algorithm comes from ad technology that we’ve been working on for years,” said Iannini. “It was designed to deal…

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What if you could play all your favorite Xbox Live games on your mobile phone? You may soon be able to do just that, if a job listing from Microsoft offers any clue.

Based on recent job postings on Microsoft’s site, it appears that Redmond is making moves to bring Xbox Live to Windows Mobile devices. The competitive differentiating capability may be available when Windows Mobile 7 debuts in late 2010.

Microsoft posted the listing on its Connected Entertainment job site on Dec. 23. The job title is Principal Program Manager — LIVE Entertainment for the Xbox Live product. The post outlined how Microsoft is connecting players via the Live services on new devices beyond the console.

“We need a Principle Program Manager who can help drive the platform and bring Xbox LIVE enabled games to Windows Mobile,” the post said. “This person will focus specifically on what makes gaming experiences ‘LIVE Enabled’ through aspects such as avatar integration, social interactions, and multi-screen experiences.”

The Mobile-Gaming Landscape

Could Microsoft be setting out to compete with Nokia and Apple on the mobile-gaming front? Microsoft would have some catching up to do, but with the popularity of Xbox Live, the software giant could make strides quickly.

Games continue to dominate Apple’s App Store — there are currently nearly 950 games available. Apple has sold more than 30 million iPhones and iPod touch units, keeping pace with Nintendo’s Wii video-game console. The iPhone opened up a new world of gaming potential for mobile devices that some call the smartphone games 2.0 market. The iPhone accounts for 10 percent of the U.S. mobile-gaming market, according to media research firm Screen Digest.

For Nokia’s part, the N-Gage is a made-for-mobile games service available in compatible Nokia Nseries and other S60 3rd Edition devices from Nokia. N-Gage aims to make it easy…

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