Category: News

  • Europe Eyes €30B Green Grid

    43-billion-dollar_North_Sea_060110Earlier this summer a German-led consortium announced a plan to develop a string of utility-scale solar farms across the Sahara desert, for more on that, see here.

    Now,  a group of nine European countries is looking north, to the wind-swept North Sea to meet their growing renewable energy needs.

    The nine countries, which include  France, Ireland, Luxembourg, the Netherlands and Sweden as well as Germany, have teamed up to launch a €30 billion ($43 billion) 6,000-kilometers grid network that if ever develop will connect existing renewable energy projects to a single grid network.

    In announcing the project German Economics Minister Rainer Bruederle said:

    The aim is a rapid extension of renewable energy and its integration into an operating electricity system.

    The project is expected to take a decade to complete. A feasibility plan is expected to be unveiled later this year, according to a story posted on the EarthTimes.org Website.

  • Taylor Lautner Highest-Paid Teen Actor In Hollywood

    Who says there’s no benefit in going topless? Taylor Lautner, whose ribbed abs are the object of desire for many an American teen, has now eclipsed every teen star in young Hollywood by becoming the highest-paid teen actor in Tinseltown.

    The Twilight star is pulling in $7.5 million for his next movie, Northern Lights, where he’ll reportedly star alongside Tom Cruise, according to Nikki Finke’s DeadlineHollywood.com.


    The movie will reportedly tell the tale of “a gifted, young, aerobatics pilot who faces off with his controlling, billionaire father and falls in love with a gifted, female pilot.”

    Taylor, who turns 18 in February, has also signed on to become Paramount’s next big action hero in the upcoming blockbuster Max Steel. In addition, Armani is expected to announce Taylor as the official face and body of its Emporio Armani underwear collection next month.


  • Immerz Offers KOR-fx for Pre-order

    Wade Roush wrote:

    Immerz, the Cambridge, MA-based startup building a wearable “acousto-haptic” device called KOR-fx that translates movie and video game sound into chest-thumping vibrations, announced today that the device is available for pre-order on its website. Priced at $189.99, the KOR-fx accessory will ship in May, according to the company. Immerz founder and CEO Shahriar Afshar is in Las Vegas this week, demonstrating the device at the 2010 International Consumer Electronics Show.







  • The Way of the Parent

    Having eight kids is easy. Simple really. It is the living with them and raising them to be upstanding citizens that is the hard part.  I mean labor pain is fleeting but the pain of seeing your kid on “America’s Most Wanted” is forever.

    My oldest daughter.... the creative one.

    My oldest daughter…. the creative one.

    Not that I have seen them there, I mean.  Both of my adult children are pretty upstanding and the younger ones are still scared of me. I was concerned about Chris for awhile there in his teens but he straightened up o.k. and is currently in the Air Force. The main theme of today’s rambling is: It’s not how you start, it’s how you finish.

    I think that as parents we get focused in on every little thing our kids do. My oldest daughter, Erin, cut her hair when she was six. I took her to a psychiatrist because I thought she had unresolved hatred issues toward me. It wasn’t true. She had an unresolved pair of scissors in her hot little hands and a lack of adult supervision.

    Fast forward a number of years. Another girl-child cuts her hair. Do I take her to a psychiatrist? No, I even it up and finish cooking dinner. Simple really. The difference isn’t in the situations or the children, it is in my response to it. You have to figure that you are going ot over react to everything your first child does and underreact to everything your last child does. It is the Way of the Parent. My older kids love to remind me how hard I was on them compared to how easy I am on their younger siblings. ‘Tis true. As much as I don’t want to admit it I am older, more mellow, and being a single mom with 6 kids at home I am sadly out numbered.

    If ya can’t beat them join them.

    I don’t have all the answers to life’s parenting problems but one thing I know. It is better to choose you battles carefully than try to discipline for something that your kid is going to outgrow in a year anyway. Things that will bring the wrath of Mom on your head at our house include anything that has to do with character or ethics:

    • lying
    • meanness
    • stealing

    Things that I don’t worry about are things like Nick not wanting to wear shoes in the winter or Shiloh wanting to dye her long, gorgeous hair…. bright blue. These things are stages or part of the personality of the child. I don’t need to make a discipline issue out of it. It is my choice and I choose to make it easy.

    I have found that my kids eventually grow up, turn into responsible adults, and are too hard on their own kids.  It is the Way of the Parent, Grasshopper. See the creative 20-something in the picture? She is awesome. And her kids are too.

    image: from the collection of Marye Audet

    Post from: Blisstree

    The Way of the Parent

  • Sperry Top-Sider – 75th Anniversary Collection

    sperry-top-sider-75th-anniv

    Sperry Top-Sider is celebrating their 75th birthday. The brand’s inception can be tracked back to 1935 when Paul Sperry introduced the first original Sperry Top-Sider shoes featuring Mr. Sperry’s Razor-Siping patent. As a way to celebrate their anniversary, the brand will be releasing a collection in multiple styles offered in limited edition boxes that are replicas of the original packaging when they were first sold. The Anniversary range are available in a multitude of color selections with some now available at the J.Crew shop.

    Continue reading for more images.









    Image Source: Malcolm


  • Study Presented at the Radiological Society Annual Meeting Suggests Childhood Lead Exposure Causes Permanent Brain Damage

    A study using functional magnetic resonance imaging (fMRI) to evaluate brain function revealed that adults who were exposed to lead as children incur permanent brain injury.

    The results were presented today at the annual meeting of the Radiological Society of North America (RSNA).

    “What we have found is that no region of the brain is spared from lead exposure,” said the study’s lead author, Kim Cecil, Ph.D., imaging scientist at Cincinnati Children’s Hospital Medical Center and professor of radiology, pediatrics and neuroscience at the University of Cincinnati College of Medicine.

    “Distinct areas of the brain are affected differently.”

    The study is part of a large research project called the Cincinnati Lead Study, a long-term lead exposure study conducted through the Cincinnati Children’s Environmental Health Center, a collaborative research group funded by the National Institute of Environmental Health Sciences and U.S. Environmental Protection Agency.

    The Cincinnati Lead Study followed prenatal and early childhood lead exposure of 376 infants from high-risk areas of Cincinnati between 1979 and 1987.

    Over the course of the project, the children underwent behavioral testing and 23 blood analyses that yielded a mean blood lead level.

    Lead, a common and potent poison found in water, soil and lead-based paint, is especially toxic to children’s rapidly developing nervous systems.

    Homes built before 1950 are most likely to contain lead-based paint, which can chip and be ingested by children.

    “Lead exposure has been associated with diminished IQ, poor academic performance, inability to focus and increased risk of criminal behavior,” Dr. Cecil said.

    Dr. Cecil’s study involved 33 adults who were enrolled as infants in the Cincinnati Lead Study. The mean age of the study participants, which included 14 women and 19 men, was 21 years.

    The participants’ mean blood lead levels ranged from 5 to 37 micrograms per deciliter with a mean of 14. Participant histories showed IQ deficiencies, juvenile delinquency and a number of criminal arrests.

    Each participant underwent fMRI while performing two tasks to measure the brain’s executive functioning, which governs attention, decision making and impulse control.

    The imaging revealed that in order to complete a task that required inhibition, those with increased blood lead levels required activation from additional regions within the frontal and parietal lobes of the brain.

    “This tells us that the area of the brain responsible for inhibition is damaged by lead exposure and that other regions of the brain must compensate in order for an individual to perform,” Dr. Cecil said. “However, the compensation is not sufficient.”

    Imaging performed during a second task designed to test attention revealed an association between higher lead levels and decreased activation in the parietal region and other areas of the brain.

    According to Dr. Cecil, the brain’s white matter, which organizes and matures at an early age, adapts to lead exposure, while the frontal lobe, which is the last part of the brain to develop, incurs multiple insults from lead exposure as it matures.

    “Many people think that once lead blood levels decrease, the effects should be reversible, but, in fact, lead exposure has harmful and lasting effects,” she said.

    Dr. Cecil believes that these findings lend support to previous reports from the Cincinnati Lead Study showing that the lasting neurological effect of lead exposure, rather than a poor social environment, is a key contributor to the subsequent cognitive and behavior problems in this group.

    Co-authors are Kim M. Dietrich, Ph.D., M.S., Caleb M. Adler, M.D., James C. Eliassen, Ph.D., and Bruce P. Lanphear, M.D., M.P.H.

    Note: Copies of RSNA 2009 news releases and electronic images will be available online at RSNA.org/press09 beginning Monday, Nov. 30.

    About RSNA

    RSNA is an association of more than 44,000 radiologists, radiation oncologists, medical physicists and related scientists committed to excellence in patient care through education and research.

    The Society is based in Oak Brook, Ill. (RSNA.org)

    Editor’s note: The data in these releases may differ from those in the printed abstract and those actually presented at the meeting, as researchers continue to update their data right up until the meeting.

    To ensure you are using the most up-to-date information, please call the RSNA Newsroom at 1-312-949-3233.

    For patient-friendly information on fMRI, visit RadiologyInfo.org.


  • Night Sweats

    Regarding night sweats: are hot or cold night sweats symptomatic of high sugar? Both? Or?

    I assumed cold sweats were connected to hypoglycemia and hot sweats were connected to high BG. But I’m thinking this might not be true.

    What’s your experience with night sweats?

  • Dental School Hosts Annual Free Dental Exam Day

    prophy.jpg

    The public is invited to a free dental exam, X-rays and teeth cleaning on Saturday, Jan. 30, during Prophy Day at the Case Western Reserve University School of Dental Medicine, at Cornell Road and Emergency Drive (University Hospitals of Cleveland). No appointment is needed for the first-come, first-served exams from 9 a.m. to noon.

    Walk-in patients must be 18 years or older, not a current patient or someone with full dentures.

    The dental exam includes X-rays and cleanings during the volunteer service day organized by dental students from the school’s Student Council.

    Patients, who need additional dental work, will receive a $20 voucher to be used for a future appointment at the school’s clinic. Also depending on the type of dental care needed, some patients may qualify for some free or extensively reduced services, said Stephanie Morgan, secretary of the Student Council.

    Faculty will oversee the dental students as they perform the cleanings, x-rays and exams.

    While patients wait for their exams, the dental school will provide indoor waiting areas with movies.

    For information, call 216-368-3864 or 216-368-0450 between the hours of 9 a.m. and 4 p.m. If the line is busy, the dental school asks that you call back instead of leaving a message. Also visit the dental school Web site for details.

    For more information contact Susan Griffith, 216.368.1004.

  • So what’s new in Super Street Fighter IV?

    Will a few new characters get you to grab Super Street Fighter IV? Probably not a strong enough pull, especially if you’ve played Street Fighter IV out already. In case you’re thinking about it, take a few

  • Video: Audi TDI good at a lot of things, but suicide apparently isn’t one of them

    Filed under: , , ,

    Click above to watch the video after the jump

    Killing yourself is a bad idea. And trying to kill yourself by running a hose from the tailpipe to the cracked window of an idling Audi TDI diesel isn’t only a bad idea; it’s apparently unlikely to get the job done. That’s the message we get from the four-ringed automaker’s interesting disturbing ad. We aren’t clear as to what market this commercial aired in (or if it’s intended solely for Internet consumption), but the commercial features the Audi A5 and an actor playing part of the dangerously depressed. The man pulls out a hose, feeds it into the A5’s exhaust and places the other end into the cracked passenger window. He then turns the car on and waits in vein for the afterlife. The controversial one-minute spot isn’t a quick guide to euthanasia but instead Audi is apparently demonstrating (avoided) death by emissions as a way to graphically illustrate just how clean its diesel technology is.

    Hit the jump
    to view this very disturbing, very not-ready-for-U.S.-consumption spot. For the record, we have absolutely no idea whether or not the TDI in the Audi A5 is so clean that you safely can run a hose from the exhaust to the window, let the car idle until it runs out of gas and live to tell about it. In other words, under no circumstances should you try this at home, with or without a clean diesel.

    [Source: YouTube]

    Continue reading Video: Audi TDI good at a lot of things, but suicide apparently isn’t one of them

    Video: Audi TDI good at a lot of things, but suicide apparently isn’t one of them originally appeared on Autoblog on Wed, 06 Jan 2010 12:28:00 EST. Please see our terms for use of feeds.

    Read | Permalink | Email this | Comments

  • Ken Block to campaign Focus in FIA WRC and Fiesta in Rally America and X Games

    Ford Teams Up with Ken Block

    With more than 10,500,000 views of his “KEN BLOCK GYMKHANA TWO THE INFOMERCIAL” video on YouTube and winning three medals at X Games, Ken Block is a very popular figure in the motorsport industry. Ford announced today that it will team up with Block to market its new Focus and Fiesta to the motorsport world.

    Starting this year, Block will campaign a Ford Focus in the FIA World Rally Championship (WRC) and a Ford Fiesta in Rally America and X Games.

    “I am stoked to be rallying in a Ford. They are an impressive force in the sport,” said Ken Block. “From the days of the 1970s Escorts to the Group B RS200 to the modern-day Focus and now the Fiesta, Ford just does an excellent job at rally and I couldn’t be happier to now be part of this amazing heritage. Not to mention my dad would be proud. He was a dedicated Ford guy.”

    Bored? Kill some time by watching Ken Block Gymkhana Two the Infomercial posted after the jump.

    Make the jump for the press release.

    Press Release:

    FORD TEAMS UP WITH RALLY CAR DRIVER KEN BLOCK FOR GLOBAL MOTORSPORTS

    DEARBORN, Mich., Jan. 6, 2010 – Ford Motor Company announced today that it is teaming up with Ken Block, the California-based action sports icon-turned-rally driver, for future global motorsports opportunities.

    Block, the 2005 Rally America Rookie of the Year and a three-time medalist at X Games, has cultivated a tremendous following with his Gymkhana videos on YouTube. In 2010, Block will campaign a Ford Focus in the FIA World Rally Championship (WRC) and a Ford Fiesta in Rally America and X Games.

    “Ken Block has established himself as an action sports competitor and a rising star in the world of American rally racing,” said Jamie Allison, director Ford North America Motorsports. “We are excited to have him on our team to help promote our new global products, the 2011 Ford Fiesta and 2012 Ford Focus.”

    Rallying is a crucial part of Ford’s global motorsports strategy and provides the company with the opportunity to showcase the true performance capabilities of Ford’s products. Since its support of rallying began, Ford has won three WRC titles and 73 individual events. And, last year in North America, Ford’s participation in the Pikes Peak International Hill Climb and X Games 15 were key elements for the launch of the Ford Fiesta for the U.S.

    “Thanks to our participation in WRC, rallying has always played a key role in Ford’s global motorsports programs,” said Allison. “Ford is the only manufacturer that could provide Ken with global rally opportunities.”

    “We’re delighted that Ken Block has chosen to team up with Ford to develop his rallying activities beyond America and into the global arena,” said Gerard Quinn, Ford of Europe’s senior motorsports manager. “Ford and its U.K.-based rally partner, M-Sport, is looking forward to welcoming Ken to the wider team of talented rally drivers using Ford vehicles to compete in this demanding sport at the highest level internationally.”

    – By: Omar Rana


  • En este Fin de Año evite contaminar

    Las dos últimas semanas del año se caracterizan por un gran despliegue de movimiento por todo el país debido a la fiesta de Navidad y Año Nuevo.

    Sin embargo, en esta última celebración es cuando más personas deciden trasladarse a sitios turísticos “para aprovechar el último feriado del año”, como comentó Lucrecia Alvarado (32), quien realizó todos los preparativos para trasladarse a la playa.

    Cuide el ecosistema
    Los viajeros deben “ser cuidadosos con los residuos que producen y dónde los van a desechar”, sugirió Xavier Bustamante, director ejecutivo de Fundación Natura.
    Por lo general, lo más práctico para los viajes suelen ser los productos descartables como vasos, platos, utensilios y fundas, ya que las personas buscan ‘comodidad’. Es así que en estas épocas los desperdicios aumentan en volumen, y los sitios de diversión como parques, playas y plazas tienen un aspecto desagradable.
    “Existe una inmensa contaminación en la vías porque quienes van en transporte público o privado botan la basura”, agregó Bustamante y recomendó que deben procurar disminuir la generación de residuos y no echarlos fuera de los lugares destinados para ello.

    En la playa
    Estos sitios costeros de Ecuador suelen estar llenos de gente en el feriado del 31 de diciembre, por lo que es importante reducir el impacto negativo a este entorno.
    Plásticos y vidrios son los principales elementos contaminantes en estas zonas. “Es preocupante porque los primeros se demoran entre 300 y 600 años en degradarse”, sostuvo el experto de Fundación Natura y agregó que los desechos en la arena y el mar son perjudiciales para las especies de flora y fauna, así como para las personas.

    Quema de monigotes
    Esta es una tradición muy importante en el país para el último día del año. Pero es una actividad que genera contaminación, ya que existen componentes que se emplean para la elaboración que generan polución al momento de encenderles fuego. Por lo que Xavier Bustamante, presidente ejecutivo de Fundación Natura, precisó que el papel y el aserrín son menos nocivos.

    “Es mejor no utilizar juegos pirotécnicos porque existen elementos que no hacen combustión y con la lluvia van a las alcantarillas y luego a los ríos”, manifestó. Además, recomendó que después de quemar el ‘Año Viejo’ se debe recoger los residuos.

    Fuente Bibliográfica

  • You Could Not Make It Up: Britain’s cold snap does not prove climate science wrong, by Leo Hickman & George Monbiot, The Guardian

    Article Tags: Met Office, UK Winter Forecast 2009/10, You could not make it up

    Climate sceptics are failing to understand the most basic meteorology – that weather is not the same as climate, and single events are not the same as trends

    It’s as predictable a feature of the British winter as log fires and roasting chestnuts: a national outpouring of idiocy every time some snow falls.

    Here’s what Martyn Brown says in today’s Express:

    As one of the worst winters in 100 years grips the country, climate experts are still trying to claim the world is growing warmer.

    There’s a clue as to where he might have gone wrong in that sentence: “country” has a slightly different meaning to “world”. Buried at the bottom of the same article is the admission that ” … other areas including Alaska, Canada and the Mediterranean were warmer than usual.” But that didn’t stop Brown from using the occasion to note that “critics of the global warming lobby said the public were no longer prepared to be conned into believing that man-made emissions were adding to the problem.”

    Source: guardian.co.uk

    Read in full with comments »   


  • Renault anuncia su expansión al mercado indio

    La marca gala Renault acaba de confirmar desde el Salón de Nueva Delhi su expansión para uno de los mercados emergentes más productivos a largo plazo, el indio. De momento y durante los próximos 24 meses, iran introduciendo diferentes modelos para que en unos 4 años ya puedan tener la mayoría de su flota vendiéndose en ese país.

    Renault Logo

    Los diferentes modelos que estarán a la venta ocuparán toda la gama, incluyendo un Crossover, coches pequeños y manejables y la gama de lujo de la empresa. Además, han aprovechado el Salón de Nueva Delhi para presentar el Renault Twizy, un coche eléctrico de dos plazas.

    Con la globalización, la capacidad de estas empresas para sacar rendimientos en mercados en desarrollo con un potencial enorme es máxima: con la tecnología madura, los costes de fabricación bajos y el renombre y prestigio del que disponen.

    Related posts:

    1. Honda esta preparando un compacto para el mercado indio
    2. Renault F1 anuncia la compra del 75% de su escudería por parte de Genii Capital
    3. Renault mostrará prototipos eléctricos en el Salón de Frankfurt
  • Did A New Pipeline Just Make Russia The Most Important Energy Superpower By Far?

    AP Putin

    Russia is now the world’s largest oil exporter thanks to a new pipeline and port complex, as well as declining production in Saudi Arabia, reports Robert Morley of Trumpet.com.

    The new complex, which Putin calls one of the “biggest projects in contemporary Russia,” will create a two-way gate through which Russia’s large Siberian oilfields will pour into Asia’s energy-thirsty economies.

    It will be one of the largest oil centers in the world, with a capacity for 16% of Russia’s total exports.

    Factor in Russia’s natural gas exports, and you could make the argument that Russia is now the most important energy power in the world?

    Read the whole thing here.

    Join the conversation about this story »

    See Also:


  • Which Wich, Which Wich Coupons 2010

    Which Wich, Dickey’s BBQ and Famous Famiglia were previously on the list.

    On Friday, Cook County Circuit Court Judge Margaret Brennan is to hear Freed’s motion to delay appointment of a receiver. Brennan named CB Richard Ellis executive Karen Pence Hollan the receiver for Block 37 in late November after Bank of America, lead lender on a $205 million construction loan, moved to foreclose on Freed.
    According to RestaurantChains.net, this quarterly list displays trimester to trimester recent growth captured during its “re-verification process”; information is derived and calculated from the continual process of interviewing and verifying more than 7,300 restaurant chain concepts.
    RestaurantChains.net has just published its list of November 2009’s Top 20 Fastest Growing Concepts, for the research period from July 21 to Oct. 20. Which Wich topped the list with a unit growth of 18 for the period to bring up the number of locations from 72 to 90.
    Which Wich, a sandwich shop, signed a lease for 1,523 square feet in the underground pedway portion of the Block 37 project, developer Joseph Freed and Associates LLC said Thursday.

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  • Economía verde, el eje de la Cumbre de Río

    RÍO DE JANEIRO, EFE
    El Gobierno brasileño dijo que espera que la Conferencia sobre Desarrollo Sustentable que la Organización de las Naciones Unidas (ONU) organizará en Río de Janeiro en 2012 permita discutir los aportes de la ‘economía verde’ para el desarrollo sustentable y la reducción de la pobreza en todo el mundo.

    La nueva cita de jefes de Estado tiene por objetivo “renovar el compromiso de los líderes mundiales con el desarrollo sustentable del planeta 20 años después de la Conferencia de las Naciones Unidas sobre Medio Ambiente y Desarrollo en Río de Janeiro en 1992”, según un comunicado divulgado por la Cancillería brasileña.

    Además“La Río+20 (nombre del evento) evaluará la implementación de los compromisos asumidos por la comunidad internacional en 1992 y debatirá, además, la contribución de la ‘economía verde’ para el desarrollo sustentable y la eliminación de la pobreza”, según la nota.
    También servirá, agrega, para discutir la estructura de la gestión internacional en el área de desarrollo sustentable.

    La realización de una nueva Cumbre de la Tierra en Río de Janeiro fue propuesta por el presidente brasileño, Luiz Inácio Lula da Silva, durante su intervención ante la Asamblea General de la Organización de Naciones Unidas en septiembre de 2007.

    Fuente Bibliográfica

  • Amy’s Last-Minute Budget Thanksgiving Feast for Nine

    “My family canceled Thanksgiving on Wednesday because my aunt and uncle got sick. At 4pm the day before Thanksgiving I decided to host nine family members in my small Brooklyn tenement apartment.”

    Thanksgiving? Wasn’t that a couple months ago? Well, yes, but when we received this great story from Amy on how she pulled off a last-minute budget feast for nine (in a small apartment no less!) we knew we couldn’t wait until next year to show it to you. Here’s Amy’s inspiring story, and her whole menu too!

    Read Full Post


  • In Defense Of Debt Collectors

    If I were a debt collector, I would be pretty unhappy about an AP article that came out yesterday. It portrays the career as one for felons and bullies. And indeed, there are some collectors who do use unlawful tactics. But there are also bad eggs in other industries who sometimes break the law. There are dirty doctors, lawyers, cops and hedge fund managers, to name a few. I don’t think the article fairly singles out the collections industry.

    In my prior life as a consultant, I actually had the opportunity to meet quite a few debt collectors. It definitely does take a special breed of person to call people up and demand they pay the money they owe. Imagine, for a moment, calling a single mother struggling to make ends meet. She owes, say, $500 on her credit card and is several months delinquent. She tells you that she lost her job and needs her unemployment money to pay the rent and for food for her children. You can hear it in her voice that she’s near tears.

    Yet, it’s your job to look past all that. She owes your company money. Her current financial situation doesn’t matter much to your boss, or his boss, or the company’s CEO: she needs to pay the bill.

    So what do you do? You have to shrug off her troubles and tell her that she needs to pay. There was a contract in place where she promised to make payments on the card in accordance to what she spent. But do you have no heart?

    Talk about a grueling job. What an awful thing to do day-in and day-out. You basically have to demand money from people, most of whom can’t afford to pay. I know it’s something I wouldn’t want to do. Yet, is AP really playing fair in beginning its article about Buffalo’s collection agencies by characterizing these collectors as follows:

    When Tobias “Bags of Money” Boyland went looking for a new career after serving 13 years in prison for armed robbery and drug dealing, he quickly found something that suited his sensibilities: He opened a collection agency.

    Really? Because this epitomizes anyone willing to help a firm collect money that it’s legally owed? The article continues by explaining that many collectors have gotten in trouble with the law. It even presents a little data showing that complaints about collectors are up. Just look at this chart!

    debt collectors 2010-01.PNG

    This looks bad, doesn’t it? Look at 2008. It’s increased so much that AP took the time to highlight the associated bar. Eyeing the graph, it looks like the bar went from around 71,000 in 2007 to 79,000 in 2008. That’s an increase of 11%!

    But wait a minute — overall delinquencies were also way up. The time period in question was during a deep credit-driven recession. In other words, there were a lot more people getting calls from collectors too. If the number of delinquencies increased by 11% or less, then AP might be onto something. That would imply that complaints are increasing at a greater rate than delinquencies. So how much are delinquencies up from 2007 to 2008?

    25% for Consumer Loans (which includes credit cards)
    103% for Residential Loans (which includes mortgages)

    That’s the increase in delinquencies at the end of 2008 versus the end of 2007, according to the Federal Reserve. In light of this data, it’s pretty clear that there were actually fewer complaints per delinquent account in 2008 than in 2007. The collectors are doing better, not worse.

    Now don’t get me wrong. There are some collectors out there who are awful people — criminals even. But as I mentioned at the start of this post, the same could be said for any other industry. And while I admit that it takes a special kind of person to be able to bully struggling people for money, that’s the job. Remember, delinquent borrowers aren’t being unfairly singled out with these firms trying to steal their money; they had contractual agreements and aren’t holding up their end of the deal. So these “bullies” aren’t stealing anyone’s lunch money — they’re trying to prevent people from stealing theirs.





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